Tech Intersect™ with Prof Tonya M. Evans

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To understand the point of cryptocurrencies and crypto assets, a fundamental understanding for money is critical in bringing us into that world. Ian’s book gives us the context for the rise of Bitcoin and, ultimately, decentralized finance (DeFi). That explores the realities of nonfungible tokens (NFTs), the metaverse, and the financial component of it all. This week, episode 180 of the Tech Intersect™ Podcast is about the promise and pitfalls of decentralized finance! 

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Ian Horne is the European Head of Content at Money 20/20, the organizer of the largest global events for the fintech industry, where he works towards setting the fintech agenda for investors, technologists, banks and payments organizations. Prior to this, he was Head of UK Audience Development at Citywire. Ian Horne has been shortlisted for HeadlineMoney's UK Fintech Journalist of the Year award and is based in London, UK.

Today, we provide a balanced and nuanced discussion of cryptocurrency and decentralized finance (DeFi). Ian shares his background working in traditional finance and how he became interested in crypto. We discuss both the opportunities of DeFi, such as increased access and financial innovation, as well as potential risks like scams and lack of consumer protections. Ian and I emphasize that this is a complex topic with reasonable arguments on both sides. We stress the importance of education so people can make informed choices about crypto. 

Ian Horne and I discuss:

• Crypto's impact on traditional finance and economy.
• Finance, trust, and innovation in traditional and crypto markets.
• Access and inclusion in decentralized finance (DeFi). 
• Balancing financial innovation with consumer protection.
• Understanding blockchain technology and its potential impact on financial systems.
• Acknowledging the benefits and risks involved in crypto.

CONNECT WITH IAN HORNE:

LinkedIn

X (Formerly Twitter)

By Why DeFi Matters by Ian Horne (Amazon)

CONNECT WITH DR. TONYA M. EVANS:

Questions and requests: [email protected] 

Follow: Twitter @AtTechIntersect | Instagram @TechIntersect 

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LINKS MENTIONED:

Books and Resources available on our BookShelf 

Explore more videos, commentary, and join our community at our NEW YouTube Channel @AdvantageEvans – your hub for all things digital innovation!

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Today, we are debunking the myth that cryptocurrencies are completely unregulated. I will share examples of why it’s not the "Wild West" by pointing to existing regulations and laws that can apply today and in the future. This week, I’m joined by my dear friend, Sandra Ro, for episode 179 of the Tech Intersect™ Podcast to discuss the myth that crypto is unregulated! 

Right now, there are some negative impacts because of the regulatory uncertainty, which impacts consumers, entrepreneurs, and countries' competitiveness. Not only do we chat about current regulations, but we also get into some of my predictions that more bipartisan efforts towards taxonomy and how common language around cryptocurrencies could lead to more workable regulations in the coming years.

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Sandra Ro is CEO of the Global Blockchain Business Council, where she serves the GBBC and blockchain community to foster education and build bridges across enterprises, governments, and start-ups to help fulfill the potential of blockchain technology to solve real world problems and help society.

Sandra Ro and I go over in this episode include:

• What it looks like to navigate crypto regulations in the USA and other countries.
• How the regulatory environment has impacted consumers' ability to enter the crypto market.
• Uncertainty and fear in the crypto market due to lack of information and past bad experiences.
• The future of crypto regulations and community involvement.

Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! And don’t forget to follow, rate, and review the podcast and tell me your key takeaways!

CONNECT WITH SANDRA RO:

LinkedIn

GDF

Twitter

CONNECT WITH DR. TONYA M. EVANS:

Questions and requests: [email protected] 

Follow: Twitter @AtTechIntersect | Instagram @TechIntersect 

Web: Tech Intersect Podcast  

Connect for exclusive content: https://advantageevans.activehosted.com/f/6 

LINKS MENTIONED:

Books and Resources available on our BookShelf 

Explore more videos, commentary, and join our community at our NEW YouTube Channel @AdvantageEvans – your hub for all things digital innovation!

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There is no future of money and wealth without a proper solid foundation. It’s important to have those foundations because it’s not enough to just demystify the crypto space with that base. This week, episode 178 of the Tech Intersect™ Podcast discusses the power of financial inclusion and the importance of understanding the value of crypto! 

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Join me for the Launch Party! Get your VIP Launch Experience Tickets at https://bit.ly/dmdviplaunch. You can find the book, launch party, and bonuses at https://bit.ly/getdmd

Lynnette Khalfani-Cox is an American personal finance adviser, radio personality, and author. Since 2008, she has given personal finance advice on the Russ Parr Morning Show, a Washington, D.C. radio show.

