Is it better to buy a property in full cash, put down a hefty down payment, or leverage financing with as little cash as possible?

In this episode of Uncommon Estate of Mind, we explore the benefits and trade-offs of each strategy. From reducing monthly expenses and avoiding debt to maximizing returns through leveraging, this debate highlights how different approaches to cash allocation can impact your real estate goals and overall wealth-building strategy.

Whether you’re looking for your first deal or have a few under your belt, this episode is sure to get your wheels turning and help you strategize your next move in real estate!

Resources:

Fund and Grow - https://www.fundandgrow.com/webinar-registration?ref=joeygarba&session=ondemand

Disclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way.

Connect with Uncommon 

https://www.instagram.com/uncommonestateofmind/

YouTube: https://www.youtube.com/@uncommonestateofmind

[email protected]

Connect with Joey Garba:

Instagram - https://www.instagram.com/mrjmaze/

Connect with Ademola Dawodu:

Instagram - https://www.instagram.com/adtheflyrealtor/

Personal - https://linktr.ee/adtherealtor

In this episode of Uncommon Estate of Mind, Joey and A.D. take a deep dive into why Black men in America are increasingly distancing themselves from both political parties.

Sparked by recent comments from Barack Obama, this conversation explores the unique frustrations, challenges, and perspectives that shape the political choices of Black men—voices that are too often overshadowed by mainstream narratives.

Through a raw and insightful discussion, they highlight what’s truly driving the political disengagement and why it’s critical to hear directly from Black men on these issues.

Resources:

Fund and Grow - https://www.fundandgrow.com/webinar-registration?ref=joeygarba&session=ondemand

Disclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way.

Connect with Uncommon 

https://www.instagram.com/uncommonestateofmind/

YouTube: https://www.youtube.com/@uncommonestateofmind

[email protected]

Connect with Joey Garba:

Instagram - https://www.instagram.com/mrjmaze/

Connect with Ademola Dawodu:

Instagram - https://www.instagram.com/adtheflyrealtor/

Personal - https://linktr.ee/adtherealtor

In this episode of Uncommon Estate of Mind, we sit down with real estate attorney and investor Bishoy Habib to uncover key legal strategies that can protect and propel your real estate investments.

We dive into the intricacies of land trusts and explore why beginning investors might want to consider using them for asset protection and anonymity. Bishoy also walks us through the benefits, limitations, and real-life applications of creative financing, shedding light on owner financing and other methods that have helped him close deals.

We discuss the critical steps every investor should take to safeguard their assets, compare LLCs to land trusts for legal protection, and when it’s essential to hire outside counsel. Whether you’re wondering how to choose the right attorney or avoid common legal pitfalls in real estate transactions, this episode is packed with actionable advice for investors at any level.

Tune in to learn how to balance growth with legal protection, avoid red flags in deals, and navigate the cost of legal services as you scale your real estate portfolio.

**some audio was distorted so some questions were re-recorded after the interview

Resources:

Fund and Grow - https://www.fundandgrow.com/webinar-registration?ref=joeygarba&session=ondemand

Disclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way.

Get in touch with Bishoy here:

IG, Youtube, Ticktok: ​⁠@attorneybishoy

Law Firm: https://levacylegal.com/

Brokerage: https://capstarfl.com/about-us

Connect with Uncommon 

https://www.instagram.com/uncommonestateofmind/

YouTube: https://www.youtube.com/@uncommonestateofmind

[email protected]

Connect with Joey Garba:

Instagram - https://www.instagram.com/mrjmaze/

Connect with Ademola Dawodu:

Instagram - https://www.instagram.com/adtheflyrealtor/

Personal - https://linktr.ee/adtherealtor

In this episode of Uncommon Estate of Mind, we dive into the debate surrounding 40-year mortgages. Are they a game-changer for homebuyers looking to lower their monthly payments, or do the long-term costs outweigh the short-term savings?

