The 2 Cents Podcast

You know how after uni, it suddenly became obvious who in your group of friends had money and who didn't, and everything felt different? Suddenly Susan is showing you her shopping haul/asking you to go for ~cocktails at a rooftop bar~/posting on Instagram about her skiing trip, while you're crying because your loaf of bread has gone off and you can't afford to buy another one and payday isn't for another four days? This week, we're offering some advice on how to feel better about it all, as well as how to (politely) suggest more budget-friendly activities with your pals.

Links:

Help to Buy –https://www.moneysavingexpert.com/savings/help-to-buy-ISA/

Splitwise – https://www.splitwise.com/

Instagram: @the2centspodcast

Twitter: @the2centspod

Email: [email protected]

Balls deep in your overdraft? Missed the last five repayments on your credit card? We're here to help – without telling you that you're LIVING BEYOND YOUR MEANS! or that you need to DRAW UP A BUDGET! because, well, you know that. Deep breath. It's gonna be fine.

Links:

Banks' right to set off – https://www.moneysavingexpert.com/banking/setting-off/

Tesco Bank 0% money transfer credit card – https://www.tescobank.com/credit-cards/money-transfer-card/

Nationwide £500 interest-free overdraft (it used to be for a year, as we say in the episode, but now it's just 3 months – sorry!)– https://www.nationwide.co.uk/products/current-accounts/flexaccount/features-and-benefits

Nextdoor – https://nextdoor.co.uk/

Moneysavingexpert debt resources page (including links to counselling services, template letters to creditors, planning and budgeting tools, utilities companies that offer schemes to help people in debt, etc) –https://www.moneysavingexpert.com/debt-help/

Instagram: @the2centspodcast

Twitter: @the2centspod

Email: [email protected]

HOLIDAY! CELEBRATE!

Lots of you are probably booking your summer getaways around now, so this week, we talk about how you can do so on the cheap. Grab a piña colada and tune in!

Links:

Jack's Flight Club – https://jacksflightclub.com/

Bröther meme – https://knowyourmeme.com/photos/1207888-brother-may-i-have-some-oats

Instagram: @the2centspodcast

Twitter: @the2centspod

Email: [email protected]

We're back!

In this episode, we chat about saving money. "But I can never save money!", we hear you cry. Yes, you can – we're talking you through practical changes you can make, whatever your situation, so that you can start putting cash dolla aside for the future. And we promise it doesn't have to involve giving up your morning flat white.

We also set each other saving challenges, and you'll be able to hear how we get on when you tune into next week's episode.

Links:

National Art Pass – https://www.artfund.org/national-art-pass

16-25 railcard – https://www.16-25railcard.co.uk/

Two Together railcard – https://www.twotogether-railcard.co.uk/

Instagram: @the2centspodcast

Twitter: @the2centspod

Email: [email protected]

We're back!

In this episode, we chat about saving money. "But I can never save money!", we hear you cry. Yes, you can – we're talking you through practical changes you can make, whatever your situation, so that you can start putting cash dolla aside for the future. And we promise it doesn't have to involve giving up your morning flat white.

We also set each other saving challenges, and you'll be able to hear how we get on when you tune into next week's episode.

Links:

National Art Pass – https://www.artfund.org/national-art-pass

16-25 railcard – https://www.16-25railcard.co.uk/

Two Together railcard – https://www.twotogether-railcard.co.uk/

Instagram: @the2centspodcast

Twitter: @the2centspod

Email: [email protected]

Just accidentally spent £5634759 in the Zara sale? We got you. This week, we're talking about how to save money on clothes – from avoiding impulse splurges to ethical fashion on a tight budget.

Links:

Good on You app – https://goodonyou.eco/

Matt & Nat – https://mattandnat.com/

Instagram: @the2centspodcast

Twitter: @the2centspod

Email: [email protected]

Just accidentally spent £5634759 in the Zara sale? We got you. This week, we're talking about how to save money on clothes – from avoiding impulse splurges to ethical fashion on a tight budget.

Links:

Good on You app – https://goodonyou.eco/

Matt & Nat – https://mattandnat.com/

Instagram: @the2centspodcast

Twitter: @the2centspod

Email: [email protected]

Are you hungry for some hot personal finance content? This week, we're talking about how to save money on your food shop.

Links:

Netmums very cheap potato curry: https://www.netmums.com/recipes/potato-curry

Cooking on a Bootstrap by Jack Monroe: https://cookingonabootstrap.com/

Instagram: @the2centspodcast

Twitter: @the2centspod

Email: [email protected]

Are you hungry for some hot personal finance content? This week, we're talking about how to save money on your food shop.

Links:

Netmums very cheap potato curry: https://www.netmums.com/recipes/potato-curry

Cooking on a Bootstrap by Jack Monroe: https://cookingonabootstrap.com/

Instagram: @the2centspodcast

Twitter: @the2centspod

Email: [email protected]

This episode is all about luuurve, dating and sex – specifically, those early days of seeing someone when your financial life starts getting a bit more complicated. We talk cheap first date ideas, the most stupid things we've spent money on to impress love interests, and of course, the big question: who buys the condoms?

Instagram: @the2centspodcast

Twitter: @the2centspod

Email: [email protected]