#004 - Eduek breaks down the simple money routine that helped her pay off $47,000 of debt, invest $30,000, and build a fully funded emergency fund in under three years. The key is not doing the most, it’s building an efficient money system once, then maintaining it with a routine that can take as little as five minutes.

Key Takeaways

Resources Mentioned

Connect

#003 - Eduek is sharing her full strategy to make $300,000 in 2026. She breaks down how she chose the number by reverse engineering her three-year goals, why 2026 is her rebuild year, and what it is actually going to take to hit that income goal without burning out.

You’ll hear how she is setting a non-negotiable get out of bed fee, tightening up her income streams, tying each stream to a specific financial goal, and why she is adding a nine-to-five for stability while she builds stronger cash reserves.

Key Points

Income Streams Mentioned

Resources Mentioned

Goal Execution Book (how she tracks targets, action steps, and quarterly focus)

Richest Year Challenge (goal mapping and building a realistic 12-month plan with 90-day priorities)

Let’s Stay Connected

If this episode resonated with you, share it with a friend who keeps starting over every Monday. And don’t forget to subscribe so you never miss an episode.

See you in the next one.

#002 - January is full of resets, challenges, and “go hard or go home” energy. But if you struggle to stick to your goals, another reset is the last thing you need.

In this episode, Eduek breaks down why extreme challenges like 75 Hard often backfire, how constantly starting over erodes self-trust, and what actually builds discipline long term. Instead of restarting your goals every Monday or every new month, you’ll learn how to pick up where you left off, rebuild confidence in yourself, and create momentum that actually lasts.

This episode is your permission to stop starting from scratch and start building consistency the right way.

Key Takeaways

Resources Mentioned

The Richest Year Challenge

A 3-day challenge designed to help you map out your financial goals for the year and break them into realistic 90-day actions, with built-in accountability and community support.

You can join at any time and watch the replays inside the private community.

If goal setting, discipline, or consistency has been a struggle for you, the Richest Year Challenge was created to help you build clarity, focus, and momentum without burnout. Join the Richest Year Challenge.

Let’s Stay Connected

If this episode resonated with you, share it with a friend who keeps starting over every Monday. And don’t forget to subscribe so you never miss an episode.

See you in the next one.

#001 - If you want 2026 to be the year your goals actually happen, this episode is for you.

In this episode, I’m breaking down why vision boards alone are not enough and introducing a far more effective approach: the Goal Execution Book. This is a simple, plain notebook that helps you move from intention to execution by walking your goals through every stage instead of just dreaming about the end result.

Vision boards focus more on aesthetics and show you the final product. A Goal Execution Book helps you build out your goal from scratch.

I explain why most people fall off their goals by February and how focusing on execution, consistency, and accessibility keeps your goals top of mind all year long.

You’ll learn how to create your own Goal Execution Book using five clear phases.

Phase 1: Mapping

We start by grounding your goals in reality.

Phase 2: Mindset

This is where resistance gets addressed before it derails you.

Phase 3: Execution

This phase turns ideas into action.

Phase 4: Visualization

Visualization becomes practical and grounded.

Phase 5: Seal With a Prayer

This is about alignment and intention.

Bonus: Use It as a Living Journal

Your Goal Execution Book is not static; make sure to interact with it at least once a week.

Reflection Question

If you had to abandon every other goal, what is the one non-negotiable goal you would hold on to for 2026?

To learn how to execute your financial goals for 2026 and end the year with your richest bank balance yet, join the Richest Year Challenge.

Join the Surplus Stack Society for year-round accountability.

In this conversation, Eduek discusses the various types of surplus blockers that individuals may face in their financial journey. These include spending blockers, income blockers, societal blockers, mindset blockers, and organizational blockers. She emphasizes the importance of identifying these blockers to achieve financial abundance and provides actionable steps to overcome them.

Resources

Join the Surplus Stack Society

Get your FREE Sprint to Surplus Journal and Surplus Calculator

Takeaways

Chapters

00:00 Identifying Surplus Blockers
03:49 Understanding Spending Blockers
06:34 Exploring Income Blockers
09:43 Addressing Societal Blockers
12:56 Mindset and Organizational Blockers
13:11 Outro.mp3

Keywords

surplus, financial growth, spending habits, income issues, societal barriers, mindset, financial systems, budgeting, financial leaks, financial advice.

