GUEST – Mpho Sadiki, Group Managing Director for Merchant Services in Africa at Network International (the parent company of Payfast)

When we think of financial access, we often think of the ‘front door’ – the point-of-sale, the payment link, the app. But beyond that door is a complex ecosystem that powers every transaction, every transfer, every financial decision. In the past, fintech was a conduit, the pretty wrapper around payments. Today, the industry has become increasingly intertwined with the back-end operations that enable commerce, inclusion, and growth. Instead of just facilitating payments, fintech is becoming the infrastructure. Kaya FM