Tech Touch

Voor diegenen bij wie het niet zo goed lukt om teksten in te scannen met de Knfb reader is de standscan wellicht een oplossing. De standscan is licht en draagbaar en zorgt ervoor dat zowel je smartphone als het document onbeweeglijk blijven zodat er een goeie scan gemaakt kan worden. We kregen er meer info over bij de firma Sensotec op Ziezo Vlaanderen 2015. Indien je verdere vragen hebt over deze podcast, dan kan je die zoals steeds hieronder kwijt.

Say Calendar Indicators

Stocks will rise this year, according to the calendar indicators.

First, this year’s Super Bowl match Khalil Mack Jersey up is very favorable for investors. Both the Pittsburgh Steelers and the Green Bay Packers are old NFL teams, meaning they were part of the NFL before the league merged with the AFL. Super Bowl victories by old NFL teams lead to full year gains for stocks nearly 80% of the time.

There’s even more good news. According to Capital IQ, the S 500 has risen by an average of 26% when the Steelers win the Super Bowl. The index has an average return of 23% when the Packers win. The average market return is also positive when either team loses in the Super Bowl.

Then there is the January Barometer. Jeffrey Hirsch states in John Matuszak Jersey the Stock Trader’s Almanac (Wiley, 2010) that “as the S 500 goes in January, so goes the year.” His calculations say that the indicator has only registered seven “major errors” since 1950. The last were 2009 and 2010, when the S 500 fell in January, but posted gains for the full year. As of Thursday’s close, the S 500 was up about 3% month to date.

Finally, I would be remiss if I did not bring up the Presidential cycle. The third year of a presidential term is bullish. Sam Stovall at Standard Poor’s calculates that the S 500 has an average 17% gain in the third year of a presidential cycle. (His data dates back to 1945.)

December personal income and spending will be the week’s first economic data, with a Monday morning release. Tuesday features the January ISM manufacturing index and December construction spending. ADP’s January employment report, which calculates only the change in private jobs, will be published on Wednesday. Thursday features the January ISM services index, December factory orders and the first look at fourth quarter productivity. January jobs data, including the unemployment rate and change in nonfarm payrolls (both private and government), will be released by the Labor Department on Friday.

Atlanta Federal Reserve Bank President Dennis Lockhart will speak publicly on Monday. Federal Reserve Chairman Ben Bernanke and Minneapolis Federal Reserve President Narayana Kocherlakota will speak on Thursday.

Many of you are now asking the obvious question: Does any of this really work?

The numbers speak for themselves, but numbers can make random events seem related. Such is the case with the Super Bowl Indicator. Which team wins the NFL championship has as much of an influence on stock prices as does Punxsutawney Phil’s shadow. (Note to Phil: Keep your shadow out of sight this year.)

Hirsch credits the success of the January Barometer to the federal government’s calendar and the 20th Constitutional Amendment, which significantly shortened the congressional lame duck session. (Hirsch says there would be no Charles Woodson Jersey January Barometer if this amendment didn’t exist.) In addition to the convening of a new Congress (every two years), Hirsch also points out that January brings the State of the Union address and any changes to the president’s priorities.

I don’t think one can rule out the impact of fourth quarter corporate profit reports, which are released in January and often come with projections for the new year. To the Dave Casper Jersey extent that forecasts lead to expectations of changes in spending patterns, stocks will react.

The flip side is that four of the January Barometer’s errors have occurred since 2000. It was a tough decade for stocks, however. Hirsch defends these errors by pointing to the impact of the terrorist attacks in 2001, the anticipation of military action in Iraq during 2003 and the bottoming of the bear market in 2009.

The presidential cycle has the best basis. A president entering into the third year of a term is thinking about re election and looking for ways to boost the economy. President Obama talked about job creation, instituting regulatory reform, and the need for bipartisan cooperation in his State of the Union speech, goals that could help the economy.

It is important to remember that portfolio allocations are long term strategic decisions. Thus, while calendar based stock market indicators can make higher beta (more volatile) stocks or lower beta (less volatile) stocks appear more attractive over the short term, these indicators should not be used to adjust your overall asset allocations.

