Tim Brownson, Coach & Author, moved to the U.S. in 2006 to start fresh and build his coaching career from the ground up. As a newcomer, finding clients was tough—so when a potential client from an elite Ontario neighborhood reached out, he saw it as a golden opportunity.

Though it wasn't his usual practice to visit clients at home, Tim agreed to meet. Their first session went well and lasted two hours. When it came time to discuss payment, the client suggested they talk about it during the next session. Wanting to maintain trust, Tim agreed.

During their second meeting, things took a turn. The client proudly showed Tim an Excel sheet revealing that he'd been using business funds for personal expenses—and wasn't paying his employees. Appalled by the lack of ethics, Tim ended the session immediately and walked out. Only later did he realize he'd never been paid for his time.

⁠Morgan Friedman⁠