Learn how you can manage your debts wisely, and eventually be debt-free in 2023. In this episode, you will learn the following:

3:30 -- Why 7 out of 10 Filipinos have a problem with debts

4:20 -- When is it OK and NOT OK to borrow money

6:20 -- How to manage debts when your income is not enough

9:13 -- When is it wise to borrow money to pay off another debt?

10:28 -- Can you save money even if you have outstanding debts?

11:48 -- How to budget your salary wisely

13:35 -- Good habits to prevent financial stress

18:13 -- A solution for public school teachers who have difficulty paying debts

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With the recent celebration of the World Savings Month, pag-usapan natin ang healthy financial habits that teachers must have regardless kung magkano man ang sweldo mo buwan-buwan. Sinimulan natin ang usapan sa last episode natin about savings. Pwede mong balikan yun kung gusto mong mag-review. Ngayon naman, sa final episode ng Teacher’s Break, pag-usapan naman natin ang wise investments for teachers. Kasama natin si na Teach MJ Villocero and Coach Chris Tan sa break time na ito!

Timpla ka na ng kape at take notes, Teach. Marami kang mapupulot sa kwentuhan natin today.

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Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.

Hi Teach! Bilang educators, naiisip ba natin kung ano ba talaga ang root cause ng behavior na deemed by society as "problematic" ng ilang mga estudyante - Ito yung mga bully, yung mga madalas makipag-away, mga ayaw mag-aral, o laging late at walang gana pumasok. Baka naman may underlying cause ang mga ganitong negative behaviors?

Timpla ka na ng kape, Teach, at i-process natin itong mga classroom problems at kung paano natin dapat i-handle ang mga ito. Kasama nina Teacher Sofia Medina and Teacher Christela Marquez. *****Do not include episode number in the art card. please mind the right names of guests.

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Hi Teach, Did you know that according to the article "The Five Most Regretted Jobs” by Taylor Dupuy being a teacher is considered one of the most regretted jobs? "...the education profession is often marred by a lack of resources, dwindling support, and modest salaries..." Literal na masaya ang topic natin in today’s episode: Choosing happiness. How do you manage difficult emotions AND stay motivated and happy at the same time?

The struggle is real. Do you agree, Teach? Sana may kape ka na diyan para naman maka-relax-relax ka nang konti habang nagke-kwentuhan tayo kasama sina ALS Teacher Cyril Dela Cruz, and Nex Agustin from Conscious Heart Creations.

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Hosted on Acast. See acast.com/privacy for more information.

Kumusta ka, Teach? Hindi madaling maging ALS teacher, dagdag mo pa yung adjustment sa pagtuturo dahil sa pandemic at ang nalalapit na pagbalik ulit natin sa classroom at ALS Community Learning Centers. Sa tagal mong nakaharap sa computer para sa mga klase, pati na rin sa pagbuo ng teaching resources at module discussions, nakaramdam ka ba ng tinatawag na “digital fatigue”. At ngayon ngang malapit na ang pagbabalik muli sa classroom o learning center, how do you deal with this?

May kape ka na ba? Magtimpla ka na at simulan na natin ang magkwentuhan habang break mo.

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Hi Teach! Bilang teacher, ikaw palagi ang nangungumusta sa iyong mga estudyante. Ngayon, ikaw naman ang matanong ko – Kumusta ka na, teach? Ok ka ba? Bilang teacher, madalas, kahit hindi ka okay, pinipilit mong maging okay para mabigyan mo ng “safe space” at ma-inspire ang iyong mga estudyante para makayanan nilang ipagpatuloy ang kanilang pag-aaral. Pero hindi ka naman super hero para pasanin ang lahat ng mga problema, kasama na ang mga personal mong pinagdadaanan. Kaya ito ang pag-uusapan natin ngayon: How to be okay when you’re not okay. 

Timpla ka na ng Kape at magkwentuhan tayo habang Break mo.

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Hi, Teach! I’m Jaton Zulueta, and welcome to Teachers’ Break! A podcast for Teachers and educators in Formal and Alternative Learning System Education brought to you by Cebuana Lhuillier Foundation. Dito sa show na ito, pag-uusapan natin ang plights and triumphs ng ALS teachers at iba pang educators lalo na’t maraming pinagbago sa educational landscape nung nagsimula ang pandemic. We will highlight stories of educators that inspired the lives of their students and co-teachers. 

Tune in every 2nd and last Wednesday of the month for new episodes. Follow Cebuana Lhuillier Foundation, Inc. on Facebook or @cebuanafdn on Instagram, Twitter and Tiktok para laging updates sa mga giveaways in our episodes.

Andito lang kami lagi para sa’yo. ‘Til our next break, Teach! 

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