Still, I’m hoping all three indicators are correct this year. And, since I live within 25 miles of the Wisconsin state line, Authentic Sebastian Janikowski Jersey go Packers!

AAII MODEL PORTFOLIOS

All three model portfolios saw their fourth straight month of gains during December. After gaining 8.6% in December, the Model Shadow Stock Portfolio Otis Sistrunk Raiders Jersey finished the year up 45.4% compared to 17.1% for the Vanguard Total Stock Market Index fund and 31.3% for the DFA US Micro Cap Index fund. The Model Mutual Fund Portfolio and Model ETF Portfolio gained 6.8% and 7.1% for the month and 20.3% and 21.9% for the year, respectively. The Model Mutual Fund Portfolio outperformed the Vanguard Total Stock Market Index fund and the Model ETF Portfolio beat the iShares DJ US Total Market Index ETF, which finished the year up 16.4%.

THE WEEK AHEADNearly 100 S 500 member companies will report earnings next week. Included in this group are Dow components Pfizer (NYSE:PFE) and Merck Co. (NYSE:MRK). Pfizer will report on Tuesday and Merck will report on Thursday.

December personal income and spending will be the week’s first economic data, with a Monday morning release. Tuesday features the January ISM manufacturing index and December construction spending. ADP’s January employment report, which calculates only the change in private jobs, will be published on Wednesday. Thursday features the January ISM services index, December factory orders and the first look at fourth quarter productivity. January jobs data, including the unemployment rate and change in nonfarm payrolls (both private and government), will be released by the Labor Department on Friday.

Atlanta Federal Reserve Bank President Dennis Lockhart will speak publicly on Monday. Federal Reserve Chairman Ben Bernanke and Minneapolis Federal Reserve President Narayana Kocherlakota will speak on Thursday.

Het bericht Ziezo Vlaanderen 2015, de Standscan: een houder voor het scannen van documenten met de Knfb reader verscheen eerst op Tech Touch Podcast.

Het gamma aan brailleleesregels staat niet stil, en dat is uiteraard goed nieuws. Ook de nieuwste hulpmiddelenleverancier Access4u deed zijn duit in het zakje op de Ziezo vlaanderen Beurs. We hadden er een interview met hen waar we meer te weten kwamen over hun nieuwste leesregels. Indien je verdere vragen hebt over deze podcast, dan kan je die zoals steeds hieronder kwijt.

Het bericht Ziezo Vlaanderen 2015: brailleleesregels van Access4u verscheen eerst op Tech Touch Podcast.

Bankautomaten met een aansluiting voor een hoofdtelefoon komen dezerdagen gelukkig meer en meer voor. Dat is goed nieuws voor onze gebruikersgroep, want door middel van deze bankautomaten kunnen ook wij zelfstandig geld afhalen en het saldo van onze rekeningen opvragen. Het leuke is dat bij het aansluiten van de oortjes of hoofdtelefoon het scherm volledig zwart wordt zodat alleen wij met de automaat kunnen werken. Wij namen de proef op de som en testten zo’n geldautomaat uit. Indien je verdere vragen hebt over deze podcast, dan kan je die zoals steeds hieronder kwijt.

2014 NFL Predictions

AFC EAST: Pats will win again, but Dolphins will improve

New England Patriots: 12 4 Tom Brady will find ways to come over the Pats off season Carlos Rogers Jersey losses using Amendola and his TEs. Chandler Jones will show improvement.

Buffalo Bills: 4 12 EJ Manuel is a rookie with potential, but not all rookies are like RG3 Luck and Wilson. This team is improving but it will take a few more years to compete.

New York Jets: 3 13 I think Geno Smith will eventually become the Jet starting QB this season.

AFC NORTH: Hard division to predict. Green

Pittsburgh Steelers: 9 7 They aging and often injured, but will still be competitors.

Baltimore Ravens: 8 8 Offseason losses are too much to deal with. Although they had Tarell Brown Raiders Jersey a good draft.

Cleveland Browns: 4 12 I really like Barkevious Mingo, but they offense can put up points.

AFC SOUTH: The top three teams in this division, have fairly easy schedules, the team who needs it doesn

Houston Texans: 11 5 Like Deandre Hopkins, will balance their offense, and help Andre Johnson.

