The 80 Percent

The 80 Percent

By Fitz Gerard VillafuerteBusinessEducationSelf-ImprovementInvesting
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The 80 Percent episodes

  • What It Means To Pay Yourself First

    Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.


    You can read today's article here: https://t.ly/y10E9

    Hosted on Acast. See acast.com/privacy for more information.

    Hosted on Acast. See acast.com/privacy for more information.

    5 min
  • Money-Saving Tips for a Merry and Affordable Christmas

    Welcome to Episode 174 of The 80 Percent.


    As the season of giving approaches, so does the potential strain it can bring on our wallets. But don’t worry because, in this episode, we unwrap the gift of financial wisdom during the Christmas season. Join me on a sleigh ride through practical money-saving tips that will keep your budget intact and add an extra touch of joy to your holiday celebrations.


    For the show notes, visit my blog post here.

    Hosted on Acast. See acast.com/privacy for more information.

    Hosted on Acast. See acast.com/privacy for more information.

    21 min
  • Healing Your Inner Child Without Breaking Your Budget

    Welcome to Episode 173 of The 80 Percent.


    Healing your inner child is something I always see online. Often, it’s used as a justification for an impulse or non-essential purchase. In this episode, we’ll explore the concept of healing your inner child and how it can positively impact your finances. I’ll provide insights and practical tips on embracing your inner child, nurturing its needs, and ultimately creating a healthier financial relationship with yourself.


    For the show notes, visit my blog post here.

    Hosted on Acast. See acast.com/privacy for more information.

    Hosted on Acast. See acast.com/privacy for more information.

    12 min
  • My Thoughts on Investing in Memorial Lots

    Welcome to Episode 172 of The 80 Percent.


    Investing in real estate can be profitable, but you don’t have much capital. It’s not exactly the first thing that comes to mind, but maybe you can explore investing in memorial lots. In this episode, I shared my thoughts on this and gave the pros and cons of this type of investment.


    For the show notes, visit my blog post here.

    Hosted on Acast. See acast.com/privacy for more information.

    Hosted on Acast. See acast.com/privacy for more information.

    12 min
  • What is The Default Bias?

    The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.


    In this episode, we're diving into a fascinating and somewhat sneaky concept that plays a significant role in our financial lives: the default bias. We'll break down the default bias, how it affects your money, and how to use it to your advantage.


    To read the transcript, you can visit my blog post here.

    Hosted on Acast. See acast.com/privacy for more information.

    Hosted on Acast. See acast.com/privacy for more information.

    6 min
  • The Stigma of Credit with Pia Arellano of TransUnion Philippines

    Welcome to Episode 171 of The 80 Percent.


    Today, we have Ms. Pia Arellano of TransUnion Philippines as a guest. We talked about how Filipinos perceive utang or credit and what we can do to remove the stigma around it.


    The Credit Perception Index Report uncovers valuable, nuanced perceptions and attitudes toward credit products among segmented Filipino populations, providing actionable data for more personalized strategies that help cultivate transparency and build trust. Get it here.


    For the show notes, visit my blog post here.

    Hosted on Acast. See acast.com/privacy for more information.

    Hosted on Acast. See acast.com/privacy for more information.

    32 min
  • How Do You Know If It’s A Good Time To Invest?

    Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.


    You can read today's article here: https://t.ly/Zu-WL

    Hosted on Acast. See acast.com/privacy for more information.

    Hosted on Acast. See acast.com/privacy for more information.

    4 min
  • Budgeting for a Car Purchase: Tips and Strategies

    This episode is supported by #BDOAutoLoan. Visit bdo.com.ph to learn more.


    Welcome to Episode 170 of The 80 Percent.


    Are you planning to buy a car but don’t know how to budget for it? Then listen to this episode because I’ll share practical tips and strategies on how you can budget for a car purchase.


    For the show notes, visit my blog post here.

    Hosted on Acast. See acast.com/privacy for more information.

    Hosted on Acast. See acast.com/privacy for more information.

    8 min
  • What is Hyperbolic Discounting?

    The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.


    In this episode, we'll explore the concept of instant gratification and learn about a cognitive bias called hyperbolic discounting. We’ll discuss its impact on financial decision-making and give strategies to overcome it.


    To read the transcript, you can visit my blog post here.

    Hosted on Acast. See acast.com/privacy for more information.

    Hosted on Acast. See acast.com/privacy for more information.

    7 min
  • 5 Money Mistakes That People Don’t Know They’re Making

    Welcome to Episode 169 of The 80 Percent.


    In this episode, I’m sharing five money mistakes that you might be making. These mistakes are not so obvious, and it’s normal for people to overlook or miss these important financial lessons. But hopefully, you’ll be able to correct them after this episode.


    For the show notes, visit my blog post here.

    Hosted on Acast. See acast.com/privacy for more information.

    Hosted on Acast. See acast.com/privacy for more information.

    17 min

About The 80 Percent

From the publisher's feed

Hi, I'm Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to…