Poor financial health can keep people from accessing city services like affordable housing. Even if they otherwise qualify, bad credit can be an obstacle. So San Francisco has developed a program that provides anyone who lives in, works in, or gets services from the city with a financial coach free of charge. The Office of Financial Empowerment established Smart Money Coaching six years ago. Fixing Our City producer Cintia Lopez test-drives the program by talking to a Smart Money Coach about her own finances. | Unlimited Chronicle access: sfchronicle.com/pod

Fixing Our City is part of the San Francisco Chronicle’s SFNext Project

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