Indianapolis Colts: 9 7 They over performed a little last year, but will still have a solid season.

Tennessee Titans: 6 10 Locker will struggle, and CJ wont live up to his 2,000 yard prediction, but I like Kendall Wright.

Jacksonville Jaguars: 2 14 This team Authentic Rod Streater Jersey is in need of a better QB, they have Blackmon and MJD.

AFC WEST: The Broncos, one of the best if not the best teams James Jones Raiders Jersey in football have the easiest schedule, it doesn seem fair.

Denver Broncos: 14 2 Peyton has way to many offensive weapons not to do well.

Kansas City Chiefs: 7 9 Alex Smith and Bowe will lead a significant improvement for the Chiefs.

San Diego Chargers: 6 10 Rivers needs to be consistent, but I like Danario Alexander at wideout. Hayden too.

NFC EAST: This will be a fairly competitive division, and the Giants will bounce back and make the playoffs.

New York Giants: 10 6 Victor Cruz, Hakeem Nicks, and Eli Manning will lead them to 9 or 10 wins.

Washington Redskins: 9 7 RG3 will make an impressive comeback

Dallas Cowboys: 7 9 They overpaid for Romo, but they have some talent on that team.

Philadelphia Eagles: 6 10 A hard team to predict, they have talent, but haven clicked.

NFC NORTH: This will again be one of the most competitive divisions in football, and there will probably be Stefen Wisniewski Raiders Jersey to playoff teams coming from it.

Green Bay Packers: 12 4 Aaron Rogers is too good with too many weapons. (Cobb, Nelson, Jones)

Minnesota Vikings: 10 6 Peterson will lead the league Andre Holmes Raiders Jersey in rushing again, not 2,000 yds though. Ponder will surprise with new weapons Jennings and Patterson, and returning TE Rudolph.

Chicago Bears: 9 7 Have a good D, but Cutler needs to stay consistent and spread out his targets, to recievers other than Brandon Marshall. I like Alshon Jeffrey.

Het bericht haal zelfstandig geld af met een toegankelijke geldautomaat verscheen eerst op Tech Touch Podcast.

In onze Ziezo Vlaanderen reeks zijn we aanbeland bij de firma Kobavision die ons de nieuwe loep van Visiodesk voorstelt. Voor studenten die vaak van lokaal naar lokaal moeten ziet het er een handig hulpmiddel uit omdat deze loep makkelijk meegenomen kan worden. Meer uitleg krijgen we van Kobavision zelf. Indien je verdere vragen hebt over deze podcast, dan kan je die zoals steeds hieronder kwijt.

Journey From the NFL to Wall Street

Whether Authentic Miles Burris Jersey it’s on the football field or Wall Street, Eugene Profit knows how to play the game.

Profit, a Yale University graduate with a bachelor’s degree in economics and a former cornerback for the New England Patriots and the Washington Redskins, entered the financial sector in 1991 when he was forced to retire from the NFL due to a torn hamstring. News recently spoke with Profit, 48, about his passion for finance, what the NFL taught him about money and how the company he founded 15 years ago with $300,000 in assets under management has grown to nearly $2 billion today. His responses have been edited.

What was it like making the transition from the NFL to Wall Street?

Any transition from a sports league to something else is extraordinarily difficult. You go from being in this world where there’s this degree of exposure and popularity. You’ve been used to having structured schedules and structured goals in your life. Then you transition over into this world of complete freedom and isolation. I think that’s a pretty big adjustment. And don’t forget that, in most cases, you’re pretty young when this transition occurs.

What did you tell Emmitt Thomas, the Redskins position coach, when he asked you during your last year in the NFL whether you’re going into coaching or going to Wall Street?

I told him I wasn’t sure. I was equally split on what direction to take. In coaching, you are directing people to achieve. You are trying to analyze where they are and help them get better. It’s like that in money Authentic Sio Moore Jersey management, where you help individuals with their portfolio and help them make good investments.

[Read: Use Football Style Retirement Planning]

What was the deciding factor in choosing to pursue finance?

When I left Yale, I knew that when I stopped playing football, I would need something to do that I was passionate about and would enjoy. For me, that’s Authentic Mychal Rivera Jersey always been based in economics and business and entrepreneurship.