This discussion focuses on how technology has changed personal finance and publishing, cryptocurrency adoption among Black and brown communities due to systemic financial issues, and Lynnette's new book "Bounce Back" about overcoming adversity through financial resilience. 

Lynnette discussed her career journey and motivation for becoming a financial educator and shared her perspectives on the opportunities and responsibilities that come with financial technology and cryptocurrencies.

Lynnette and I discuss:

• Evolving technology's impact on publishing and media.
• Digital money and its impact on finances. 
• Crypto investing, wealth inequality, and education.
• Financial exclusion and why education is imperative.
• Overcoming financial setbacks and building resilience. 

CONNECT WITH LYNNETTE KHALFANI-COX:

LinkedIn

Instagram

X (Previously Twitter)

Lynnette Khalfani-Cox

The Money Coach

Ask the Money Coach

CONNECT WITH DR. TONYA M. EVANS:

Questions and requests: [email protected] 

Follow: Twitter @AtTechIntersect | Instagram @TechIntersect 

Web: Tech Intersect Podcast  

Connect for exclusive content: https://advantageevans.activehosted.com/f/6 

LINKS MENTIONED:

Books and Resources available on our BookShelf 

NYDFS Virtual Currencies Regulation Proposal: https://www.dfs.ny.gov/industry_guidance/industry_letters/il20230918_guidance_vc_listing

Bitcoin Beginner Blueprint: https://bit.ly/dmdmasterclass

Explore more videos, commentary, and join our community at our NEW YouTube Channel @AdvantageEvans – your hub for all things digital innovation!

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Regulate & The Rabbit Hole by Notty Prod licensed via Creative Commons Attribution-NoDerivatives 4.0 International License. Produced by Tonya M. Evans for Advantage Evans, LLC

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This week, we continue our Digital Money Demystified Series with Bitcoin developer, educator and author, Jimmy Song. We discuss everything from the environmental impact of Bitcoin mining and how it relates to other mining to the role of stablecoins and central bank digital currencies in the future of money. We also examine the differences between Fiat and Bitcoin and why Bitcoin is the future of financial wealth.

In this insightful discussion on the myths surrounding Bitcoin and cryptocurrencies and why decentralization is so important for individual sovereignty, Jimmy Song and I break down the differences between Bitcoin and other digital assets in a way that's easy to understand. This week, episode 177 of the Tech Intersect™ Podcast is about the myth that all cryptocurrencies are the same and why Bitcoin reigns supreme! 

POWERED BY ADVANTAGE EVANS™ ACADEMY 

Navigate your way from cash to crypto with Digital Money Demystified. Dive into the definitive guide on crypto myths and truths by Professor Tonya M. Evans. This isn't just a book; it's a roadmap to the decentralized web’s future of work, wealth, and creativity. Head over to DigitalMoneyDemystified.com and embark on your crypto journey today! 

Jimmy Song is a Bitcoin developer, educator and entrepreneur. He's a programmer with over 20 years experience, an open source contributor to many different Bitcoin projects and the author of Programming Bitcoin from O'Reilly, The Little Bitcoin Book, Thank God for Bitcoin and BItcoin and the American Dream. Jimmy has been a lecturer at the University of Texas, an expert witness in legal cases involving Bitcoin and is an advisor to multiple companies. Jimmy writes a weekly newsletter, Bitcoin Tech Talk and has a podcast Bitcoin Fixes This.

Jimmy Song and I discuss:

• The differences between Bitcoin and other cryptocurrencies.
• Addressing the common myth that cryptocurrencies are bad for the environment.
• The potential issues with central bank digital currencies such as the lack of privacy and government overreach.
• The rights you have (or don’t have) over your property with each system.

Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! Don’t forget to follow, rate, and review the podcast and tell me your key takeaways!

CONNECT WITH JIMMY SONG:

LinkedIn

X (Formerly Twitter)

Website

Fiat Ruins Everything by Jimmy Song (Amazon)

CONNECT WITH DR. TONYA M. EVANS:

Questions and requests: [email protected] 

Follow: Twitter @AtTechIntersect | Instagram @TechIntersect 

Web: Tech Intersect Podcast  

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LINKS MENTIONED:

Books and Resources available on our BookShelf 

Tech Intersect #23 Jimmy Song on the Past, Present and Future of Bitcoin

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Regulate & The Rabbit Hole by Notty Prod licensed via Creative Commons Attribution-NoDerivatives 4.0 International License. Produced by Tonya M. Evans for Advantage Evans, LLC

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We are continuing our Digital Money Demystified series, where I’m being interviewed by leaders in the emerging digital economy. For episode 176, Harold Hughes and I discuss the myth that crypto is too complicated.  We don’t have the privilege of sitting back and waiting for someone to tell us to take action because the digital economy is moving faster than ever. There are resources and concise information available to you and it’s time to push past the myths and learn so you can earn.

