Can the world of financial planning be subtly disrupted? Corey Wastle and Verse Wealth do just this by getting underneath the spreadsheets and numbers and starting with asking why.

There is nothing about the way Summer lives that takes as accepted the status quo. From working on three projects concurrently, to empowering mothers to find flexibility and responsibility in their work, and to writing about bringing slowness and sustainability to fashion, Summer is the epitome of a subtle disruptor.

Its easy to critique a system from the sidelines without knowing too much about it. But what about really understanding that system, and then finding ways to use the system for good? This is the work of Andrew Macleod.

While simple in the steps that need to be followed, leaving the familiar confines of the corporate world is not typically an easy task. And once the move has been made, there are some many potential voices to listen to about what to do next. How to filter out the noise?

The feather, the brick or the steam-train. Life seems to give us progressively more obvious hints that something needs to change. Often it isn't until the crisis that we see the opportunity.

Jess had one of those moments when a question asked of her challenged fundamental aspects of the way she was living.

Creating ideas that spark conversations, and moving from conversations to meaningful change: The subtle disruption of the creative agency.

As I start releasing new episodes for 2017, I discuss what I have been pondering over my three month break and the two questions that will shaping the podcast this year.

The themes and learnings that emerged from year one of Subtle Disruptors.

There are options for spending well over the holiday seasons - spending so that you get something that benefits not just the person you are buying for, but others in need as a positive social by-product. Cliff Moss talks about The Good Xmas Trail, a social enterprise helping promote other social enterprises this Xmas.