Did you know that 70% of retirement plans that fail do so within the first five years? In this episode of The Retirement Spectrum, financial advisor Alan Cohen breaks down why the early years of retirement are the most critical and how "sequence of returns risk" can silently jeopardize your life savings. Discover why traditional strategies like sitting on cash or relying on aggressive withdrawal models fall short in today's choppy market. Learn how to play smart defense with modern protective growth tools and multiple income sources so your nest egg stands strong against market volatility.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

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