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IDR Class Action Lawsuit

When Will Student Loan Payments Restart?

Critical Updates on Federal Student Loan Forgiveness and Repayment Strategies

In this brief updates episode, the host discusses the latest developments regarding federal student loans. Key highlights include the importance of consolidating loans for certain borrowers by July 1st, 2026, ongoing minimal progress in processing Income Driven Repayment (IDR) applications, and recent halts in forgiveness for various repayment plans due to legal complications. The episode also warns of the impending restart of wage garnishment for those in default on federal student loans and emphasizes that employers cannot fire employees solely for wage garnishment. Additionally, there is speculation about when student loan payments might restart, with some anticipating immediate rescheduling and others predicting potential delays until 2028. The episode concludes with an update on the transfer of loans from Mohela to other servicers, advising borrowers to ensure their information is up to date. For those seeking personalized advice, the host offers information on booking one-on-one consultations.


00:22 Federal Student Loan Consolidation
01:01 Income Driven Repayment Plan Issues
02:37 Legal Challenges and Forgiveness Updates
03:26 Wage Garnishment for Defaulted Loans
05:14 Student Loan Payment Restart Speculations
07:38 Changes in Loan Servicers
09:58 Conclusion and How to Get Help