Shirvan Speaks is back in a special episode to celebrate Women's History Month this March! In this episode, Shirvan speaks with loan officers Lisa O'Hagan (NMLS #200506), Ann Fisher (NMLS #476411), and Sandra D'Zmura (NMLS #496313) about their experience as women in the mortgage industry.

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The Shirvan Speaks Podcast is brought to you by FitzGerald Financial Group, a division of TowneBank Mortgage. NMLS #512138. Shirvan Joseph, our host, is NMLS registered, NMLS #188513. The contents of this podcast are for informational and educational purposes only. We are not financial advisors. Shirvan Joseph and FitzGerald Financial Group are Equal Housing Lenders. This is not a commitment to lend. Enjoy.

Shirvan Speaks is back in a special episode to celebrate the 20th anniversary of FitzGerald Financial Group with founder Dan FitzGerald (NMLS #276013).

Tune in as they discuss what sets FitzGerald Financial apart, the secrets to longevity in business, and some of Dan's personal favorite stories and memories with Fitz. This is truly an episode that you do NOT want to miss!

The Shirvan Speaks Podcast is brought to you by FitzGerald Financial Group, a division of TowneBank Mortgage.. NMLS #512138. Shirvan Joseph, our host, is NMLS registered, NMLS #188513. The contents of this podcast are for informational and educational purposes only. We are not financial advisors. Shirvan Joseph and FitzGerald Financial Group are Equal Housing Lenders. This is not a commitment to lend.

Listen to this month's episode of Shirvan Speaks, where Shirvan brings on Dan FitzGerald, Founder of FitzGerald Financial, to discuss the surprising benefits of FHA loans in today's housing market.

David and Tyler break down all the economic data from June: The much hotter-than-expected jobs report, the Fed's decision to not raise rates, inflation slowing to 4.0%, construction activity drastically improving halfway through the year, and the ongoing housing inventory problem. 

- U.S. Job Growth Remains Strong Despite Economic Clouds (https://www.nytimes.com/2023/06/02/business/economy/jobs-report-may-2023.html) 

- Fed Holds Rates Steady but Expects More Increases (https://www.wsj.com/articles/fed-holds-rates-steady-but-expects-more-increases-b1be87f2) - Inflation rose at a 4% annual rate in May, the lowest in 2 years (https://www.cnbc.com/2023/06/13/cpi-inflation-report-may-2023-.html)

- US Housing Starts Surge Most Since 2016, Exceed All Estimates (https://www.bloomberg.com/news/articles/2023-06-20/us-housing-starts-surge-to-a-more-than-one-year-high#:~:text=Beginning%20home%20construction%20jumped%2021.7,to%20an%2011%2Dmonth%20high.)

- Homebuilders are liking today’s housing market (https://finance.yahoo.com/news/homebuilders-are-liking-todays-housing-market-140053582.html)

David Macaione # 117378 and Tyler Cralle # 2028201 | TowneBank Mortgage is an Equal Housing Lender. NMLS # 512138. This not a commitment to lend. The content of this video are for educational and informational purposes only. TowneBank Mortgage is not a financial advisor.

To learn more about our resources to help our Spanish Speaking Community with accessible homeownership opportunities, click here: https://bit.ly/FitzSpanishResources

Shirvan Joseph

571-278-8351

NMLS ID #: 188513

https://fitzgeraldfinancial.net/shirvanjoseph/

301-213-7239

NMLS ID #: 658909

⁠https://fitzgeraldfinancial.net/wilmerpalacios/

240-305-8446

NMLS ID #: 189758

⁠https://fitzgeraldfinancial.net/keniaescobar/⁠

The Shirvan Speaks Podcast is brought to you by FitzGerald Financial Group, a division of TowneBank Mortgage.. NMLS #512138. Shirvan Joseph, our host, is NMLS registered, NMLS #188513. The contents of this podcast are for informational and educational purposes only. We are not financial advisors. Shirvan Joseph and FitzGerald Financial Group are Equal Housing Lenders. This is not a commitment to lend. Enjoy!

Graduation is exciting for everyone; students and families, but what happens after you cross the stage?
Listen to this month's episode of Shirvan Speaks, where Shirvan brings on Chris Boston, a fellow Loan Officer who shares a passion for educating college students about life and finances after graduation. Together, the pair provides insight on what to expect after the diploma and how to use those financial skills to prepare for homeownership early.

Shirvan Joseph

571-278-8351

NMLS ID #: 188513

https://fitzgeraldfinancial.net/shirvanjoseph/

Chris Boston

202-369-2680

NMLS ID #: 704720

https://fitzgeraldfinancial.net/chrisboston/

The Shirvan Speaks Podcast is brought to you by FitzGerald Financial Group, a division of TowneBank Mortgage.. NMLS #512138. Shirvan Joseph, our host, is NMLS registered, NMLS #188513. The contents of this podcast are for informational and educational purposes only. We are not financial advisors. Shirvan Joseph and FitzGerald Financial Group are Equal Housing Lenders. This is not a commitment to lend. Enjoy!

David Macaione and Tyler Cralle discuss the start of the spring buying season with data from March that shows inflation continuing to cool was met with signs of a loosening labor market, the importance of the spread between the 10-year treasury and a 30-year mortgage rate, the big jump in rate locks in March, and the continued lack of housing inventory not just nationwide but in Wilmington.

Show Notes:

David Macaione # 117378 and Tyler Cralle # 2028201 | TowneBank Mortgage is an Equal Housing Lender. NMLS # 512138. This not a commitment to lend. The content of this video are for educational and informational purposes only. TowneBank Mortgage is not a financial advisor.

Grants are a great option for buyers looking for more opportunities for homeownership. In this month's episode of Shirvan Speaks, Shirvan discusses the benefits of utilizing a grant and some of the local options available in the VA/DC/MD markets.

For more information regarding grant options near you, contact a loan officer to learn more!

Shirvan Joseph

Phone: 240-335-0170

[email protected]
www.fitzgeraldfinancial.net/shirvanjoseph 

The Shirvan Speaks Podcast is brought to you by FitzGerald Financial Group, a division of TowneBank Mortgage.. NMLS #512138. Shirvan Joseph, our host, is NMLS registered, NMLS #188513. The contents of this podcast are for informational and educational purposes only. We are not financial advisors. Shirvan Joseph and FitzGerald Financial Group are Equal Housing Lenders. This is not a commitment to lend. Enjoy!

We are so excited for this one too! We had the pleasure of talking with the one of newest homeowners in Towne, Jordan Holmes!

Jordan is a member of our Marketing Team, 24 years old and bought her first home on her own!

In this episode, we discussed what the mortgage process was like for Jordan, how she prepared, her experience working with a Towne local lender and what led her on this exciting journey! We hope to inspire all renters looking to make the leap into homeownership by listening to Jordan’s story. 

We are back with another very special episode of The Talk of the Towne Podcast. In this episode, we spoke with three very influential women on our team who had a lot of perspective to provide in honor of Women's History Month.

Shirley Sasser, SEVP/Director of National Sales, Sheri Husser, SEVP/Mortgage Chief Operating Officer, and Wendy Lewis, SEVP/Director of Mortgage Marketing, sat down with us for our first panel to answer some questions regarding women in the industry and what led them to where they are today.

TowneBank Mortgage is an Equal Housing Lender. NMLS #512138. This is for informational and educational purposes only. This is not a commitment to lend.