Heidi Ricken-Provost & Gerry Ricken discuss several ways people can decrease or eliminate taxes in retirement: health savings accounts (HSAs), Roth IRAs and Roth 401(k)s, certain life insurance plans, municipal bonds (with some exceptions), and qualified charitable distributions (from RMD funds). Gerry and Heidi remind listeners why retirement planners are needed to go through all of the different strategies, since doing so alone can be overwhelming. They also talk about Heidi’s husband’s big-time accomplishment as a pilot and the celebration afterwards.

For more information or to ask your own question, visit www.rickenfinancial.com

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