Are you making costly mistakes in your retirement planning without realizing it? This episode dives into the five most common pitfalls—from underestimating life expectancy to overlooking hidden fees—and reveals how conservative planning and guaranteed income can boost your confidence and security. Discover actionable insights on 401(k) rollovers, annuities, and the importance of revisiting your financial plan, all designed to help you avoid surprises and enjoy a worry-free retirement.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

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Are you ready to retire with confidence and avoid the biggest mistakes? In this episode, Alan Cohen shares real-life strategies for protecting your nest egg, managing market risks, and making smart decisions about Medicare, taxes, and asset allocation. Discover why timing matters, how to avoid costly errors, and what to expect at Alan’s live retirement seminars. Tune in for candid advice and actionable insights from the Retirement Spectrum podcast.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

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Are you ready to rethink your retirement strategy before the next market shakeup? Join Alan Cohen and Randy Cook as they break down the essentials of retirement planning, from tax-efficient IRA conversions to managing risk and embracing market volatility. Discover why timing matters for Social Security, how portfolio x-rays reveal hidden risks, and what every retiree should know about required minimum distributions. This episode delivers practical insights and candid advice for anyone navigating the journey to financial security.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

See omnystudio.com/listener for privacy information.

Are you ready for the real story behind retirement? Discover the truths about income, tax planning, healthcare, and market risks as Alan Cohen breaks down what retirees actually face. From portfolio x-rays to defensive investing, this episode reveals how to navigate today’s financial landscape and avoid costly mistakes. Tune in for practical insights and strategies that go beyond the headlines.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

See omnystudio.com/listener for privacy information.

What happens when retirement arrives sooner than expected? Alan Cohen explores emergency retirements, government benefit pitfalls, and the impact of inflation on your nest egg. Learn why timing matters for Social Security, how new Roth catch-up rules could affect your savings, and why dividend growth stocks and protective investments can help fight rising costs. Get practical insights on withdrawal strategies, portfolio x-rays, and avoiding common mistakes—so you can navigate the retirement spectrum with clarity and confidence.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

See omnystudio.com/listener for privacy information.

Are you ready to discover the secrets to smarter retirement planning and avoid costly mistakes? Join Alan Cohen and the Spectrum Wealth Partners team as they break down the essentials of portfolio x-rays, Roth conversions, and defensive investing. Learn how to protect your assets, minimize taxes, and navigate today’s financial uncertainties—all with a dash of humor and real-life stories. Whether you’re retired or just starting to plan, this episode delivers practical insights for every stage of your financial journey.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

See omnystudio.com/listener for privacy information.

Are you ready to discover the secrets to a confident retirement? Join Alan Cohen and Randy Cook as they break down the strategies, pitfalls, and real-life stories that shape your financial future. From portfolio x-rays to defensive investing and tax-smart withdrawals, this episode delivers practical insights in simple language—no sales pitch, just education and a few laughs along the way.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

See omnystudio.com/listener for privacy information.

Ever wondered how to maximize your retirement savings while avoiding common pitfalls? Join Alan Cohen as he dives into the intricacies of financial planning, from understanding fees to optimizing annuities. This episode is packed with insights and practical advice to help you navigate your financial future with confidence.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

See omnystudio.com/listener for privacy information.

Ever wondered how to make your retirement savings work smarter, not harder? Join Alan Cohen as he dives into the intricacies of tax-efficient retirement planning, debunking common myths and offering practical advice on Roth IRA conversions, 401k management, and more. Tune in to learn how to navigate the financial landscape and secure a comfortable future.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

See omnystudio.com/listener for privacy information.

Should you cheer for lower or higher interest rates? People seem to have an “all or nothing” view of retirement spending. Can you dip your toe into retirement?

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

See omnystudio.com/listener for privacy information.