DIscussion of what to do and what not to do regarding your credit reports and scores.

I give 3 credit profiles and tell you exactly how to increase your credit score for that scenario.

Today I provide tips on how to protect your credit if you are a cosigner, what's the difference between a cosigner and and authorized user plus benefits of becoming an authorized user. Question of the Day deals with what to do if you don't get your desired results

I give examples how to maintain and increase your credit score by establishing and using accounts. Plus a controversial tactic.

2016 in Review: Credit basics, collections, FREE reports, Debt Utilization, what hurts your score worse and much much more...

Where to start to clean up your credit, medical collections clarified, authorized signers, disputing inquiries, increasing your score by 60 points with one credit move and much more!

How does TIME help or hurt your credit score. How to reduce your debt AND raise your credit score at the same time.

I talk about F.E.A.R., Discipline, Knowledge and what people with good credit scores have in common

What causes your credit score to go down? Revolving Credit, Aging of accounts, FICO Formula Changes, and Score Card Hopping

2017 CREDIT SCORE COME BACK. I give tips on how to increase your credit score, lower your interest rates and save $.