It's been a "hot minute" since I graduated college and entered the workforce, so that's why I've got Alec with me today! We're looking at ways you can set yourself up for financial independence even though you're just getting started.

6 Keys to Financial Independence 

Teresa. Chad. Ask us anything! We've your questions on deck for this episode: Should I start my 401k in a Roth or pre-tax if my employer offers both? If I'm investing in my 401k and HSA, what am I missing by skipping the IRA? How should a 21-year-old who's starting to invest manage risk?

If you've got questions of your own, send them to me at [email protected]!

And don’t forget to check out 6 Keys to Financial Independence! 

Which is better: dollar cost averaging or lump sum investing? It depends! Brandon, a paraplanner in our West Little office, is joining me as we look at the pros and cons of these options and which one might be right for you.

6 Keys to Financial Independence 

If you're in your 30s, retirement might seem like a LONG way off. Brian joins me in this episode as we look at some misconceptions and obstacles you might face when getting started early. But if you start early, your future self will thank you for it!

6 Keys to Financial Independence 

TikTok has become a popular source of financial advice and tips. But is it a good source? Alec Daril, an advisor on our Conway team, joins me in this episode as we take a critical look at the advice peddled by these "finfluencers."

When you're thinking about meeting with a financial advisor, where do you start? What do you look for? In this episode, I'm sharing a bit of my journey in becoming a financial advisor, as well as red and green flags to look out for in your search for an advisor who's right for you.

6 Keys to Financial Independence  TC124 We Need to Talk  Broker Check 

In the final episode of a three-part series about insurance, Ryan Evans with Wayfinder Insurance is walking us through umbrella policies. What are they? And how can they help protect your assets?

In part two of our insurance series with Ryan Evans of Wayfinder Insurance, we're looking into auto insurance! What does "full coverage" really mean? And spoilers ahead: replacing your vehicle is NOT your greatest risk if you have the misfortune of an auto accident.

This is the first of a three-part series on insurance. And for that, I'm bringing back Ryan Evans with Wayfinder Insurance. In this first episode, Ryan brings some cautionary stories from his time in the industry. And why it's important to have a relationship with someone who can walk you through the complexities of the insurance world so you can protect your hard-earned assets.

We're answering YOUR questions in this episode of Talking Cents. Chad is joining me as we take a look at:

And if you've got questions, send them to me at [email protected]!