Two young agents, Pedro Albuquerque and Jonathan Stell, explain why they left a captive setup for higher comp, direct carrier pay, and real ownership with Family First Life. We break down lead strategy, commission math, daily pay, and the systems that let new agents win fast without politics or scarcity.

• captive pain points and propaganda
• higher compensation, advances and back-end pay
• control of leads and in-house Facebook campaigns
• aged vs high-intent leads and reinvestment
• daily schedule, focused training and hands-on support
• solidifying sales to reduce chargebacks
• transparent commission math and overrides
• virtual sales growth and tech-driven efficiency
• bonuses from carriers and FFL, goal setting and scale

Hit them up if you're interested in working with them. 

@payyroll.p & @Stellsells.life