The 1st Time Homebuyer Show w/ Gizmo by House Rich

Peak-to-trough, Morgan Stanley expects U.S. home prices to fall 10% by 2024. However, the firm also says a 20% crash is possible. The 10% decline is up from their 7% depreciation prediction earlier in the year. They base this on looking at the Case-Shiller National Home Price Index. 

This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. 

Email: [email protected] 

First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

TikTok https://www.tiktok.com/@coinsnculture

IG- https://www.instagram.com/coinsnculture/

@coinsnculture coins-n-culture

JPMorgan Chase is partnering with Haven Realty Capital buying and developer $1 Billion  in rental properties.  Their goal is to buy and build “entire communities of new homes,” They are starting with 2,500 homes in three neighborhoods in Atlanta in the next 3 months.  The goal is to turn American into a nation of renters. They are partnering with builder to buy homes at a discount. 

This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. 

Email: [email protected] 

First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

TikTok https://www.tiktok.com/@coinsnculture

IG- https://www.instagram.com/coinsnculture/

@coinsnculture coins-n-culture #jpmorganchase #realestatenews #homebuying

Today we answer a listener's question about how to deal with a debt collector that is attempting to collect her son's debt from her.   

DIY debt repair class- https://youtu.be/-BvQpQyMAPY

This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. 

Email: [email protected]

 First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

TikTok https://www.tiktok.com/@coinsnculture

IG- https://www.instagram.com/coinsnculture/

@coinsnculture coins-n-culture

Wells Fargo's home loan origination volume is down 90%. I used to be a lender with Wells Fargo so I can add some perspective to this headline. The time frame for this period  is very important, so is the type of volume (purchase v refi).  There are a lot of sensational headlines concerning the housing market and in this series I'll add some perspective on what's clickbait and what's really really.  

This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.

Home tips on the go, listen to the podcast https://www.houserichshow.com

Email: [email protected] 

First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

TikTok https://www.tiktok.com/@coinsnculture

IG- https://www.instagram.com/coinsnculture/

@coinsnculture coins-n-culture

In this episode I breakdown my Experian boost does not help you when it comes to improving your credit to buy a home or car. Experian boost main purpose it to get access to you banking account. Per their website " improve your credit scores and build credit history using utility, telecom, rent and streaming service bills you pay every month. Experian Boost works by connecting to your bank and credit card accounts to find qualifying on-time bill payments"

 DIY Credit Master Class-https://youtu.be/-BvQpQyMAPY

Experian site- https://www.experian.com/blogs/ask-experian/does-experian-boost-work/

Ficoscore.com scores lenders use- https://www.ficoscore.com/education

This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. 

Email: [email protected] 

First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

TikTok https://www.tiktok.com/@coinsnculture

IG- https://www.instagram.com/coinsnculture/

@coinsnculture coins-n-culture

The seller is responsible for paying the buyer's agent and the seller's agents commission in almost every scenario you can think of. In this week's listener mail I dive in to what to do if this number is less than normal. I also cover what the real estate agents fiduciary responsibility is per the National Association of Realtors.

  This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. 

Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

TikTok https://www.tiktok.com/@coinsnculture

IG- https://www.instagram.com/coinsnculture/

@coinsnculture coins-n-culture

A 2:1 interest rate buy down can be used to combat interest rates in this high interest rate market. This is video i will share the pros and cons as well as add some context to where rate have been historical so you can better understand what a "good" rate is.  

This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. 

Homebuyinh tips on the go, listen to the podcast https://www.houserichshow.com

Email: [email protected] 

First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

TikTok https://www.tiktok.com/@coinsnculture

IG- https://www.instagram.com/coinsnculture/

@coinsnculture coins-n-culture

The Federal Reserve, raised its short-term borrowing rate by 0.75 percentage point to a target range of 3.75%-4%, the highest level since January 2008. The has an impact on mortgage rates and designed to slow appreciation on home prices combat inflation. 

This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.

 Home Buyer Education Home tips on the go, listen to the podcast https://www.houserichshow.comEmail: [email protected] 

First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

TikTok https://www.tiktok.com/@coinsnculture

IG- https://www.instagram.com/coinsnculture/

@coinsnculture coins-n-culture

Mortgage rates are high, right. But high in relation to what.  The "good" things about high interest rates in there is less competition. This ironically is what you wan to wait until 2024 or whenever to buy a house right. In today's episode im going to go over the steps that I would take to get the best rate and deal if I was going to buy a home in this housing market.

This is the link to the accompanying YouTube video: https://youtu.be/KXlUg4Yi9GE

This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Home tips on the go, listen to the podcast https://www.houserichshow.com Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs TikTok https://www.tiktok.com/@coinsnculture IG- https://www.instagram.com/coinsnculture/ @coinsnculture coins-n-culture

The Fair Debt Collection Practices Act (FDCPA) (15 USC 1692 et seq.) was designed to eliminate abusive, deceptive, and unfair debt collection practices. It also protects reputable debt collectors from unfair competition and encourages consistent state action to protect consumers from abuses in debt collection. These are 10 violations debt collectors made that may earn you $1000.

This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.

Listen on the go on all podcast platform https://www.houserichshow.comFirst Time Home Buyer School- https://www.facebook.com/groups/fthbschoolFind a realtor in your area: https://findarealtor.my.canva.site/Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschoolHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsPodcast/Youtube- https://www.houserichshow.comTiktok https://www.tiktok.com/@coinsncultureIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture