Suero Podcasts

On this episode Bupelo and I discussed financial planning for 2024.

We reflected on the year 2023 - the interest rates being reduced by

VAT being increased back to 14% from 12% and why the govt needs to be doing this. We touched on why prices of goods and services still seem to be high besides the inflation going down.

We touched on household budget, the need emergency funds, debt

Lastly we also touched on combining incomes as a couple and why it is so imperative for a healthy marriage.

I hope this episode is helpful for you in planning and organising your

Happy watching- grab that cup of tea/coffee and enjoy the episode.

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Welcome to 2024 and to our very first episode to start the

Today we had Owen Rampha in our studio. Owen is the current

He is infact one of our legendary radio broadcasters in our

The importance of fighting for the life and career you

We were mostly blown away by how multi talented he is - his

We spoke about his journey on radio and how it transitioned

The consulting business that had him relocate to Zambia to

We also touched the current challenges he is facing at Yarona

This is a story the ups and down of a professional career in

I hope you get to learn from this powerhouse as much and we

On part 2 of our conversation with Owen Rampha we touched on life lessons from the time he was out of work and his personal finance journey and lessons.

We also touched on Yarona FM and how the future looks for it -under his leadership. The future of radio, his leadership style and managing GenZ is what we also discussed.

We touched on how he has failed a leader before and his favourite failure that taught him the very best business lessons.

An episode on humbling life lessons on how to get back up and face life with no holding back or caring what other people would say.

Happy watching.

On this episode I had Bupelo Moalosi as a guest for us to discuss festive spending and not fall into the overpending trap.

Bupelo is not new to Suero Podcasts, she is actually a certified financial planner with immense experience in the financial literacy industry.

Bupelo and I spoke about how to have discipline during the festive season.

We touched on various ways stores make consumers find the absolute need to spend especially now, hence we tend it more during festive season.

Just because something is on sale doesn't mean you have to buy it, we elaborated on this.

How to budget for gifts and christmas groceries.

Year end bonuses, metshelo/stokvels and 13th cheques management.

We also touched on the ones that their incomes have been affected by job losses or inflation - what to do.

This season let's lead with empathy and support the ones that possibly have no income and christmas is different for them this year.

Let's also have a wonderful festive season and have an even better Jan 2024 with managing our monies better.

I hope you enjoy the episode - Merry Christmas from allof us here at Suero

We had Thato

A little of

Thato is an insurance and banking specialist, transformational

He started his professional journey at FNBB as a graduate trainee, he was

He then moved Metropolitan to become the Head of Operations for 7 years and then moved to

Thato is now at Key Wealth as General

Thato is also a family man with a

With all his accolades, excellent and

We brought him in to speak more about

General financial planning was the topic

We touched on marriage

You lost your job – how can one manage

Have a child to support outside marriage

Emergency savings of 2 years vs six

You are in debt – we spoke about this.

General financial planning was the topic

Happy watching.

Link to the full video here

https://youtu.be/3fxugdtkhjk

If you need help with your financial planning-

Today Suero TV we had Mr Thapelo Tsheole, Botswana Stock Exchange CEO to share his personal and professional journey with us. Mr Tsheole is a seasoned Financial Markets expert with a cumulative experience of over 17 years having worked for the Central Bank Bank of Botswana and Botswana Stock Exchange Limited (BSEL).

He holds a Bachelor of Social Sciences (Single Major Economics) from the University of Botswana and a Master of Commerce (MComm) in Financial Markets from Rhodes University (RSA). Further, he holds a Masters Degree in Business Administration (MBA) from the Graduate School of Business, University of Cape Town (RSA).

Mr Tsheole is a firm believer in the development of the financial market in Botswana and Africa, as well as their importance to economic growth and stability and has led initiatives to increase activity in the financial market in Botswana.

Today we we picked his brain on how he does it all. Happy Listening.

10:06 He touched on how he has grown the BSE to where it is ever since he took over in Jan 2016 including the sensitizing Batswana on Financial Literacy.

10:38 Managed to turn the BSE to an independent company without reliance on Govt financial injection. 1142: How he made the BSE to be recognized and to have impact internationally.

