STRAIGHT GEMS

By Rene Vasquez

In depth informational audio content from @mrcreditgems , involving credit deep dives and whatever other valuable gems I can provide. To opt in to my SMS newsfeed, text “podcast” to 1-805-667-0408... more

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FAQs about STRAIGHT GEMS:

How many episodes does STRAIGHT GEMS have?

The podcast currently has 10 episodes available.

STRAIGHT GEMS episodes:

February 22, 2024 How I would use credit to make six figures at 20 years old
Text “podcast” to 1-805-667-0408
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23min
October 23, 2023 Why You’re Getting DENIED For Credit Cards ❌ (It's Not What You Think...) Instagram Live Session
Text “PODCAST” to 1-805-667-0408 to Stay Up To Date With Future Videos 💎
Super Slept On Topic... PERSONAL INFORMATION.
How to Get Approved and Pre-Approved for Credit Cards INSTANTLY.
(Avoid wasting hard inquiries, and disappointing denials with this video)
Something as small as a TYPO on your application could be the reason you're getting denied, not being verifiable to banks, or not receiving preapprovals!
We talk about your "PBID" (Personal Borrower Identification) and why it needs to be the exact same everywhere for instant approvals ✅
Follow me on Instagram https://www.instagram.com/mrcreditgems
IG Lives Daily... Come Ask Your Questions!
-- TIMESTAMPS --
00:00 Intro
01:12 Taking a Client From Denials to Instant Approvals Everywhere
02:08 Pick One Way to Spell Your Address and Spell it Consistently
04:03 What is The RIGHT Way to Spell Your Address? (USPS Database)
06:56 Do CPNS Still Work?
07:42 Biz GM Business Credit Card Verification Issues
09:53 Multiple Amex Cards with No Hard Pull AMEX INQUIRY HACK
11:08 Datamine into Amex with an Authorized User Account (Do not PAY for this, only use friends and family)
11:40 Why Authorized User Account is Better Than Amex HYSA for Datamining
12:37 How to Datamine with American Express ALL OPTIONS
13:44 How Much is 30,000 Amex Points Worth? (Economy Trip to Europe)
16:21 Check What Bureau The Bank is Going to Pull From and Match Info
17:11 My Free Channels Where I Drop Gems (Telegram/IG Broadcast/SMS)
18:02 Finding the BEST Sign Up Bonus Available for A Credit Card
18:55 Outro
🚨FINANCIAL DISCLAIMER 🚨
I am not a lawyer and I am not a financial advisor! Any advice I give is solely based on MY OWN EXPERIENCE and MY OWN RESEARCH and is my views and opinions for ENTERTAINMENT PURPOSES ONLY! There is no guarantee as there are many variables that will impact your success. Everything stated on my videos and on my channel is for ENTERTAINMENT PURPOSES ONLY and should be taken as OPINION and NOT FINANCIAL ADVICE!
Mr Credit Gems also known as the Radikal Marketer makes Youtube Videos similar to other Youtubers such as Noelle Randall, Credit Suite, Earn Your Leisure, Credit Plug, Kelvin McNeil, Andrew Cartwright, Brian Jung, Ryan Pineda, MG The Mortgage Guy,, Herman Dolce the Hatian CEO, HIM500, Irv Official, Naam Wynn, Karlton Dennis, Radikal Marketer, Radikal Hughes, and the Social Proof Podcast!
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21min
October 19, 2023 Instagram Live Session 10/14/2023 w/@mrcreditgems (Amex Sauce, Best Credit Card to get FIRST, LLC’s)
Instagram Live with mrcreditgems from October 14 2023 - How to Get BOTH Amex Gold + Amex Platinum Sign Up Bonuses! 190K+ MR PointsApply for Amex Gold, then wait 12 months and UPGRADE to the Platinum via targeted upgrade offer.- Get additional Amex cards with no hard pull aka "hard inquriy" Get personal Amex cards FIRST, then apply for biz cc's down the road! You can also refer people to those cards and earn 50K-100K points per year.- Amex is Now Giving You a FREE FICO 8 Score from Experian!- How to Check Your Credit for FREE + Score vs Report. "Score Does Not Matter!"- Course Student Testimonial : From NO CREDIT to Personal Funding Sequences at 19 year old- What to do if You Joined Navy Federal the Wrong Way Lying About Family Members- Chase Freedom Rise : BEST Chase Card for No/Low Credit- My Backstory : Why I Chose to Learn About Credit- My Thoughts on PURCHASING AU's aka "Authorized Users"- AU Startup Sequence Method : Personal Funding Sequence with NO Credit Established- Chase Freedom Rise Can Upgrade to Chase Freedom Flex or Unlimited- My Thoughts on Delaware LLCS / Out of State LLC's - What's the Best Way to Build Relationship with Amex when Rebuilding Your Credit- Amex Biz Checking BONUS 30K-60K MR For Free- Sole Prop Funding EXPLAINED vs LLC Funding- Does Sole Prop Funding Need an EIN? NO!- Pros and Cons of Sole Prop Funding- Reallocating Credit Limits on Credit Cards!- Double Whammy Method for Merging Credit Limits Together for MAX 0% APR!- My Chase Loan On A BUSINESS Credit Card!- What is My Chase Loan- What Would I Do with $16K from My Chase Loan- How To Join My Mentorship- Kabbage BLOC from Amex Soft Pull No Hard Inquiry Business Line of Credit- Consultations
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56min
September 25, 2023 Best Way to Pay For the iPhone 15 Maximizing Credit 📲💳 0% APR Options, Welcome Bonuses, Trade-Ins