We explore the impact of these extended mortgages on both investors and owner-occupants, examining how they affect interest costs, equity-building, and long-term financial planning.

Whether you're a first-time homebuyer, seasoned investor, or considering using a 40-year mortgage to expand your portfolio, this episode offers valuable insights to help you make informed real estate decisions.

Tune in for strategies that could shape your financial future!

Resources:

Fund and Grow - https://www.fundandgrow.com/webinar-registration?ref=joeygarba&session=ondemand

Disclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way.

Connect with Uncommon 

https://www.instagram.com/uncommonestateofmind/

YouTube: https://www.youtube.com/@uncommonestateofmind

[email protected]

Connect with Joey Garba:

Instagram - https://www.instagram.com/mrjmaze/

Connect with Ademola Dawodu:

Instagram - https://www.instagram.com/adtheflyrealtor/

Personal - https://linktr.ee/adtherealtor

In this episode, we sit down with Brandon LoCascio, a true entrepreneurial spirit who has been hustling since childhood. From mowing lawns and sign spinning to navigating the ups and downs of the real estate market, Brandon’s journey is filled with lessons on resilience, growth, and seizing opportunities. 

After starting his real estate career at just 18, Brandon faced the Great Recession head-on, emerging as a versatile real estate professional and eventually founding Inland Development and Skymark Real Estate, and now BCGK Properties. 

Join us as we explore his rise from mortgage loan officer to real estate syndicator, his passion for building, and how he’s helping others join the journey to cashflow through multi-family investments. 

This episode is perfect for aspiring entrepreneurs, real estate investors, and anyone looking for inspiration to succeed in tough markets.

Resources:

Fund and Grow - https://www.fundandgrow.com/webinar-registration?ref=joeygarba&session=ondemand

Disclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way.

Connect with Brandon

https://brandonjlocascio.com/brandon

https://www.bcgkproperty.com/

https://www.instagram.com/mrlocascio?igsh=MzRlODBiNWFlZA==

Connect with Uncommon 

https://www.instagram.com/uncommonestateofmind/

YouTube: https://www.youtube.com/@uncommonestateofmind

[email protected]

Connect with Joey Garba:

Instagram - https://www.instagram.com/mrjmaze/

Connect with Ademola Dawodu:

Instagram - https://www.instagram.com/adtheflyrealtor/

Personal - https://linktr.ee/adtherealtor

In this episode of "Uncommon Estate of Mind," hosts Joey and A.D. delve into the potential impacts of Donald Trump's and Kamala Harris's policies on the real estate industry.

We analyze how each leader's approach could influence property values, market trends, and investment opportunities. From tax reforms to housing regulations, we cover the key policy changes that could reshape the real estate landscape.

Whether you're just starting out or looking to expand your portfolio, this episode provides essential insights to help you navigate the evolving world of real estate under different political leaderships.

Tune in for an in-depth discussion and expert analysis that will prepare you for what's ahead in the market.

Resources:

Fund and Grow - https://www.fundandgrow.com/webinar-registration?ref=joeygarba&session=ondemand

Disclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way.

Connect with Uncommon 

https://www.instagram.com/uncommonestateofmind/

YouTube: https://www.youtube.com/@uncommonestateofmind

[email protected]

Connect with Joey Garba:

Instagram - https://www.instagram.com/mrjmaze/

Connect with Ademola Dawodu:

Instagram - https://www.instagram.com/adtheflyrealtor/

Personal - https://linktr.ee/adtherealtor

In this episode of “Uncommon Estate of Mind,” hosts Joey and AD dive into the current state of the short-term rental (STR) market, exploring the impact of high interest rates and fluctuating occupancy levels. With insights from STR Data Labs, they discuss the significant slowdown in supply growth, the rise in average daily rates, and the recovery of the US market compared to international markets.

Joey and AD also address the tightening regulations in various cities and the expected uptick in bookings with the arrival of summer. This episode provides valuable updates and strategies to navigate the evolving STR landscape.