12:36 His advise on Investing and why we need to invest in the Stock Exchange.

13:57 We spoke about the best way to invest.

16:42 What to expect next from him in near future.

17:23; Mr Tsheole's favorite failure and his view on failure.

Transitioning from Corporate to Entrepreneurship

Today on Suero TV we had Lorato Boakgomo-Ntakhwana back to speak about her transition from corporate to being an entrepreneur.

This is her background again although shared before, just to remind you of who she is.

Presently, Lorato, is Managing Director of Gravitas Investment t/a Sally Dairy and an Independent Non-Executive Chairman at Botswana Telecommunications Corp.

She also serves as Chairperson of LEA and a non-Executive of Metropolitan. In her past career she held the position of Chief Executive Officer & Executive Director at First National Bank of Botswana Ltd. and Deputy Chief Executive Officer at FNB International.

Lorato and I were having a conversation about how and why she decided to be an entrepreneur full time and became the owner of Sally Dairy.

How she prepared for it, how she funded it and the importance of financial planning before you retire.

She shared her journey on how she had to start from the bottom to rebrand the business and how get to product to sell its self.

We spoke about why it’s so hard to do business in Botswana and what we need to do as Batswana to make our country and easier place to trade.

Branding was also a part of the conversation and why it’s actually cheaper to manufacture in Botswana and what makes costly how we can improve that.

Manufacturing has potential in our country, we need to be selective of what we manufacture though- we spoke on this.

We spoke about the structures that are set up by govt to help entrepreneurs in our country- how these can improve to actually help the entrepreneurs.

We spoke about the importance of having the corporate experience before becoming an entrepreneurship.

Her favorite thing about being about entrepreneurship and the importance of managing cashflow in business.- we touched on this.

A lot to learn from this conversation as an entrepreneur, aspiring entrepreneur, corporate worker thinking about entrepreneurship.

Happy watching and enjoy this refreshing and inspiring.

Link to the whole conversation here https://youtu.be/BPOPRCbYTy8

conversation.

Today on Suero Podcasts we had Lorato Boakgomo-Ntakhwana

Presently, Lorato Edith Boakgomo-Ntakhwana is Managing Director of Gravitas Investment t/a Sally Dairy and an Independent Non-Executive Chairman at Botswana Telecommunications Corp.

She also serves as Chairperson of LEA and a non Executive of Metropolitan. In her past career she held the position of Chief Executive Officer & Executive Director at First National Bank of Botswana Ltd. and Deputy Chief Executive Officer at FNB International.

She received an MBA from Loyola University Maryland, Inc. and an undergraduate degree from the University of Botswana.

Lorato and I were having a conversation about leadership. I was a picking her brain on her leadership skills and how she does it.

We discussed the important values she demonstrates as a leader and her greatest strengths.

We also discussed failure as a leader how can one handle it.

We also touched on the challenges that many leaders are facing in leading in a pandemic.

Leading the latest generation as our future leaders is another challenge that Lorato and I touched on and the best way to handle.

How she gets a team to buy into an organization’s vision is what Lorato also shared.

We had a fulfilling conversation, be prepared to be inspired.

Don’t forget subscribe to Suero TV on YouTube so you don’t miss these conversations.

Retirement Planning – Why should you have a Pension Plan?

Today on Suero Podcasts we had Bupelo Moalosi, a certified financial planner and MD of of Lima Consulting.

Bupelo and I discussed the importance of planning well for your retirement, Pension being the main conversation. We basically touched on the importance of having a pension plan as soon as you start working whether your employer has it as a benefit or not.

It’s imperative to understand your retirement and pension plan are your responsibility not your employer’s.

Is it a good idea to dip into your pension before it fully matures? We touched on this.

Is it ever too late to have a pension plan? No, it’s not. Even if you are 45, you can still have one, we talked about this at depth.

Retirement anxiety is a common one especially when approaching retirement age. What is it and how can we avoid or deal with it?

This is a conversation for all working and almost retiring class as well as the retired.

We have these conversations at Suero TV to help you make your financial planning easier.

Don’t forget to subscribe to Suero TV on YouTube to watch more of these conversations.

Happy Listening.