Talking Law with Hogan Lovells Cadwalader

In this episode of HLC Pensions NewsBeat, Hogan Lovells Cadwalader Pensions partner Claire Southern gives a recap of the last two weeks in the world of pensions. In this episode: PwC research suggests up to 80% of DB schemes could be insured within eight years; the Pensions Regulator is urging DB trustees to act now to optimise member outcomes; some worrying research from L&G; Pensions Policy Institute research shows 3 million pension pots remain lost; Howden Retirement surveys over 50 professional trustees on cyber risk; and over one in 10 chatbot pension answers are potentially harmful.

To listen to more episodes of HLC Pensions NewsBeat, click here:  HLC UK Pensions NewsBeat: all episodes

To listen to episodes of our other podcast series, HLC PensionsPod, click here: HLC UK PensionsPod: all episodes

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Hogan Lovells Cadwalader partners Nicola Evans and Angela Batterson introduce our upcoming annual Future of Insurance publication, opening the conversation on the forces shaping the sector and what lies ahead.

In this episode of HLC Pensions NewsBeat, Hogan Lovells Cadwalader Pensions partner Claire Southern gives a recap of the last two weeks in the world of pensions. In this episode: Burnham’s big plans for the triple lock; Gen Z’s pitiful pensions; small pots consultation; news from the Regulator on scheme funding; and guidance on trustee’s investment duties.

To listen to more episodes of HLC Pensions NewsBeat, click here:  HLC UK Pensions NewsBeat: all episodes

To listen to episodes of our other podcast series, HLC PensionsPod, click here: HLC UK PensionsPod: all episodes

Follow us on LinkedIn here:  https://www.linkedin.com/showcase/101861071/feed/posts/

In this episode of HLC Pensions NewsBeat, Hogan Lovells Cadwalader Pensions partner Claire Southern gives a recap of the last two weeks in the world of pensions. In this episode: extending targeting support, guidance on guided retirement, calls to delay value for money and the sad state of UK pensions savings.

To listen to more episodes of HLC Pensions NewsBeat, click here:  HLC UK Pensions NewsBeat: all episodes

To listen to episodes of our other podcast series, HLC PensionsPod, click here: HLC UK PensionsPod: all episodes

Follow us on LinkedIn here:  https://www.linkedin.com/showcase/101861071/feed/posts/

In this episode of HLC Pensions NewsBeat, Hogan Lovells Cadwalader Pensions partner Claire Southern gives a recap of the last two weeks in the world of pensions. In this episode: evidence that the government coffers have done extremely well from the 2015 pension flexibilities; Master Trusts have a good run on investments; pensioner poverty is on the rise; and interest increases in AI decision making.

To listen to more episodes of HLC Pensions NewsBeat, click here:  HLC UK Pensions NewsBeat: all episodes

To listen to episodes of our other podcast series, HLC PensionsPod, click here: HLC UK PensionsPod: all episodes

Follow us on LinkedIn here:  https://www.linkedin.com/showcase/101861071/feed/posts/

In this episode of HLC Pensions NewsBeat, Hogan Lovells Cadwalader Pensions partner Claire Southern gives a recap of the last two weeks in the world of pensions. In this episode: multi-employer CDC goes live; some help with AI; do you know where your surplus comes from; some insight into the Master Trust asset allocation; and good news for those taking an annuity.

To listen to more episodes of HLC Pensions NewsBeat, click here:  HLC UK Pensions NewsBeat: all episodes

To listen to episodes of our other podcast series, HLC PensionsPod, click here: HLC UK PensionsPod: all episodes

Follow us on LinkedIn here:  https://www.linkedin.com/showcase/101861071/feed/posts/

In this episode of HLC PensionsPod, senior associate Jade Rigby is joined with David Olstein, a partner in our New York office, for Part One of a three-part series on ERISA developments. Together, they introduce us to the world of ERISA, providing an overview of what ERISA is, the types of plans that fall within its scope, those that are exempt, the core fiduciary duties it imposes, and the regulators responsible for overseeing ERISA compliance.

To listen to more episodes of HLC PensionsPod, click here: HLC UK PensionsPod: all episodes

To listen to episodes of our other podcast series, HLC Pensions NewsBeat, click here: HLC UK Pensions NewsBeat: all episodes

Follow us on LinkedIn here: https://www.linkedin.com/showcase/101861071/feed/posts/

Please note that this podcast episode was recorded before the combination of Hogan Lovells and Cadwalader, Wickersham & Taft on 1 July 2026 to form Hogan Lovells Cadwalader. Any references to Hogan Lovells reflect the firm's position at the time of recording.

In this episode of HLC Pensions NewsBeat, Hogan Lovells Cadwalader Pensions partner Claire Southern gives a recap of the last two weeks in the world of pensions. In this episode: tying the knot may become the default for couples; the DWP’s busy on guided retirement and the general levy; more rolled out on Value for Money; HMRC presses ahead with the government’s agenda on surplus reforms; the Pension Ombudsman and the Pension Protection Fund look back over the last year; and are you feeling the squeeze?

To listen to more episodes of HLC Pensions NewsBeat, click here:  HLC UK Pensions NewsBeat: all episodes

To listen to episodes of our other podcast series, HLC PensionsPod, click here: HLC UK PensionsPod: all episodes

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In this episode of HLC PensionsPod, associate Kal Tsang is joined by senior associate Jim Davis to explore the topic of overpayments in pension schemes. They discuss the different types of overpayments, the options available to trustees when errors are identified, and the key legal defences members may raise – including estoppel, change of position, and laches. Drawing on the Pensions Ombudsman's 2025 factsheet and a series of recent determinations, they examine how these defences have been applied in practice and what distinguishes successful claims from unsuccessful ones. The episode concludes with practical takeaways for trustees on communicating with members, assessing defences at the internal dispute resolution stage and reducing the likelihood of complaints escalating to the Ombudsman.

To listen to more episodes of HLC PensionsPod, click here: HLC UK PensionsPod: all episodes

To listen to episodes of our other podcast series, HLC Pensions NewsBeat, click here: HLC UK Pensions NewsBeat: all episodes

Follow us on LinkedIn here: https://www.linkedin.com/showcase/101861071/feed/posts/

In this episode of HLC Pensions NewsBeat, Hogan Lovells Cadwalader Pensions partner Claire Southern gives a recap of the last two weeks in the world of pensions. In this episode: the FCA consults on new rules to improve standards in SIPPs; the gilt market’s reaction to Starmer’s resignation has been ‘relatively muted’; deferred member engagement rises up trustee agenda; DC pension pots could rise under megafund reforms; DB scheme trustees yet to assess the impact of health innovations on future liabilities; and trustees warn DB pension surplus release pressure could conflict with fiduciary duty.

To listen to more episodes of HLC Pensions Newsbeat, click here: HL Pensions NewsBeat: all episodes

To listen to episodes of our other podcast series, HLC PensionsPod, click here: HL PensionsPod: all episodes

Follow us on LinkedIn here: https://www.linkedin.com/showcase/101861071/feed/posts/