Tune in to stay informed and make the most of your real estate investments.

Feel inspired and looking to get your investment portfolio up and running? Contact us at [email protected].

If you enjoy the show, please spread the word and show us some love in the ratings so we can climb those charts together. Until next time, Be Uncommon.

Resources:

Fund and Grow - https://www.fundandgrow.com/webinar-registration?ref=joeygarba&session=ondemand

Disclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way.

Connect with Uncommon 

https://www.instagram.com/uncommonestateofmind/

YouTube: https://www.youtube.com/@uncommonestateofmind

[email protected]

Connect with Joey Garba:

Instagram - https://www.instagram.com/mrjmaze/

Connect with Ademola Dawodu:

Instagram - https://www.instagram.com/adtheflyrealtor/

Personal - https://linktr.ee/adtherealtor

In this episode of “Uncommon Estate of Mind,” Joey and A.D. dive into the age-old debate of cashflow versus appreciation in investing. 

Are you looking for steady, monthly income or long-term value growth? We break down the pros and cons of each strategy, discuss real-life examples, and offer insights on how to balance both approaches to maximize your investment returns. 

Whether you’re a seasoned investor or just starting out, this episode provides valuable tips to help you choose the best path for your financial goals.

Resources:

Fund and Grow - https://www.fundandgrow.com/webinar-registration?ref=joeygarba&session=ondemand

Disclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way.

Connect with Uncommon 

https://www.instagram.com/uncommonestateofmind/

YouTube: https://www.youtube.com/@uncommonestateofmind

[email protected]

Connect with Joey Garba:

Instagram - https://www.instagram.com/mrjmaze/

Connect with Ademola Dawodu:

Instagram - https://www.instagram.com/adtheflyrealtor/

Personal - https://linktr.ee/adtherealtor

In this eye-opening episode of Uncommon Estate of Mind, hosts Joey and A.D. jump into the recent National Association of Realtors (NAR) lawsuit and its groundbreaking settlement. 

Join us as we unravel the implications of this landmark case and what it means for first-time homebuyers/investors. We’ll explore how changes in commission structures, transparency, and how buyer representation could shape your journey to owning your first home. 

Whether you’re just starting to look or already in the market, this episode is packed with insights and tips to help you navigate the evolving real estate landscape. Don’t miss out on this essential guide to understanding the new rules of home buying in a post-settlement world.

**typo in episode standard real estate commission is 5%, not 6%

Resources:

Fund and Grow - https://www.fundandgrow.com/webinar-registration?ref=joeygarba&session=ondemand

Disclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way.

Connect with Uncommon 

https://www.instagram.com/uncommonestateofmind/

YouTube: https://www.youtube.com/@uncommonestateofmind

[email protected]

Connect with Joey Garba:

Instagram - https://www.instagram.com/mrjmaze/

Connect with Ademola Dawodu:

Instagram - https://www.instagram.com/adtheflyrealtor/

Personal - https://linktr.ee/adtherealtor

In the aftermath of what was the greatest Hip Hop beef of all time, Joey and A.D. take a break from talking real estate and business to take a deeper look at Kendrick vs Drake.

The guys share their thoughts on what was at work in the background that led to this legendary back and forth between two Rap Heavyweights.

Who won the duel? Are the other power players involved?

Join Joey and A.D. as they dive into a topic that touches on a personal interest of theirs.

Resources:

Fund and Grow - https://www.fundandgrow.com/webinar-registration?ref=joeygarba&session=ondemand

Disclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way.

Connect with Uncommon 

https://www.instagram.com/uncommonestateofmind/

YouTube: https://www.youtube.com/@uncommonestateofmind

[email protected]

Connect with Joey Garba:

Instagram - https://www.instagram.com/mrjmaze/

Connect with Ademola Dawodu:

Instagram - https://www.instagram.com/adtheflyrealtor/

Personal - https://linktr.ee/adtherealtor