In this episode, I give some clarity on ALL the possible ways you could creatively purchase an iPhone 15, iPhone 15 Pro , or iPhone 15 Pro Max, depending on your budget/goals, to get the MOST value back in free travel/cashback/no interest. 💎 We talk about internal financing with cell phone service companies (Verizon/AT&T/T-Mobile) + how it’s essentially a “ghost” credit account that doesn’t show on your credit report 👻 (my favorite method) , we also talk about the sneaky advertising Apple does with their Apple Card feature of “0% APR installments” and their iPhone Upgrade Program which is actually underwritten by a bank you don’t expect… (not Goldman Sachs)
If you’d like to stay up to date with me, all my episodes, and other resources I put out, text “podcast” to 1-805-667-0408 and say what up! ☎️
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39min
September 22, 2023 Moving Credit Limits Around 🤔 Chase/Amex/Bilt/US Bank/BOA
In this episode, we answer the question of “Can You Move Credit Limits Around At Banks?” This terminology may also be known as “reallocating” or “merging” credit card limits, but it’s all the same thing 👍🏽 Moving credit limits can have some pretty interesting use cases! From helping reduce utilization, to taking more advantage of 0% APR periods, it’s always good to know how you can get more creative with your financing. Hopefully this helps! If you guys would like to keep up to date with me, text “podcast” to 1-805-667-0408 💎☎️
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34min
April 05, 2023 Is the BILT CARD > CHASE + AMEX?! 🤯 (Full Breakdown)
In this episode, we get into a deep-dive card breakdown on the Bilt Card, debatably the BEST personal credit card in the game! (Yes, even better than Chase and Amex for most people!) With its incredibly strong points, travel features, and the ability to PAY YOUR RENT with the Bilt Card by Check/ACH/CC with no fees, plus earn points for it, it’s truly a standout credit card, especially at $0 AF! (No annual fee.) I think it directly can compete with the Chase Sapphire Preferred, and I explain why in the episode. Excited for you guys to listen in! PS: If you want to stay up to date with all of my content: text “PODCAST” to 1-805-667-0408 and you’ll receive alerts stay locked in with me!
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52min
October 02, 2022 LLC FORMATION CRASH COURSE ⚡️ | How to Avoid Expensive Newbie Mistakes
What’s up guys! Thanks for checking out this episode where I do a deep dive on how to set up an LLC the right way ✅ There are tons of headaches and costly mistakes that you could go through as a brand new entrepreneur, my goal is to help you completely AVOID THEM to save time/money/energy! 😁 If you want to stay tuned on other announcements of mine like courses + free resources be sure to text “podcast” to 1-805-667-0408 💎 also, as I mentioned in this episode here is the link to the list of high risk NAICS codes https://www.naics.com/wp-content/uploads/2014/10/NAICS-ASSOCIATION-High-Risk-and-Cash-Intensive-NAICS-Codes-List.pdf
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39min
June 24, 2022 How to Choose Bank Accounts Tip + @MRCREDITGEMS IS BACK ! 💎✅ + Fake Gurus Will Go Down 🤝
After 8 weeks my Instagram is restored 🙏🏽 In this episode, I talk about what I’ve been up to the past 2 months while my profile has been down, an update on the course, my thoughts on fake gurus, and I throw a gem in the beginning about being very particular when choosing bank accounts! 👍🏽 Most people don’t know that the banking system keeps track of your new accounts similar to the credit world; ChexSystems, Telecheck, and Early Warning all have made it their business to track your new bank accounts and good or bad standing on them. However, they must follow the same rules as the credit bureaus do regarding the FCRA! Hope you guys enjoy; have a great week, and feel free to reach me by texting “podcast” to 1-805-667-0408
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36min
May 18, 2022 “WhAtS tHe BeSt CrEdiT CaRd to BuiLd My CrEdiT bRo?! 🫣” | Full Explanation
Text “podcast” to +1-805-667-0408 💎 In this episode, I answer the age old question I get from absolute beginners all the time: “What’s the best credit card for me to get to start building my credit?” The answers I give will probably be unlike anything you’ve ever heard from ANY free info on YouTube, or friends/family. This one will blow your mind. I go over the things you should do to build your credit off rip and WHY, as well as a way to get a free $225-$1000+ from banks for doing almost nothing, not even regarding credit. 🏦 I know I tackled a lot of info, so let me know if you have any questions! Again, TEXT “PODCAST” TO +1 805 667 0408 TO REACH ME FOR REAL! 🤘🏽
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1h 3min
May 13, 2022 WHERE IS @MRCREDITGEMS ?? 😅 | Update on Me + Bunch of Navy Federal Hacks
In this episode (that I randomly created) I break down wtf happened to my Instagram page, why I think I might double down on audio content for the sake of delivering ACTUALLY GOOD info, and for the loyal fans listening to the end I drop a ton of gems regarding handling a banking relationship with Navy Federal for INSANE results. Hopefully it made sense, and hopefully you tune in for the next release! Hit me on my community number 1-805-667-0408 🤘🏽
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1h 12min

FAQs about STRAIGHT GEMS:

How many episodes does STRAIGHT GEMS have?

The podcast currently has 10 episodes available.