Before I was injured, I had already started looking into business ventures and looking at stock brokerages. I had my hand in the stock market, so it was a [logical] switch.

Did the NFL prepare you for the fierce competition on Wall Street?

As an individual, I would say yes. There’s an acronym a lot of NFL players use for the Usama Young Raiders Jersey league: not for long. There’s always somebody working as hard as you, and they’re always training someone to be your replacement. I think Wall Street is that way if you don’t perform, clients replace you.

Did you gain financial knowledge on the football field?

As a football player, you have to be consumed with playing the game. You need to prepare and put yourself in the best position to keep playing. Intense focus and going through sequential steps to succeed is applicable to a lot of areas, so it was easy for me to apply it to working in finance.

Who was the most influential person in your financial career?

The answer may seem odd, but I think that person was me. I really didn’t know how difficult this business is. I went out on my own and focused on growing my own firm managing the money the way I saw fit. I didn’t try to emulate a lot of other people. I think not knowing how this business works allowed me time to pay for my own mistakes. I wasn’t making money starting out, but I had money from [my football career] to support my business.

[Read: Is an Online Financial Adviser Right for You?]

The fact that I grew up without a lot of money allowed me to be comfortable not making a lot in the beginning. When I started my company, that was a period of time when I could have been making a lot more doing work for someone else, but I was focused on doing it my way and stayed with it long enough to convince more people to allow Profit Investments to manage their portfolio.

Prosecutors seek details on ex

Prosecutors on Wednesday said they are seeking to interview the tattoo artist or artists who decorated the right forearm of former NFL star Aaron Hernandez around the time he is accused of killing two men after leaving a Boston nightclub.

Hernandez, who has been charged with the murder of three men in two separate incidents, in 2012 and 2013, has appeared Cheap NFL Jerseys in court heavily tattooed on both arms since his June 2013 arrest.

“The artists being sought are considered witnesses only and are not accused of any wrongdoing,” prosecutors in Massachusetts’ NFL Jerseys Supply Suffolk County said on Wednesday, noting that they believe Hernandez got the tattoo in question sometime between February 2012 and NFL Jerseys Cheap June 2013.

Hernandez, who had a $41 million contract with the New England Patriots until the team cut him hours after his arrest, has pleaded not guilty to charges surrounding Lloyd’s death. He Wholesale NFL Jerseys is due in court next week to face arraignment in the 2012 shooting.

Top Windows Phone 7 Applications for Sports and Fitness

Windows Phone 7 Sports AppsWindows Phone 7 handsets are slim, mobile and very powerful so what better platform to develop sports related apps for? Available on the Zune Marketplace, these apps can be downloaded directly to your handset via Wi Fi, wireless Internet or through a USB connection with your PC, provided you have the Zune client installed.

We’ve collected a top selection of Windows Phone 7 sports related applications for you to take a look at and try out. Remember that all apps have a trial version, so even if you don’t fancy paying for the full application you can still try it out!

Fitness AppsTo begin with there is G Sports, a very handy stopwatch combined with GPS tracker which collects data on distance run, speed and pace as well as displaying your route on a map alongside graphs relating your speed. Again using GPS to collate the data, SmartRunner also features integration with social networking services like Twitter and Facebook. This top app is available for free!

If you’re planning on just keeping time yourself, Stopwatch Sport is a more simplistic Windows Phone 7 stopwatch app, featuring different timers to use as a lap timer, countdown or as a standard stopwatch. This app can be downloaded for 79p.

Finally, if your fitness is based purely on how far you run or walk, Step Counter is a very clever application which records each step you take throughout a day. Also including a stopwatch, Step Counter makes use of your phone’s movement sensors in order to record just how many steps you take in a given Cheap Jerseys day. Step Counter is 79p on the Zune Marketplace.

Windows Phone 7 Sports Game Apps There are plenty of sports related games on Windows Phone 7; whether your interest is football, basketball or something else entirely, there is a Windows Phone sports game app for you. Even if you’re not sporty, there are whistles, airhorns and vuvuzelas available via the apps MyWhistle 7, MyAirhorn 7 and MyVuvuzela 7 (each app is 79p)

Baskets is a very basic game but a great challenge. All you need to do is score as many dunks as you can in 90 seconds! You can buy Baskets for just 99p on the Zune Marketplace.

