In this podcast episode, I discussed about the essential keys and guidelines to start your business with the right mindset and attitude. Starting your first ever business is hard and challenging. No one said it would be easy. There will be days and nights where you run of out money to feed yourself. Failure is part of the learning progress. Depending on what type of business you start, it could be hard to make the money to feed yourself and thrive, so understanding that not caring what others think of you is the key to working and thriving. Other people will time you that you couldn’t make it, or you don’t have the talent to build a multi million dollar business. Understand yourself is the why you would do well in business. The sublet Art of not giving a F*ck is really a mindset you should have to pursue business and also personally happiness. I hope you take away some valuable lesson and focus on what truly makes you happy. The key is consistency.

In this episode, I talk about why this is a good time to take advantage of lower interest rates on your mortgage, personal loans, business loans, credit card or any other type of loans you may have and what you need to do to make your money work for you. Weather you invest in real estate or the stock market, this is the right time to do it and so important to understand interest rates so you can better leverage your money.

I’ve discussed several ways to mange your personal finances during this COVID-19 Crisis. Many of them which you can control, especially if you recently lost of your job or your income has been cut more than half. It’s critical to understand how to structure your finances so that your dollar and get you further. This is a critical time to have a credit card, or emergency savings or create one, have a financial product in place so that you can survive. Especially if you have a business, this is the most difficult times for people, whether you’re an employee or employer. If you don’t have anything in place, this is a very good time to get your financials in place. It’s a very good time to refinance your loans and debt to reduce the fees and lowering your costs of payments. Again, please follow my podcast for any future updates.

In this podcast episode, I’ve discussed about how important it is to take control of your financial life, learning how to manage your financial resources, financial tools, budgeting, emergency saving, and those using financial tools to help you. financial freedom isn’t easy and understand all the right tools could be difference between financial freedom and financial stress. Many studies have shown that on average, more than half of Americans doesn’t have more than $1,000 emergency fund. It’s crazy to think that $1,000 could put in in more debt than they could imagined. So understanding that taking care of your credit score, having a strong emergency fund, have a few options in terms of emergency financial backup is very important.

Today’s episode is about personal finance and steps to take to achieve financial freedom. Listen to my podcast and find out some helpful advice and action plan to help you achieve your financial goals!

MY FIRST PODCAST IN JUNE 2019. I TALK ABOUT BUSINESS, PERSONAL FINANCE, MONEY MANAGEMENT, INVESTING, AND GOALS. PLEASE CONTINUE TO CHECK IN MONTHLY TO HEAR MY NEW PODCAST & FUTURE NEWS. IF YOU HAVE ANY QUESTIONS. PLEASE LET ME KNOW ON INSTAGRAM @STEVENYANGOFFICIAL