Talk Money

We all miss our favorite coffee shops. It's part of our routine. It's habitual. Coffee, or any caffeinated drink, also happens to be addictive. So how are coffee shops surviving during this pandemic? This pandemic has highlighted our need for convenience and minimal touching. With one click, we have our favorite drink ready for pick up, without the need to touch anything! This is the future of digital payments that we've seen work really well in countries like China.

In today's episode, we learn about the coffee shop business and how they relate to the evolution of digital payments. We sit down with Tim Griffin, founder of Cloosiv, a payment platform focused on coffee shops. We learn:

This is our last episode of the season, but we'll be returning soon after a short break. Thank you to all our guests from this season for participating. Thank you to Olivia Briley for producing and to Maia Tarrel for editing the podcast. Thanks to my wife for doing all our pre-rolls and editing the notes. Thank you to our listeners, for sticking with us and giving us your time. Stay safe out there.

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As I'm sure you're well aware, the price of oil saw some major fluctuations a few weeks back... going "negative." It became headline news. How does one of the most valuable commodities in the world go negative? In other words, at one point, people were paying to store oil. Due to COVID-19, demand for oil has dropped significantly because we simply aren't going anywhere.

I hope you find it just as informative. If you did, please feel free to share it. Stay safe out there!

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Last week, we heard about the incredible pressure on hospitals during this pandemic and how it’s affected nurses specifically. Today, we turn our attention to ER doctors at all stages in their careers... from the residents to attending physicians. And just like other healthcare professionals, they too are putting their lives at risk.

The cost of education to be an MD is high, resident salaries are low, and starting one’s own independent practice is harder than ever. With that said, there are many young MD's (residents) who are working on the frontlines right now. The question is - are they being fairly compensated?

Episode 9: The Good Doctors - In today’s episode, I talk with Dr. Nitin Vaswani, a trained clinician, Hopkins alumni & healthcare investor. Currently, he’s spending his time pushing digital health initiatives, as well as helping hospitals transition into tele-health. We learn:

Today’s episode also includes personal stories from two physicians on the frontlines. We thank them for not only sharing their stories, but also for giving us hope. A huge thank you to all the healthcare professionals out there! Stay safe!

In this episode, we show our support for Node Health, focused on bringing evidence-based medicine practice to digital health.

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Today we are paying tribute to the heart of the hospital, the nurses. We are so fortunate to have so many incredible nurses in our healthcare system. They play such an essential roll in the comfort and needs of patients, as well as keeping the doctors and physicians informed of what needs to be done. They are efficient and run the show 24 7.

The truth is, we don’t have enough of them. And the ones that we do have are overworked and under-compensated. With the cost of nursing school so high, it makes it even harder to incentivize people to go into the field.

We need them now, more than ever. With the first wave of the pandemic coming down, our hospitals are still short-staffed. But why is that? Well, It has a lot to do with economics.

In today’s episode, I speak with Dr. Rosemarie Aznavorian, Chief Clinical Officer of a hospital staffing company. She’s had over 40 years of experience in the hospital system, and happens to be my mother in law! We learn:

This was an incredibly insightful episode. For one, nurses are on the frontlines risking their lives every day to keep us safe. We should do our best to protect them physically, as well as financially. A huge thank you to all nurses working the frontlines.

For this episode, we’re supporting No Kid Hugrey. Millions of kids rely on school for their meals & shutdowns prevents these kids from being fed: nokidhungry.org

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Not all businesses are suffering during this pandemic. Specifically, video games and streaming are thriving during times of social isolation. People are gaming more now than ever before. It's keeping us busy, entertained and connected. Gaming has come a long way, and has created multiple new revenue streams for professionals. It's a multi-billion dollar industry that reaches millions of people.. In today's episode, we talk to Ludlow Ventures investor and industry expert Blake Robbins. We learn:

For more of Blake's work on gaming and the future of media, check out his newsletter- blake.substack.com. If you want to know why millions are turning in to watch people play video games, check out some of his streamer recommendations:

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COVID-19 is changing every aspect of life right now, and that includes big events that have been in the works for months, even years. Weddings are no exception. Many people have had to cancel or postpone their wedding, which causes many ripple effects. Along with the emotional stress, there are flight & hotel cancellations, deposits lost, figuring out the right future date, etc. With so much uncertainty, it makes planning very challenging.

In today's episode, we talk with world-renowned wedding planner, Michelle Rago of Michelle Rago Destinations. She shares with us how the industry has been affected, what to think about when planning a wedding, and what the future looks like.

We'd like to thank the couples at the beginning of the episode for sharing their stories. We wish you all the best.

If you're a couple who's had to postpone or cancel your wedding due to COVID-19, Love Stories TV is providing assistance. Email [email protected] for venue and vendor recommendations.

Our music for today's episode is brought to you by Blue Dot Sessions. Intro music was composed by Johann Sebastian Bach, performed by All of Bach, a project of the Netherlands Bach Society.

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We're all well aware of the pain the restaurant industry is going through right now. Millions of people out of a job and thousands of businesses continue to be shut down. In Today's episode, we talk to NYC Restaurateur Gabriel Stulman, who tells us his experience shutting down all nine of his restaurants. Gabriel shares insights on how the pandemic has economically impacted his business, his employees and all their vendors. Even so, he and his team are doing something amazing with Happy Cooking Grocery, a program providing free groceries and supplies to his employees and their families. If you'd like to support,  you can visit the GoFundMe here. 

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If we've ever been challenged to think about our mental health, this has been that time. With so much uncertainty and anxiety in the world today, it's important that we take care of our mind. Mental healthcare professionals have always been there for us, and even if we can't see them in person, technology allows us to access them in these isolated times. Telehealth has existed for decades, but will it now be the new norm? And with the use of technology and therapy, can we scale mental health access to levels we've never had before? We talk to my guest ( and wife) Dr. Angela Aznavorian to learn more about the importance of both self-care and mental health access. To learn more, go to thetalkmoney.com 

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Folks from the Bitcoin, crypto & tech communities were sounding the alarm on COVID-19 weeks before most people realized how serious it was. What is it about their way of thinking that had them ahead of the curb? Even though Bitcoin crashed along with the rest of the global markets, what insights can we learn from its potential use case? In the time of a pandemic, is Bitcoin more relevant than ever? We talk to Avichal Garg, co-founder of Electric Capital to learn more. Follow him on Twitter @avichal.

In Today's episode, we're bringing attention to the Frontliners Responder's Fund. Flexport.org & CAF America are working hard to get critical to healthcare professionals at hospitals. They're getting supplies from point A to point B, working with every major trucking company, airline, medical supplier and everyone in between. IF you can, please show your support gofundme.com/frontlinerespondersfund.

For more information, visit thetalkmoney.com

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Welcome to our new miniseries, "The Price of Pandemic." We think it's important for people to be updated on all that's happening with the economy, markets & business. In this new series, we're going to talk to experts on a variety of topics and provide you with a toolset to make well-informed decisions. In today's episode, we sit down with investor Rennick Palley, co-founder of Mark 2 Capital. We learn why the stock market crashed this past month, and how to understand the crazy price movements. For more, please visit thetalkmoney.com

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