A special bonus for our listeners is a special segment from Ralph discussing all of the hype surrounding tax refunds during this 2018 tax season as aired originally on our radio broadcast from Saturday February 16, 2019at 8:00AM on WILM 1450 (<a href= "https://wilm.iheart.com/">https://wilm.iheart.com/</a>) in Wilmington, WDOV 1410 (<a href= "https://wdov.iheart.com/">https://wdov.iheart.com/</a>) in Dover and live on iHeart Radio. For more content, subscribe to our podcast on Apple podcasts or wherever you listen! You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at <a href= "mailto:askralph@askralphmedia.com">askralph@askralphmedia.com</a>.Mentioned in this episode:Post roll for Book Becoming

A special bonus for our listeners is a special segment from Ralph discussing all of the hype surrounding tax refunds during this 2018 tax season as aired originally on our radio broadcast from Saturday February 16, 2019at 8:00AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and live on iHeart Radio. For more content, subscribe to our podcast on Apple podcasts or wherever you listen! You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com. Mentioned in this episode: Post roll for Book Becoming

A special bonus for our listeners is a special segment from Ralph discussing all of the hype surrounding tax refunds during this 2018 tax season as aired originally on our radio broadcast from Saturday February 16, 2019at 8:00AM on WILM 1450 (<a href="https://wilm.iheart.com/" rel="noopener noreferrer">https://wilm.iheart.com/</a>) in Wilmington, WDOV 1410 (<a href="https://wdov.iheart.com/" rel="noopener noreferrer">https://wdov.iheart.com/</a>) in Dover and live on iHeart Radio. For more content, subscribe to our podcast on Apple podcasts or wherever you listen! You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at <a href="mailto:askralph@askralphmedia.com" rel="noopener noreferrer">askralph@askralphmedia.com</a>.Mentioned in this episode:Post roll for Book Becoming

Tax Refund Hype

2025 Best Christian Finance Podcast in the U.S. — Best of Best Review

I believe money isn’t just about numbers — it’s about confidence, stewardship, and faith.
If you’ve ever felt trapped in the cycle of financial shame, I want you to know — you’re not alone, and you don’t have to stay there.

I’m Ralph Estep Jr., and on Financially Confident Christian, I help you blend Biblical wisdom with practical financial strategies so you can finally find peace with your money and purpose in your plans.

Every day, you’ll get real-world steps you can take right now — no confusing jargon, no judgment — just daily encouragement, proven principles, and faith-driven clarity to help you break free, build confidence, and honor God with your resources.

Whether you’re paying off debt, learning to budget with purpose, or dreaming of financial freedom, this show is your daily companion for faith-based financial growth.

Your story isn’t defined by your past mistakes.
It’s shaped by your next faithful step.
So hit follow, and let’s walk this journey together — one decision, one prayer, one day at a time.

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2025 Best Christian Finance Podcast in the U.S. — Best of Best Review I believe money isn’t just about numbers — it’s about confidence, stewardship, and faith. If you’ve ever felt trapped in the cycle of financial shame, I want you to know — you’re not alone, and you don’t have to stay there. I’m Ralph Estep Jr., and on Financially Confident Christian, I help you blend Biblical wisdom with practical financial strategies so you can finally find peace with your money and purpose in your plans. Every day, you’ll get real-world steps you can take right now — no confusing jargon, no judgment — just daily encouragement, proven principles, and faith-driven clarity to help you break free, build confidence, and honor God with your resources. Whether you’re paying off debt, learning to budget with purpose, or dreaming of financial freedom, this show is your daily companion for faith-based financial growth. Your story isn’t defined by your past mistakes. It’s shaped by your next faithful step. So hit follow, and let’s walk this journey together — one decision, one prayer, one day at a time.

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