In this session, Eduek discusses the importance of calculating your surplus percentage to understand your financial health. The conversation covers how to determine your monthly net income, essential expenses, and ultimately your surplus amount and percentage. Eduek emphasizes the need for adjustments in spending or income to achieve a healthy surplus. Additionally, the session transitions into setting financial goals and creating actionable plans to increase income and savings over time, encouraging listeners to share their progress and goals within the community.

Resources

Join the Surplus Stack Society

Get your FREE Sprint to Surplus Journal and Surplus Calculator

Takeaways

Chapters

00:00 Understanding Your Surplus Percentage
03:37 Calculating Your Surplus Amount and Percentage
06:58 Setting Financial Goals and Action Plans
09:36 Outro.mp3

Keywords

surplus percentage, financial goals, budgeting, income management, savings, investing, financial overflow, money management strategies.

In this session, the focus is on calculating your surplus number, which is essential for understanding how much money you need beyond essential expenses to live comfortably. Eduek guides listeners through identifying core living expenses and surplus lifestyle expenses, emphasizing the importance of knowing exact financial needs to set realistic income and savings goals. The conversation transitions into setting actionable financial goals and planning steps to achieve the desired surplus lifestyle.

Resources

Join the Surplus Stack Society

Get your FREE Sprint to Surplus Journal and Surplus Calculator

Takeaways

Chapters

00:00 Defining Your Surplus Number
03:32 Calculating Living Expenses and Goals
06:50 Bridging the Gap to Your Surplus Lifestyle
08:02 Outro.mp3

Keywords

financial surplus, budgeting, lifestyle expenses, income goals, financial planning

In this conversation, Eduek discusses the concept of 'surplus style' and how it relates to financial abundance. She emphasizes the importance of defining personal financial goals that align with individual values rather than societal expectations. The discussion covers various aspects of financial abundance, including security, freedom, generosity, and enjoyment, encouraging listeners to reflect on their unique definitions of success and fulfillment.

Resources

Join the Surplus Stack Society

Get your FREE Sprint to Surplus Journal and Surplus Calculator

Takeaways

Chapters

00:00 Defining Your Surplus Style
03:57 Understanding Financial Abundance
06:44 Aligning Financial Goals with Personal Values
08:53 Outro.mp3

Keywords

financial abundance, surplus style, personal finance, financial goals, mindset, intentional spending, wealth, financial security, life design, personal values.

In this conversation, Eduek discusses the importance of embracing an abundance mindset to overcome limiting financial beliefs. She explores how societal conditioning can lead to guilt and self-sabotage regarding financial success. The speaker emphasizes that abundance is not solely about money but encompasses various aspects of life, including opportunities, resources, and relationships. They encourage listeners to give themselves permission to prosper and to recognize the positive impact of wealth on their ability to help others. Practical exercises are provided to help shift mindset and embrace financial abundance.

Resources

Join the Surplus Stack Society

Get your FREE Sprint to Surplus Journal and Surplus Calculator

Takeaways

Chapters

00:00 Embracing Abundance: Overcoming Financial Limiting Beliefs
03:33 Understanding Abundance Beyond Money: A Holistic Approach
06:58 Permission to Prosper: Accepting Wealth and Freedom
10:42 Outro.mp3

Keywords

abundance mindset, financial beliefs, wealth acceptance, money management, personal growth, financial security, mindset shift, prosperity, self-sabotage, financial freedom.

In this session, Eduek discusses the importance of reframing limiting beliefs about money to foster financial growth. The conversation emphasizes identifying negative beliefs, questioning their validity, and replacing them with empowering affirmations. She encourages listeners to actively challenge their beliefs and to support others in doing the same, ultimately promoting a mindset conducive to financial abundance.

Resources

Join the Surplus Stack Society

Get your FREE Sprint to Surplus Journal and Surplus Calculator

Takeaways

Chapters

00:00 Reframing Money Beliefs
03:58 Challenging Limiting Beliefs
06:46 Empowering Financial Mindset
10:59 Outro.mp3

Keywords

money beliefs, financial growth, limiting beliefs, reframing, empowerment, financial abundance, money management, affirmations, mindset, personal finance