Justin Bieber is promoting a prepaid card and trying to teach kids to be financially responsible. Is what he's promoting a good deal? Herb Weisbaum, a.k.a. The Consumer Man joins me to discuss prepaid cards. We talk about everything from fees on these cards, the good and not-so-good cards, why they are so popular with celebrity endorsers and what you need to know about prepaid cards if you are trying to build or rebuild a credit history. This episode aired live January 14 2013.

Are you hoping to save money with a DIY bankruptcy? Are you considering working with a non-attorney service that offers bankruptcy preparation at a low cost? Before you do, make sure you listen to this interview with Jay Fleischman. He'll explain:

-What these services can and cannot do for you,

-What your options are if you think you make too much money to file Chapter 7,

-Your options if you need to file but can't afford to,

-Why some attorneys are better equipped to help you file for bankruptcy than others, and much more!

This episode aired live January 14 2013.

Have you been ripped off or scammed? Christopher Elliott joins me to share the biggest scams and how to protect yourself. In this interview we also discuss:

- Is customer getting better or worse?

- What’s the top thing you should do to get customer satisfaction if you have a complaint.

-The best time to resolve a consumer complaint.

-What can you do if you are really upset and having a problem without embarrassing the people you're with. (I needed to hear this one!)

-Why airline customer service has gotten so bad and what you can do about it.

Plus Chris gives out his email if you have a question or problem you need help with! This episode aired live January 7, 2013.

If you've so tried to budget - or create a spending plan - with no success you'll want to listen to this interview with JoAnneh Nagler author of The Debt Free Spending Plan. She shares her story of how she got out of debt and offers proven strategies for creating a spending plan that works. She'll also reveal the biggest budget buster that many of her clients face, and a reasonable alternative. This episode aired live January 14, 2013.

Can stores require you to make a minimum purchase if you pay by credit card or debit card? Can they charge you more - a checkout fee - if you use your card to buy something? Linda Sherry from Consumer Action and KnowYourCard.org joins me to share important information you need to know when you are paying with plastic. This episode aired live January 7, 2013.

Trying to get your credit back on track? Beverly Harzog joins me to share her picks for the best credit cards for rebuilding credit - including cards for those in the military who are trying to rebuild credit. This episode aired live December 15, 2012.

One of my New Year's resolutions is to save money on groceries while eating healthier. Joining me in the studio with tips for achieving that goal is Gary Foreman, editor of The Dollar Stretcher. He offers advice on how to make healthy meals less expensive and less stressful. This episode aired llive December 15, 2012.

Will Social Security be there for you? If not, what else do you need to do to help ensure your retirement? Gary Foreman, founder of The Dollar Stretcher has read the report and shares his insights about the future of Social Security. This episode aired live December 15, 2012.

How do you talk with teens about money? Jackie Cummings Koski decided to do it through a series of letters to her daughter which she then turned into a book, Money Letters 2 My Daughter. In this interview, I talk with Jackie about how to have conversations with your children about money to help them avoid financial pitfalls. Among the topics we discuss: how to help them learn through (positive) experiences and what to do when friends and family ask to borrow money. This episode aired live January 5, 2013.

Ten years ago Max Wong's extended family took a radical approach to the holidays, saving them thousands of dollars and a great deal of stress in the process. Learn how going cold turkey on holiday spending worked for them, and find out whether this approach can work for you. This episode aired live December 22, 2012.