GUEST - Shaun Durandt, Head of Business Development for PayJoySouth Africa

In a world where smartphones are the new gateway to opportunity, access remains a challenge for millions of South Africans. Despite widespread mobile connectivity, only 47% of devices in use locally are smartphones leaving a significant portion of the population disconnected from the digital economy that contributes nearly 19% to South Africa’s GDP.

This week on Kaya Biz, we unpack how PayJoy is changing that narrative. The company is pioneering flexible smartphone payment plans that open doors to financial inclusion, digital access, and economic participation. With over 17 million customers globally and a rapidly expanding South African footprint, PayJoy is giving more people the tools to learn, work, and connect in a mobile-first economy. Kaya FM