What do surfing and 401k investing have in common? What's the difference between a Principal and a Theory? Why is it important to successful investing inside and outside your 401k? Check episode 88 now to find out.

A Global Analytics Group reveals the timing and effect of Baby Boomers moving into retirement phase. Discover what it may mean for the future of your 401k. What happens when this demographic group starts moving money out of 401k plans into Individual retirement accounts. Will stock prices begin to slide? Check episode 87 now to find out.

Does it make sense to borrow from your 401k? Are there hidden taxes? How much can you borrow? Do you have to pay it back? This episode will guide you through the mechanics: who and what to ask and where to look. We'll also cover the Old School Bankers' criteria, the 3 Cs, for making a loan because they are criteria you should review for yourself. We'll reveal how those criteria were ignored in 2008 and where we are today. Check episode 86 of the 401k Owners Manual - now downloaded over 25,000 times... thanks to you.

Millennials hold 52% of their wealth in cash. Why? The so called reasons mentioned last week may in fact not be the reasons. Also, discover the surprising risk of avoiding investment decisions. And, finally, your host reveals why markets crashed in 2002 and 2008. Why not everyone suffered those losses. And, the one thing you need to do to avoid them in the future. Check episode 85 of the 401k Owners Manual now downloaded over 25,000 times.

Why do we hate Corporate America? Check the current stats on 401k apathy, particularly among Millennials. Something is clearly broken; and, there is a common sense solution. We'll close the episode with the current update on our market indicators. Check out episode 84 of The 401k Owners Manual.

What two words are forbidden in the financial services industry? Consumers crave Risk-free; but, is it real? Find out how you've been conditioned to expect it and who is to blame. Get the facts around risk and discover which of our market indicators did a flip-flop over the last week. Check out episode 83 of The 401k Owners Manual - now downloaded over 24,000 times!

Transparency vs Accountability? Who loves and who hates Accountability? In this episode we'll explore the difference. Also, find out which of our market indicators can't seem to find a direction. Check out episode 82 of The 401k Owners Manual - downloaded over 23,500 times!

Discover the one Tip most really successful people already know. It'll work in your 401k and every other area of your life as well. Grab it now. Bonus tip: an expert reveals the best Want Ad secret. Finally, find out which of our market indicators did a flip-flop over the last week and what it may mean for your portfolio. Check out episode 81 of The 401k Owners Manual - downloaded over 23,000 times!

What do sailing and investing have in common? Today we apply the wisdom adapted from the world famous sailing couple who have logged over 200,000 miles together, having circumnavigated the world both east to west and west to east aboard self-built, wooden, engine-free cutters under 30 feet in length. Their names are Lin and Larry Pardey. Check out their website. Read their books. Tell them George in Virginia sent you. Todays wisdom is derived from the 5th book to their Credit: Storm Tactics Handbook. Find out the one secret they swear by to survive hurricane force storms. A secret you can use.

Discover the flaw in an "expert" claim Target Date Funds are the "preferred choice" of young 401k plan participants. Why are these funds going to dominate contributions in the future? And, don't miss the weekly update to help you see what's really happening in today's market.