Sub11 Uncovered: Amplifying Innovation

From newsroom life to building a challenger media brand — John McDuling has seen Australia’s business journalism landscape transform. 📰

Live from Intersekt, Chris Titley chats with John McDuling, founding editor and chief of Capital Brief, about:
📝 Why quality journalism still cuts through in an algorithm-driven world
💥 How breaking stories — like the ANZ jobs saga — show the appetite for fresh perspectives
🌐 How distribution dynamics are shifting across LinkedIn, Google, and new media platforms
🧠 What it takes to build a newsroom culture that attracts talent back to journalism
🚀 Why Capital Brief is betting on hard facts and actionable news, not opinion pieces

A thoughtful conversation on media, fintech, and building something new in a changing landscape.

SME lending, AI credit models, and a patchy economy — David Carbines covers it all in this lively Intersekt chat.

Chris Titley sits down with David Carbines, founder of Cogsflow, to unpack:
💼 How Cogsflow has navigated a year of rapid growth and shifting economic conditions
🤖 Why they’re cautiously integrating AI into their credit models — and why “smart but ill-disciplined employees” is the perfect metaphor for LLMs
🌏 How global trade shifts are influencing Aussie SMEs’ expansion plans
⚡ The tech priorities driving better merchant experiences, speed, and sustainable growth
🔥 Why intersecting with the fintech ecosystem in Melbourne remains invaluable for interstate founders

A candid conversation on fintech strategy, AI experimentation, and staying sharp in a fast-moving market.

Payments, partnerships, and a buzzing fintech ecosystem. 🇦🇺

Live from Intersekt, Chris Titley chats with Ian Cragg about:
💼 How his company is scaling through enterprise partnerships, from accountants to major tech platforms
🏦 Why banks remain their biggest competitors — and where challengers are winning on pricing, service, and UX
🚀 The state of fintech in Australia and the opportunities for emerging companies to expand globally
🌐 How licensing and overseas growth remain key hurdles for ambitious fintechs
🔥 His first Intersekt experience — and what makes the community unique and energetic

A lively conversation on the realities of competing with banks, building strategic partnerships, and the momentum driving Australian fintech forward.

R&D is one of Australia’s most powerful — yet underused — innovation levers.

Live from Intersekt, Chris Titley chats with Alex Knight, co-founder of Advanced, about:
💸 How Advanced unlocks non-dilutive capital to help startups accelerate their R&D and growth
📈 Why the R&D Tax Incentive is critical to Australia’s innovation economy — and where the opportunity lies
🚀 The $60M worth of transactions they’ve enabled in just 18 months
🧠 The mindset shift founders experience when they see how Advance fits into their capital strategy
🌏 Why Australia must get better at commercialising research to stay globally competitive

A smart, energising conversation on capital, innovation, and fuelling the next generation of Aussie tech.

FinTech Week has officially arrived — and Vinnie D'Alessandro has a front-row seat to the ecosystem in full flight.

Live from Intersekt, Chris Titley chats with Vinnie about:
🇦🇺 Why expanding Intersekt into a full FinTech Week has supercharged connections and dealmaking
🏦 How major banks, investors, and startups are converging in Melbourne to collaborate and compete
🤝 The unique culture of the fintech community — where competitors grab beers together and introductions happen on the fly
🤖 Why the real impact of AI in fintech will come from faster product cycles and smarter use cases, not just hype
🔥 His love for the Fintech 50 pitch session and the energy it brings to close out the week

A vibrant conversation capturing the buzz, optimism, and pace of Australia’s fintech scene in 2025.

Data sharing is the backbone of fintech’s next wave — and Fiskil is right in the middle of it.

Live from Intersekt, Chris Titley chats with Jacob Parker from Fiskil about:
🔐 How Fiskil helps banks, lenders, and high-growth tech companies securely share and access data
🌊 Why Australia’s multi-industry Consumer Data Right (CDR) is admired globally — and where it needs to keep pushing
🤖 How AI is being adopted across the ecosystem to build new use cases
🇦🇺 The state of fintech in Australia in 2025 and what the next wave of startups could look like
📈 Fiskil’s growth journey and ambitions as open banking volumes ramp up

A sharp conversation on data, regulation, and the future of fintech infrastructure.

From IPO turbulence to profitability — and a booming AI analytics business.

Chris Titley sits down with Jamie Twiss, CEO of ASX-listed Beforepay and Carrington Labs, to unpack:
💰 How Beforepay turned its lending business around, achieving $6.7M profit and writing 40,000 loans a week with just 50 staff
🧠 Why Carrington Labs was born from their in-house risk models — and is now growing fast in North America
🤖 Jamie’s refreshingly honest take on AI hype vs. real utility in fintech
📈 How disciplined cost control and sharp strategy helped the company thrive post-IPO downturn

A sharp, funny, and insightful chat with one of Australia’s most data-driven fintech leaders.

Mortgage brokers are the superheroes — and Stryd is the cape. 🦸‍♂️

Live from Intersekt, Chris Titley sits down with Ruth Hatherley from Stryd , to explore:
🏡 How Stryd uses CDR data to compare 5,000+ mortgage products from over 200 lenders
💰 Why the mortgage use case for open banking can save households thousands — not just hundreds
⚡ The power of data-driven insights to help brokers retain clients and fight the “loyalty tax”
🔄 How the product evolved from digital mortgage origination to retention-as-a-service
🧠 Ruth’s measured approach to embedding AI while handling sensitive financial data

A brilliant look at how open banking is transforming Australia’s mortgage market — and the brokers driving it forward.

Open banking is evolving fast — and for PocketSmith, 2025 has been a breakout year.

At Intersekt, Chris Titley chats with co-founder Jason Leong about:
🌐 Why open banking is like early-stage Wi-Fi — and the three things it needs to go mainstream: trust, utility, and storytelling
🇦🇺 How Australia has become PocketSmith’s biggest market, with over 82,000 users
🧠 The company’s careful approach to AI and product development
💬 How customer feedback shapes their roadmap and culture
✨ The joy of building a product that genuinely improves people’s financial lives

A thoughtful conversation with one of fintech’s quiet achievers, captured live in Melbourne.

FinTech Australia is celebrating 10 years — and Intersekt 2025 has marked a milestone moment for the ecosystem.

Chris Titley sits down with CEO Rehan D'Almeida to unpack:
🇦🇺 How Intersekt has evolved into Australia’s flagship fintech gathering, attracting 1,000+ attendees
💬 The big themes shaping conversations this year — from funding challenges to regulatory certainty
📈 What the next 10 years could look like for Australian fintech as AI, policy shifts, and industry maturity converge
🤝 The vital role FinTech Australia plays as the sector’s voice to government and regulators
🔥 And why Rehan still finds the fast-evolving industry exciting after eight years at the helm

A fitting conversation to close out a buzzing week for Australian fintech.