Want to sound like a seasoned real estate investor—even if you’re just getting started? In this episode of Uncommon Estate of Mind, we’re cutting the fluff and breaking down the essential real estate terms you actually need to know before buying your first 2–4 unit multifamily property.

Whether you’re aiming for a duplex, triplex, or fourplex, we cover the key concepts that will help you walk into any conversation with a lender, agent, or seller and sound like you belong.

You’ll learn:

✅ What counts as a multifamily property (and why 2–4 units is the sweet spot for beginners)

✅ How owner-occupied loans like FHA (3.5% down) and conventional (5% down) can help you get started

✅ The real meaning behind LTV (Loan-to-Value) and DTI (Debt-to-Income) ratios

✅ The basics of gross rent, NOI (Net Operating Income), and cash flow

✅ Why CapEx can make or break your investment if you’re not prepared

✅ How to calculate your cash-on-cash return and break-even point like a pro

✅ Smart budgeting tips to avoid getting caught off guard after you close

If you’re serious about building generational wealth through house hacking and multifamily investing, this episode is your starter pack.

Resources:

📘 Get The 5-Year Plan – Your step-by-step guide to buying your first 2–4 unit property and building a portfolio fast

FREE guide to buying your first property with little money down: 5-Year Wealth Starter Kit 

Learn how to fund your business using personal credit: Fund and Grow

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