Welcome to our Dope Conversation with Kotani Pay, a Celo Powered Startup utilizing Blockchain to enable on-ramp/off-ramp for remittance, gig work, UBI, saving, lending and cash transfer using our API and USSD.
Kotani pay is leveraging on the 57% of those who use feature phones by helping them access Loans at interests of as low as 8%, That is half of what the Banks and other Lenders offer and During Their Pilot out of 100 Farmers they had 80% Fully accept the Loan with it's Terms having a 90% rate of the repay the Loans, All this is accessible through USSD *483*354#
According to reports by @impactMarket_ , Kotani helped Refugees In Ghana, and Kenya access Funds, this is in areas with less or now accessibility of Internet and smartphones.