POWERED BY ADVANTAGE EVANS™ ACADEMY 

Navigate your way from cash to crypto with Digital Money Demystified. Dive into the definitive guide on crypto myths and truths by Professor Tonya M. Evans. This isn't just a book; it's a roadmap to the decentralized web’s future of work, wealth, and creativity. Head over to DigitalMoneyDemystified.com and embark on your crypto journey today! 

Harold Hughes, the founder & CEO of Bandwagon – a venture-backed identity infrastructure company that helps its customers transparently manage, aggregate, and store valuable consumer identity data. A rising star in data, identity, and experience space, Harold has had his brilliant vision and ideas validated as a graduate (and now mentor) of the Founder Institute Greenville chapter; graduate of Capital Factory - Austin, one of the inaugural companies in Google for the Startups Black Founders Exchange Program, and most recently the inaugural cohort of the IBM Blockchain Accelerator in 2019.

Harold Hughes and I discuss:

• Understanding what will matter in 10-15 years.
• How information on the digital economy has become more available.
• Where to go to find information that isn’t misleading or overwhelming.
• This is an important moment for knowledge in the crypto asset space.

Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! Don’t forget to follow, rate, and review the podcast and tell me your key takeaways!

CONNECT WITH HAROLD HUGHES:

Web: https://bandwagonfanclub.com/ 

Twitter: @OneBandwagonFan

CONNECT WITH DR. TONYA M. EVANS:

Questions and requests: [email protected] 

Follow: Twitter @AtTechIntersect | Instagram @TechIntersect 

Web: Tech Intersect Podcast  

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LINKS MENTIONED:

Books and Resources available on our BookShelf 

Ep 82: Harold Hughes-Data & NFTs Driving The Future of The Fan Experience in a Web 3.0 World

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The landscape of business, finance, and law is being changed at an unprecedented rate due to the emergence of Web 3 technologies, crypto assets, and blockchains–all of which have been part of this digital revolution.  Anyone positioned to advise investors or innovators should be educated to pivot into fully embracing and being prepared for the new digital economy. 

These things will impact business leaders, financial professionals, legal professionals, and more. The new digital economy is built on the rails of blockchains, crypto assets, and other Web 3 technologies. It’s essential to catch up and stay current on what’s happening in the space. This week, episode 175 of the Tech Intersect™ Podcast is about digital money demystified for leaders, lawyers and advisors! 

POWERED BY ADVANTAGE EVANS™ ACADEMY 

Navigate your way from cash to crypto with Digital Money Demystified. Dive into the definitive guide on crypto myths and truths by Professor Tonya M. Evans. This isn't just a book; it's a roadmap to the decentralized web’s future of work, wealth, and creativity. Head over to DigitalMoneyDemystified.com and embark on your crypto journey today! 

Topics I go over in this episode include:

• Why leaders, lawyers, and advisors need a solid knowledge foundation in the new digital economy.
• Opportunities available to professional leaders to embrace the emerging digital economy.
• Risks that can and will come along if you don’t have the tools and understanding needed.
• A look into the Myth Busting Mondays.

Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! And don’t forget to follow, rate, and review the podcast and tell me your key takeaways!

CONNECT WITH DR. TONYA M. EVANS:

Questions and requests: [email protected] 

Follow: Twitter @AtTechIntersect | Instagram @TechIntersect 

Web: Tech Intersect Podcast  

Connect for exclusive content: https://advantageevans.activehosted.com/f/6 

LINKS MENTIONED:

• Register: 3-Session Webinar - Digital Money Demystified Professional Series
• Pre-Order Digital Money Demystified
• Become a DMD Insider Member (lifetime, annual, or monthly)

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Regulate & The Rabbit Hole by Notty Prod licensed via Creative Commons Attribution-NoDerivatives 4.0 International License. Produced by Tonya M. Evans for Advantage Evans, LLC

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Fads are an inescapable part of our lives. And with how quickly technology comes and goes in our rapidly-changing society, it’s easy to see how people can be dismissive of technology designed to make waves. But not everything that is new is a fad, and Caitlin Long is here today to flip the script and discuss why crypto isn’t going anywhere anytime soon! This week, episode 174 of the Tech Intersect™ Podcast is about the myth that crypto is a fad! 