Go Fishing is available for via Zune, and is a great little arcade fishing game where the aim is to catch the best fish to progress to the next level. Earnings from your fish sales can be put towards upgrading your boat and equipment.

Blitz Football is a fantastic looking American Football game, available for just 79p. Simply tap the screen to pass the ball between your players on the 3D field across 5 different difficulty levels. Fans of American Football won’t want to miss this great game.

Sports News and Results To keep up with the latest sports news, you’ll need the best tailored WP7 news apps.

Sports news in the UK can be acquired via the free (non affiliated) BBC News Mobile app although this includes news from across the BBC website, it features a lot of sports news.

For Italian readers, the legendary Gazzetta Dello Sport is available and is a great, slick app Wholesale NFL Jerseys full of sports content. An English version is anticipated, and will also hopefully be free.

Scores is an Cheap NFL Jerseys app that displays scores for in progress games in the NFL, NBA, NHL and MLB competitions. Fans of American sports will love this free app that stays up to date with all of the most recent game updates.

Finally, Weave Sports News is available for 79p and sends all of your favourite sports news directly to your Windows Phone! With 9 pre loaded categories, you can add new ones at any time, with information coming from a range of sources, like ESPN and USATODAY. News can be shared via Twitter or Facebook, making this a top Windows Phone 7 sports news application!

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What We Learned from Week 6

Still Winless: Buffalo (0 5), Carolina (0 5) Still Not Blocking Anyone: the Chicago Bears offense

Still Unrepentant: James Harrison (Rant follows.)

Pittsburgh Steelers linebacker James Harrison has been taken to the proverbial woodshed by media poobahs decrying his ’take no prisoners’ attitude, specifically the fact that he somewhat Larry Csonka Jersey proudly asserts that he is in fact trying to hurt people. While I get trying to protect players (as much as possible) from dirty hits, what the Cleveland is going on with people getting upset about Harrison’s attitude?

This is Dan Marino Jersey football. It’s not figure skating. This is not a contact sport, it’s a collision sport. Those collisions go a long way to determining the outcome of a game. Hit a guy hard enough, and he might start making ‘business decisions’ (thanks, Deion) before venturing into enemy territory again.

Consider the following quotes:

“When I played pro football, I never set out to hurt anyone deliberately unless it was, you know, important, like a league game or something.” Dick Butkus

“I don’t feel sorry for anybody out here. I really don’t.” Hardy Brown

“Pro football will always be a game of hitting.” George Halas

“When you have two teams that know what they’re doing, and two teams that have great athletes on both sides, then, usually, the game is decided by the team that hits the hardest.” Don Shula

“When you lose the battle of hitting, I’m not sure you’re going to win the other battle either.” Raymond Berry

“Well, the critical part of football is hitting the other man before he’s ready for it.” Dan Carpenter Bills Jersey Bill Walsh

Professional football is a violent sport, predicated upon physical dominance. The players are willing participants. There are no draftees here. There Nigel Bradham Bills Jersey are no conscripts here. There are only men who understand that the shortest distance between two points might be through the next man.

James Harrison, you have nothing to apologize for. (Rant ends.)

The New York Jets have the best record in football right now. Don’t expect that to change anytime soon. As a long time Bears fan, I can remember a team that called it like they saw it, because, as the old saying goes,it ain’t braggin’ if you can back it up. The Jets are backing it up.

The AFC South is insane. If Bill Parcells is correct, and you are what your record says you are, then this division is the best division in football, hands down, bar none. The scary part is that every team in this division is still trying to get all oars in the water and pulling the same way

Sam Bradford, Dan Marino. Dan Marino, Sam Bradford

Yes, I am saying that Bradford’s rookie campaign at quarterback is the finest that the league has seen since ol’ Number 13 laced ‘em up for the Dolphins back in the day. The kid is utterly unflappable. He might not throw for Mike Pouncey Dolphins Jersey as many yards as Marino did, but he’s every bit as fearless.

Yes, San Francisco finally won a game. No, it won’t be enough to save Mike Singletary’s job.

