A Boston University economics professor says between 50-70% of us will make a “major mistake” in the way we file for our Social Security benefits. When that time comes, how do we make sure we’re not leaving any money on the table?

Market Watch says it’s not only possible – it’s probable – that you’ll see one-or-more market crashes over the course of your retirement. How seriously should we take predictions like this, and how can we pull back some of that risk?

If you retired in the year 2000 with a yearly income of $100,000, you would need $156,000 of yearly income today to afford the same standard of living. That's a 56% increase in 21 years!

We might like to think that we’ll be able to replace our current income in retirement, but without growth, we’re losing buying power. What’s the answer?

When the market is doing well - do you tend to get a little complacent?

An NYU finance professor told Business Insider that investors have become “sloppy and lazy.”

Are you staying on top of your retirement planning strategy as you get closer to retirement, or are you becoming complacent?

Kiplinger warns that those of us approaching retirement are facing a “perfect storm”: low interest rates and high inflation, but other factors that may worry you include:

- Possible cut backs in Social Security

- Living longer

- Higher taxes

Is this the most challenging era to retire in and shouldn’t that mean the need for extra planning?

Is your retirement plan complete, or is there a chance you might be missing something? An article in The Street says the “missing ingredient” in many plans is … safety. But that’s such a relative term - how should you address growth vs. safety in your retirement portfolio?

Business Insider quotes a financial planner who says many of her older clients seem annoyed when she says they need to keep at least some of their money in the market. So, is the stock market a necessary evil… even for retirees?

A piece in Forbes magazine speculates that Congress is eventually going to come after our retirement accounts:

Here are some proposals that are being considered to be added to the SECURE Act 2.0:

- Required minimum distributions on Roth IRAs

- The back-door Roth IRA might be eliminated.

- Put a limit on the amount that can be accumulated in an IRA or 401(k), prohibiting additional contributions after an individual accrues “too much” in the retirement accounts.

- Currently, you can make after-tax contributions of up to $37,000 to a 401(k) account –

in addition to the regular pre-tax contributions. These after-tax contributions can be rolled over to a Roth IRA, allowing a large Roth IRA to be built up over time. Congress could eliminate this strategy.

What are the odds that these proposals make it in to law?

Probably the most important part of your retirement will be the amount of income you have available to enjoy. So, Kiplinger asks this question: How much of your income will fluctuate?

High earners who exceed annual income limits can't make direct contributions to a Roth IRA, but there's a loophole to get around the limit and reap the tax benefits that Roth IRAs offer. This strategy, known as a backdoor Roth IRA, allows those with high incomes to make indirect contributions.