POWERED BY ADVANTAGE EVANS™ ACADEMY 

Navigate your way from cash to crypto with Digital Money Demystified. Dive into the definitive guide on crypto myths and truths by Professor Tonya M. Evans. This isn't just a book; it's a roadmap to the decentralized web’s future of work, wealth, and creativity. Head over to DigitalMoneyDemystified.com and embark on your crypto journey today! 

Caitlin Long is the Founder and CEO at Custodia Bank, a Wyoming bank formed to serve as a compliant bridge to the U.S. dollar payments system and a custodian of digital assets that can meet the strictest level of institutional custody standards. In 2018-20, she led the charge to make her native state of Wyoming an oasis for blockchain companies in the US, where she helped Wyoming enact 20 blockchain-enabling laws. Caitlin is a 22-year Wall Street veteran who has been active in bitcoin and blockchain since 2012.

Topics  Caitlin Long and I go over in this episode include:

• Copyright law in the United States does not take into account modern technologies.
• Scams are unavoidable - they exist wherever there is an opportunity for significant gain.
• How regulation evolves so law enforcement has the powers that they need to go after criminals across the globe.
• The importance of creating legal frameworks to protect good actors in the space, consumers, and investors.

Thank you for listening! If you enjoyed this episode, take a screenshot of the post in your stories and tag me @IPProfEvans! And don’t forget to follow, rate, and review the podcast and share your key takeaways! 

CONNECT WITH CAITLIN LONG:

LinkedIn

Website

Twitter

CONNECT WITH PROFESSOR TONYA M. EVANS: 

General inquiries: [email protected]  

Connect: Prof. Tonya’s Linktree 

Subscribe for exclusive content: https://advantageevans.activehosted.com/f/6  

Regulate & The Rabbit Hole by Notty Prod licensed via Creative Commons Attribution-NoDerivatives 4.0 International License. Produced by Tonya M. Evans. 

LINKS MENTIONED:

Books and Resources available on our BookShelf 

Explore more videos, commentary, and join our community at our NEW YouTube Channel @AdvantageEvans – your hub for all things digital innovation!

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Regulate & The Rabbit Hole by Notty Prod licensed via Creative Commons Attribution-NoDerivatives 4.0 International License. Produced by Tonya M. Evans for Advantage Evans, LLC

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Every market has ups and downs, especially at the beginning. Crypto is no exception. But where there’s a risk, there can also be a reward, and there’s no better example than the opportunities presented by cryptocurrencies. Dr. Hans Boateng is back again this week to help me flip the script and address common questions and misconceptions about the crypto market and its fluctuations. This week, episode 173 of the Tech Intersect™ Podcast is about the myth that crypto is too volatile! 

POWERED BY ADVANTAGE EVANS™ ACADEMY 

Navigate your way from cash to crypto with Digital Money Demystified. Dive into the definitive guide on crypto myths and truths by Professor Tonya M. Evans. This isn't just a book; it's a roadmap to the decentralized web’s future of work, wealth, and creativity. Head over to DigitalMoneyDemystified.com and embark on your crypto journey today! 

Topics Dr. Hans and I go over in this episode include:

• What holds people back from investing in crypto?
• Every new market experiences some volatility in the beginning, not just crypto.
• Stablecoins can be a less risky option at the beginning of your digital money journey.
• The importance of staying at the leading edge of new markets and opportunities.

Thank you for listening! If you enjoyed this episode, take a screenshot of the post in your stories and tag me @IPProfEvans! And don’t forget to follow, rate, and review the podcast and share your key takeaways! 

CONNECT WITH DR. HANS BOATENG:

Instagram

Twitter

Website

GenWealth+ Program

CONNECT WITH PROFESSOR TONYA M. EVANS: 

General inquiries: [email protected]  

Connect: Prof. Tonya’s Linktree 

Subscribe for exclusive content: https://advantageevans.activehosted.com/f/6  

Regulate & The Rabbit Hole by Notty Prod licensed via Creative Commons Attribution-NoDerivatives 4.0 International License. Produced by Tonya M. Evans. 