Speaking of jobs, can we FINALLY say that Norv Turner is past his sell by date? It’s one thing when you’re mailing it in with a roster utterly bereft of talent (I’m looking at you, John Fox). It’s another thing entirely when your team should be dominating what is easily the worst division in football, when instead they find themselves at the bottom of said division. Two games under .500 after only six games? Pathetic. This team can’t hire Brian Billick soon enough.

There are four teams in the league with one win: Cleveland (no surprise), Detroit (no surprise), San Francisco (mild surprise), and Dallas. Cue Dandy Don: turn out the lights, the party’s over.

Seriously, though, how many times will a Bears quarterback have to get sacked before Mike Martz changes the blocking schemes in his offense?

This just might be a different season for the Houston Texans after all. They are currently 4 2, and they have a bye week to prepare for Indianapolis. That will be the game that tells us what we need to know about them. Should they beat the Colts again, in Indianapolis, a game that the Colts desperately need to keep their division hopes alive, then we will know that the Texans are for real. The Buccaneers had the look of a spoiler early, until the Saints rather rudely reminded them of their proper place in the pecking order. They have dropped three of their last four, and it’s pretty indicative of where your team is when the only team you’ve beaten in the last month is the Detroit Lions.

Welcome back, Deion Branch.

If you’d told me before the season started that the Indianapolis Colts would be 4 2 after six games, I’d have agreed with you. If you’d told me that both of their losses would have been in their own division, a division that they’ve treated like their own private wine cellar since Peyton Cameron Wake Dolphins Jersey Manning began fulfilling his destiny, I’d have made you a fairly substantial wager, and I’d have lost.

Het bericht Ziezo Vlaanderen 2015, de visiodesk: een functionele en draagbare loepe verscheen eerst op Tech Touch Podcast.

Er bestaan heelwat appjes op de Iphone om mooie audio-opnames te maken. Voicerecorder HD is er daar één van. Johan maakte er voor ons een podcast over. In dit eerste gedeelte bespreekt hij het uitzicht van de app en hoe je iets opneemt en daarna weer afspeelt. Indien je verdere vragen hebt over deze podcast, dan kan je die zoals steeds hieronder kwijt.

2011 NFL Playoffs Schedule Continues

The Ndamukong Suh Jersey 2011 NFL Playoffs schedule continues with the NFL divisional round next week. The 2011 NFL Playoff schedule was pretty exciting during wild card weekend, with the Seattle Seahawks upsetting the New Orleans Saints, and then the Green Bay Packers knocking off the Philadelphia Eagles on the Adam Joseph Duhe road. Now some unexpected match ups are ready for the divisional round of the NFL Playoffs, and predictions from the “experts” need to just be thrown out the window. The 2011 AFC Playoffs continue with the Baltimore vs. Pittsburgh game on Saturday and a New York vs. New England game on Sunday. These are some very competitive match ups, especially the defensive battle of the Steelers vs. Ravens that will decide one half of the 2011 AFC Championship Game. The Patriots are trying to make it Authentic Brent Grimes Jersey back to another Super Bowl, and the Jets would like nothing better than to be the first team to knock them off in the second round.

The 2011 NFC Playoffs begin with Green Bay at Atlanta on Saturday, putting the wild car Packers up against the No. 1 seeded Falcons. It’s a great match up on paper, and should be exciting for the fans of both teams. Authentic Ryan Tannehill Jersey Then there are the Seattle Seahawks, which now get to travel to Chicago to play the Bears in what is sure to be a very cold game. The Seattle vs. Chicago game is the early one on Sunday, and will determine the second team advancing to the 2011 NFC Championship Game the following weekend

Born in Seattle, Washington, I am a 31 year old college graduate working in the field of Education and Research. I can be reached at. New Orleans Game Opens 2011 NFL PlayoffsThe Seattle vs. Vikings Game a Shocker for 2011 NFL Playoffs SeedingThe Eagles vs. Vikings game didn’t help the Philadelphia Eagles in the 2011 NFL Playoffs. Yoplait Y.

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Het bericht maak makkelijk audio-opnames op je Iphone met Voicerecrder HD verscheen eerst op Tech Touch Podcast.