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In this episode, Darren Franks sat down with Jonathan Katende, CEO of Lipa World, to unpack how stablecoins are reshaping remittances, commerce, and financial access across Africa and beyond.

Highlights: 
The Big Problem: Remittances and Off-Ramping
Navigating Regulation: The Elephant in the Room
Africa’s Leapfrog Moment: Lessons from Mobile Adoption

Highlights: 

Jonathan Katende's LinkedIn: https://www.linkedin.com/in/jonathankatende/

Lipaworld's Website: https://www.lipaworld.com/

Darren Franks' LinkedIn: https://www.linkedin.com/in/darrenfranks/

Titc's Website https://titc.io/

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In this episode, Darren chats with Trevor Gosling, Co-Founder and CEO of Lula. 

It's Lula's tenth anniversary and when founded, South Africa's SME's had limited financing options, banks dominated the landscape, often leaving these businesses stuck in the lengthy approval process. Lula has become a cornerstone for SME finance, but where to from here? 

Highlights: 
The Changing SME Landscape
Data, Decisioning and the Future of Credit Models
People, Culture and the Human Element

Trevor Gosling's LinkedIn: https://www.linkedin.com/in/trevor-gosling-82375446/

Lula's Website: https://www.lula.co.za/

Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

Titc's Website https://titc.io/

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In this episode, we chat with Rinse Jacobs, Co-Founder and CEO, of Zazu, a new SME-focused FinTech platform launching in South Africa. We explore why Zazu chose South Africa as its starting point, what sets it apart from traditional banks and other neobanks and how it plans to simplify business banking for SMEs.

Highlights:

Customer experience - No more queueing for hours

Breaking down bundling and unbundling

Building trust in a risk-averse market

Rinse Jacobs' LinkedIn: https://www.linkedin.com/in/rinsejacobs/

Zazu's Website: https://www.get-zazu.com/

Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

Titc's Website https://titc.io/

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In this episode, we chat with Jonatan Allback, Co-Founder and CEO, of Njia Pay, a  Cape Town-based startup. We unpack Njia Pay’s role in the ecosystem, and explore where the future of payments is headed - from stablecoins and PayShap to platform-level orchestration.

This is more than a story about a startup. It’s a lens into how global fintech experience can reshape payments in emerging markets, and why Africa is the next frontier.

Highlights:
- Experimentation and Optimisation: Built for Growth
- A Pan-African Platform with Global Thinking
- Trust at Checkout: Letting Merchants Take Control

Jonatan Allback's LinkedIn: https://www.linkedin.com/in/jonatan-allback/

NjiaPay's Website: https://www.njiapay.com/

Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

Titc's Website https://titc.io/

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In this episode with Angela Shurina, Executive High-Performance Coach,  we unpack the human side of the FinTech journey, from cultural foundations and behaviour design to leadership transitions and accountability.

Highlights:
- Culture Evolves With the Business
- Transitioning From Founder to CEO: A Whole New Role
- Accountability Is a Human Motivator

Angela Shurina's LinkedIn: https://www.linkedin.com/in/angela-shurina-executive-coach/
Your Best Coaching's Website: https://www.linkedin.com/company/your-best-coaching-sa/

Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

Titc's Website https://titc.io/

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In part two of our conversation with Nevellan Moodley, Head Financial Services Advisory, we go deeper into the evolving fintech landscape, the value of good advisory partners, and why customer experience is the new battleground for financial services. 

Highlights:
- Why Early-Stage FinTechs Avoid Advisory Help
- Africa’s FinTechs: The Trends Worth Watching
- The Integration Advantage: Simplicity Wins

Nevellan Moodley's LinkedIn: https://www.linkedin.com/in/nevellan-moodley-ca-sa-32223116/

BDO's Website: https://www.bdo.co.za/

Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

Titc's Website https://titc.io/

This episode is brought to you by Pear Network
Pear's LinkedIn: https://www.pear-network.com/

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 In this episode Darren Franks chats with Erin Louw, Chief People Officer at TymeBank, to discuss what it takes to build an agile, people-centric culture in a fast-growing FinTech. From harnessing people analytics with everyday tools to cultivating talent.

Highlights:
People-Centric Leadership in a Scaling FinTech
Harnessing People Analytics to Drive Organisational Health
Hiring and Cultivating Talent vs. ‘Finding’ Talent

This episode is sponsored by Pear Network 

Erin Louws's LinkedIn: https://www.linkedin.com/in/erin-louw-3b838bb/

TymeBank's Website: https://www.tymebank.co.za/

Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

Titc's Website https://titc.io/

This episode is brought to you by Pear Network
Pear's LinkedIn: https://www.pear-network.com/

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The evolution of payment systems is reshaping how businesses interact with consumers, and Pick n Pay, a stalwart in South African retail, is at the forefront of this revolution. In this episode of Talking Success, Devon Moodley, Head of Financial Services and Value-Added Services at Pick n Pay, provides fascinating insights into the company’s strategies, challenges, and vision for the future of payments.

🌍 Diversifying Payment Methods
💸 A Bold Move: Crypto Payments
✅ Loyalty Programs: Building Consumer Trust

Deven Moodley's LinkedIn: https://www.linkedin.com/in/devenmoodley/

Pick n Pay's Website: https://www.pnp.co.za/

Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

Titc's Website https://titc.io/

This episode is brought to you by Sumsub
Sumsub's LinkedIn: https://www.linkedin.com/company/sumsub/

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Mobile money has become a cornerstone of the financial technology (FinTech) sector. In this episode Darren Franks chats with Nikolai Barnwell, Founder and CEO of pawaPay about the world of mobile payments.

🌍 Mobile Money in South Africa: A Unique Challenge   
💸 The Breadth of Mobile Money Across Africa
✅ Solving Multi-Jurisdictional Complexities

Nikolai's LinkedIn: https://www.linkedin.com/in/nikolai-barnwell/

pawaPay's Website: https://www.pawapay.io/

Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

Titc's Website https://titc.io/

This episode is brought to you by Sumsub
Sumsub's LinkedIn: https://www.linkedin.com/company/sumsub/

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In this episode, Darren chats with Michael Yaacov Martin, Co-founder & CEO at Jifiti. Embedded finance and lending represent a paradigm shift in how consumers and businesses access financial services. From BNPL to long-term lending, these innovations are shaping the future of finance, making it more accessible and aligned with modern consumer behaviours.

Highlights:
🤯 Embedded Lending is Transforming the Consumer and Retail Experience
💫 Embedded Finance Across Sectors
🤝 Supporting Incumbents in the Digital Age

Yaacov's LinkedIn: https://www.linkedin.com/in/yaacovmartin/

Jifiti's Website: https://www.jifiti.com/

Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/

Titc's Website https://titc.io/

This episode is brought to you by Sumsub
Sumsub's LinkedIn: https://www.linkedin.com/company/sumsub/