For the first time in American history, someone under thirty is doing worse than their parents at the same age - net worth, housing, mental health, all of it. A conversation about what's driving that, why the fix requires sacrifices nobody wants to sell at the ballot box, and where the money actually goes. Plus the case for a minimum wage that tracks productivity, why owning assets beats earning income under current tax law, why the S&P is already your international exposure, and how British schools quietly taught a generation that trying hard is embarrassing.