
Sign up to save your podcasts
Or


EPISODE RESOURCES
Read the Dept of Ed Announcement on Wage Garnishment
Try the Reddit Backdoor Payment Tracker
Download our Guide to IDR Plans
Essential Updates on Federal and Private Student Loans: January '26
In this episode of the Escape Student Loan Debt Podcast, we share updates on federal and private student loans in January 2026.
Key topics include the delay of wage garnishments for defaulted loans, the elimination of the partial financial hardship requirement for income-based repayment plans, and the discontinuation of the forgiveness tracker on studentaid.gov.
Additionally, we cover the Department of Education's stance on student loan forgiveness under income-driven repayment plans and the impact of international politics on private loan interest rates.
Tune in for information to help on your student loan journey!
00:00 Introduction and Episode Overview
01:03 Wage Garnishments Update
04:39 The Death of the Forgiveness Tracker
09:38 Partial Financial Hardship Removal
12:28 Fate of the SAVE Plan
16:34 Forgiveness Updates and Delays
18:39 Impact of International Politics on Loan Interest Rates
19:34 Conclusion and Upcoming Episodes
By EscapeStudentLoanDebtPodcast l Student Loan Strategies for the Established Professional4.9
2424 ratings
EPISODE RESOURCES
Read the Dept of Ed Announcement on Wage Garnishment
Try the Reddit Backdoor Payment Tracker
Download our Guide to IDR Plans
Essential Updates on Federal and Private Student Loans: January '26
In this episode of the Escape Student Loan Debt Podcast, we share updates on federal and private student loans in January 2026.
Key topics include the delay of wage garnishments for defaulted loans, the elimination of the partial financial hardship requirement for income-based repayment plans, and the discontinuation of the forgiveness tracker on studentaid.gov.
Additionally, we cover the Department of Education's stance on student loan forgiveness under income-driven repayment plans and the impact of international politics on private loan interest rates.
Tune in for information to help on your student loan journey!
00:00 Introduction and Episode Overview
01:03 Wage Garnishments Update
04:39 The Death of the Forgiveness Tracker
09:38 Partial Financial Hardship Removal
12:28 Fate of the SAVE Plan
16:34 Forgiveness Updates and Delays
18:39 Impact of International Politics on Loan Interest Rates
19:34 Conclusion and Upcoming Episodes

3,239 Listeners

5,163 Listeners

2,457 Listeners

113,041 Listeners

57,015 Listeners

183 Listeners

670 Listeners

4,026 Listeners