Take Back Your Finances

Sometimes timing really is everything.  That's no less true for the content we share in this episode with the end of the year just a few weeks away.  We walk through some deadlines you really need to consider and tips on how to maximize your time before they pass.  In fact, you just might wind up saving a lot more money.  Who wouldn't want that?!

Are you listening to this episode with many months left instead of weeks?  What a perfect time to prepare your family's finances and understand what you can to make the most of this information.

In this week's 2% Tip we address a simple upgrade you can make in your home for less than $50 to save up to 10% off your utilities.  Now THAT is a great Return on Investment!

Finally, don't miss the show notes for this week as we share the tips step by step and provide the resources you need to succeed.

It's time to talk about one of our favorite subjects: Christmas!  And whether you're listening to this episode a few weeks from Christmas or with many months to go, this episode is for you.  We hit it all from decorations to saving tons on presents with everything in between.  We promise you won't want to miss this week's 2% Tip where Cassie breaks down the exact steps she uses today to get the ROCK BOTTOM prices on anything.  Alex sums it up well when he quips, "This section is pure gold!"

We know that none of the tips above will work if you're short on cash.  We share 12 different ideas to help you come up with the money fast and even share a resource to help you make $1,000 quickly for Christmas!

Each step of the way we break down both those short-term wins and the long-term strategies to get you setup for many Christmases to come.

We encourage you to listen along and see how much fun you can have attacking all the money issues for Christmas! 

Finally, don't you worry as we have all the info in this week's show notes on our site to help you each and every step along the way.

As we continue working through a number of the top reasons why people get in debt, we focus on another six reasons including the extremely popular reason - medical debt.  Don't forget that as paying down debt is already an uphill battle, it's important to understand the reasons why people get in debt in the first place.  Filled throughout this episode are a number of vulnerable moments in our own history of debt with many tips along the way.  We love to address these hard-hitting topics in a light-hearted manner while still addressing heart of the issue.  As just mentioned we dive a bit deeper into medical debt as part of our 2% tip and share actionable steps you can take to decrease that balance.  Finally we share a very personal tidbit of why we chose the specific selfie for our thumbnail; the painful memories in that exact spot still bring back horrible memories today.

An intriguing look at the habits and motivations behind why people get into debt.  The list was shaved down to a mere top 33 reasons, making you realize this subject is not a joke.  Alex and Cassie attack this subject head-on while keeping the tone light-hearted and share tips with actionable steps to address a number of these reasons head-on.

Because paying down debt is already an uphill battle, it's important to understand the reasons why people get in debt in the first place.  This episode will help families understand some of the reasons that caused them to build that much debt, know what temptations they need to overcome, and then know how to prevent themselves from going back into debt again after finally paying off their debt!

Alex and Cassie are now known as The Thrifty Couple but readily admit they haven't always been.  In fact, they start off sharing their scary deep dive into debt - finding themselves in over $108K of consumer debt.

They share their story because they want to share that they understand the emotional side of debt, knowing what it's like to not see a light at the end of the tunnel.  But they found a way out - paying off all the full amount in just seven years.  Even better, they paid off over $90K of that debt in a short time after they discovered an innovative way to pay off their debt using a gradual debt-payoff strategy that they share in their new book The 2% Rule to Get Debt Free Fast: An Innovate to Pay Off Your Loans for Good.

All of this is to serve the purpose of sharing hope and encouragement to other families that understand that side of debt.  And don't worry, if you're not that deep in debt but are still looking for a unique method to pay off your debt other than those crash diet approaches then you're in the right place.

They start at the beginning and set the stage for this all-encompassing podcast that will cover tips from getting out of debt to saving for retirement and everything in between - including making money using side hustles, saving for college and much more.

Finally, listen up for the place to start cutting back the budget that very first month.  It's likely not what you think!