In this episode, Sam Liang and John Conley discuss 4 retirement headwinds that could throw your retirement off course. How will changes to retirement, interest rates, the national debt, and costly financial products affect your retirement plans? 

Sam talks with best selling retirement author, Patrick Kelly about the strategies in his book "Stress-Free Retirement" that can provide you an income you can't out live. 

Sam opens up his email and answers you retirement planning questions including, proper money allocation, Long Term Care, Required Minimum Distribution, and Annuities.  

The U.S. House of Representatives passed a bill that represents the first major change to retirement plans since 2006. Including changes  401Kk) plans, IRA's and Required Minimum Distributions. Sam discusses how these changes affect you.

From IRA's, ROTH 401k's, and Required Minimum Distribution, Sam  answers your questions including his most frequently asked question always following his guiding principles: Rule #1, Just Don't Lose the Money and Rule #2, Don't Forget Rule #1. 

From Social Security, 401k, wills, and Annuities, Sam opens up the e-mail inbox and answers your questions following his guiding principles: Rule #1, Just Don't Lose the Money and Rule #2, Don't Forget Rule #1.