Ask Mai & Send Feedback

In this episode, Mai and Lee tackle one of the biggest questions coming out of the recent Federal Budget: what investments still make sense when the rules are changing?

There’s a lot of noise right now. Changes to the proposed 50% CGT discount, restrictions on negative gearing, and potential new minimum tax rules for trusts. It’s no surprise investors are feeling uncertain.

But this episode isn’t about fear. It’s about refocusing on what still works and how to adjust your strategy without stepping back from building wealth.

Mai breaks down what’s actually changing, what’s still available, and why the key isn’t to stop investing, but to invest smarter, with the right structure and advice.

In this episode, Mai talks about:

• The proposed removal of the 50% CGT discount and what it really means in practice
• Why a gain is still a gain, even with higher tax, and how to rethink long-term strategy
• What’s still eligible for negative gearing (including new builds and commercial property)
• The impact of proposed trust changes and why bucket company strategies may be less effective
• How double taxation could affect family trust structures under new rules
• Why SMSFs remain one of the most powerful investment vehicles (and what’s still allowed)
• How property, super, and business investments are likely to shift moving forward
• Why investing in active assets (like businesses) still provides strong CGT advantages
• How the SRS framework (Structure, Risk, Sequencing) applies to new investment decisions
• The Identify, Reallocate, Structure framework to help investors adapt quickly

This episode is a reminder that while the rules may change, wealth-building opportunities don’t disappear, they evolve.

If you’re unsure how these changes affect your current structure or future plans, now is the time to get clarity and build a strategy that works under the new rules.

You can also submit questions or topic ideas via the Ask Mai link at the top of the show notes.

Learn more about My Accounting Advantage

Disclaimer

The advice contained in this presentation is general in nature only and should not be acted on without first seeking professional advice.

Your personal circumstances have not been taken into account, and you should consider the appropriateness of the advice to your individual needs.