The 2026 Federal Budget has fundamentally changed the rules of property investment in Australia. In this mini episode, Michael Killiner breaks down exactly what Treasurer Jim Chalmers announced and more importantly, what it means for YOU depending on where you sit right now.

The 50% CGT discount, unchanged since 1999, is going. Negative gearing on established property, a cornerstone of Australian investment for decades, is restricted. But the headlines are getting this wrong and the detail matters enormously.

General advice only and not personal advice. CRN 485467

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In this episode:

• What actually changed in the 2026 Budget on CGT and negative gearing
• The three investor categories every Australian falls into right now
• Why existing property owners' negative gearing is fully grandfathered (permanently)
• The 13-month transitional window and what it means if you buy an established property now
• Why new builds are now the most tax-advantaged investment property in Australia
• The real CGT numbers
• The borrowing capacity impact nobody is talking about ($150K–$200K hit)
• Where smart money moves in this new environment
• Plain English summary and what to do right now

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Chapters:

(0:00) Introduction: Why This Budget Changes Everything for Property Investors

(1:30) The Two Major Reforms (CGT & Negative Gearing)

(3:00) What's Grandfathered Permanently & What's Not

(6:00) Buying in the Next 13 Months:

(7:20) Now the Most Tax-Advantaged Investment Property in Australia

(9:40) How the New CGT Indexation System Actually Works

(11:10) The $2B Infrastructure Fund & Why It Doesn't Fix the Supply Crisis

(13:28) The Hidden Impact Nobody's Talking About

(15:12) Where Smart Money Moves

(16:52) Plain English Summary & Your Action Steps Right Now

Produced by ⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠: ⁠https://www.podwavestudios.au⁠

#AustralianBudget2026 #Budget2026 #Budget202627 #FederalBudget2026