Latin American fintech funding experienced a significant downturn after 2021, but in 2024 showed signs of recovery, surpassing 2023 investment levels.
While still below peak years, this rebound is attributed to a combination of factors including companies reaching milestones and seeking further funding, and a shift towards more infrastructure-focused startups. However, the market remains underdeveloped, with limited exits and reliance on regional funding, indicating continued need for greater international investment and entrepreneurial belief in the region's potential.