In this episode of Finance at the Jobsite, Rishi sits down with Margie Morris, CCIFP — a respected surety advisor and partner at Guignard Company — who has spent her entire career helping contractors grow safely, strategically, and sustainably.

Margie shares wisdom earned from decades in the industry — from underwriting at Travelers and Reliance, to advising contractors on bonding, financial strength, continuity planning, and major transitions like ESOPs and private equity.
If you’re a CFO, controller, estimator, project executive, or owner in construction, this conversation will shift how you think about risk, bonding capacity, and financial discipline.

• Why bonding isn’t the painful process contractors fear — and what strong surety partnerships actually look like

• The two issues keeping contractors up at night: labor and continuity

• How poor financial reporting quietly destroys bonding capacity

• Why your accounting department is not “overhead” — it’s growth infrastructure

• ESOPs vs. private equity: which transition paths work, which collapse, and why

• The #1 financial habit of contractors who grow past $50M+ successfully

• Why your WIP is your report card — and how sureties read it

• The real pitfalls of rapid growth: cash flow drag, new hires, and cultural drift

• How owners should think about winding down a company the right way

Margie also reveals the one habit CFOs can implement this month to immediately strengthen their surety profile.

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#Surety #ConstructionFinance #Bonding #ConstructionLeadership #ESOP #PrivateEquity #ConstructionGrowth
#WIPReporting #ConstructionCFO #FinanceAtTheJobsite #ConstructionRisk #ContractorSuccess #SuretyAdvisor