LINKS MENTIONED:

Books and Resources available on our BookShelf 

Coinmarketcap.com

Tech Intersect #150

Regulate & The Rabbit Hole by Notty Prod licensed via Creative Commons Attribution-NoDerivatives 4.0 International License. Produced by Tonya M. Evans for Advantage Evans, LLC

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With every new technology comes fear and doubt, and cryptocurrency is no different. One of the most perpetuated myths about crypto that even I believed at the beginning of my journey is that crypto is only used by criminals. That could not be further from the truth! As part of my Digital Money Demystified series, we will debunk this myth and explore how to protect yourself from the bad actors in the space. This week, episode 172 of the Tech Intersect™ Podcast is about the myth that crypto is only for criminals! 

POWERED BY ADVANTAGE EVANS™ ACADEMY 

Navigate your way from cash to crypto with Digital Money Demystified. Dive into the definitive guide on crypto myths and truths by Professor Tonya M. Evans. This isn't just a book; it's a roadmap to the decentralized web’s future of work, wealth, and creativity. Head over to DigitalMoneyDemystified.com and embark on your crypto journey today! 

Topics I go over in this episode include:

• How to research coins or tokens you might be interested in investing in.
• Be aware of scams - If it’s too good to be true, it probably is!
• What to do if you have fallen victim to a scam involving crypto.
• Financial privacy does not equal illicit activity. 

Thank you for listening! If you enjoyed this episode, take a screenshot of the post in your stories and tag me @IPProfEvans! And don’t forget to follow, rate, and review the podcast and share your key takeaways! 

CONNECT WITH PROFESSOR TONYA M. EVANS: 

General inquiries: [email protected]  

Connect: Prof. Tonya’s Linktree 

Subscribe for exclusive content: https://advantageevans.activehosted.com/f/6  

LINKS MENTIONED:

Books and Resources available on our BookShelf 

Coinmarketcap.com

Coindesk.com

Unchained podcast with Laura Shin

Tech Intersect #169:Ray Genco on Self-Custody Asset Protection Best Practices

Regulate & The Rabbit Hole by Notty Prod licensed via Creative Commons Attribution-NoDerivatives 4.0 International License. Produced by Tonya M. Evans for Advantage Evans, LLC

Kudos, Questions, Comments? Send it here.

Ever since Crypto came on the scene in 2009, misinformation has been spread about its uses, characteristics, value, and more. In today's episode, I'm kicking off a special 10-episode series where I'll be diving deep into the intriguing but often intimidating world of cryptocurrencies, and the future of money and wealth. This week, episode 171 of the Tech Intersect™ Podcast is about separating fact from fiction in the crypto space! 

POWERED BY ADVANTAGE EVANS™ ACADEMY 

Navigate your way from cash to crypto with Digital Money Demystified. Dive into the definitive guide on crypto myths and truths by Professor Tonya M. Evans. This isn't just a book; it's a roadmap to the decentralized web’s future of work, wealth, and creativity. Head over to DigitalMoneyDemystified.com and embark on your crypto journey today! 

Topics I go over in this episode include:

• Trust is the backbone of any financial system, traditional or digital.
• Generalizing the entire crypto industry based on a few bad actors is misleading and harmful.
• Crypto isn’t just for “crypto bros” - its for everyone, especially traditionally marginalized communities,
• The importance of starting your crypto journey with lots of education and research.

Thank you for listening! If you enjoyed this episode, take a screenshot of the to post in your stories and tag me @IPProfEvans! And don’t forget to follow, rate, and review the podcast and share your key takeaways! 

CONNECT WITH DR. TONYA M. EVANS:

General inquiries: [email protected]  

Connect: Prof. Tonya’s Linktree 

Subscribe for exclusive content: https://advantageevans.activehosted.com/f/6  

Regulate & The Rabbit Hole by Notty Prod licensed via Creative Commons Attribution-NoDerivatives 4.0 International License. Produced by Tonya M. Evans. 

LINKS MENTIONED:

Books and Resources available on our BookShelf 

Tech Intersect # 161: Paul Grewal on The Coinbase Wells Notice and SEC Regulations on Crypto [SPOTLIGHT]

Tech Intersect #135: The FTX Collapse, Congressional Hearings and Where We Go From Here

Satoshi Nakamoto’s Bitcoin Whitepaper

CoinMarketCap

CoinGecko

Regulate & The Rabbit Hole by Notty Prod licensed via Creative Commons Attribution-NoDerivatives 4.0 International License. Produced by Tonya M. Evans for Advantage Evans, LLC