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This episode reveals how common, fully insured benefit designs—rooted in Section 125 rules—can legally reduce taxable payroll, increase employee take-home pay, lower employer FICA exposure, and save an average $700–$900 per employee per year.
Using a real example, a 100-employee company reclaimed just over $80,000 without layoffs, added costs, or risky maneuvers—showing these are recoverable funds already earned but often overlooked.
The host offers a complimentary 15-minute "Dream Score" assessment for CEOs and founders with 10+ employees to identify missed savings, tax efficiencies, and cash-flow improvements; DM or email [email protected] with the word SCORE to get a private link.
You can also use this link below to book an appointment for your Free DreamsScore assessment:
https://dreamsscore.com/business?refid=AA6292
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You don’t build lasting wealth by chasing returns—you build it by mastering the code. Did you know your host, Carlos Siqueira, is one of the few experts who blends advanced financial architecture with real-world entrepreneurship? He’s helped thousands of high-net-worth clients implement the quiet strategies of the top 1% to radically reduce taxes, eliminate debt strategically, and build generational wealth—entirely tax-free.
Welcome to the Disruptor’s Code, where we move beyond theory into executable systems that protect your capital and compress your timeline to financial freedom. If you're ready to stop gambling and start engineering your legacy, you’re in the right place.
If you’ve ever wondered how to grow your money predictably, protect it from market crashes, and retire without fear, let’s talk. Book a free strategy session and discover how to become your own bank starting today. 👉 https://disruptorscode.com/
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Got a story, expertise, or message the world needs to hear? Let’s put your voice on blast. I’m interviewing purpose-driven leaders on my podcast—And yes, you name your price to be potentially featured. Why? Because your sponsorship donation helps feed people on the streets. Impact meets influence. Ready to grow your brand and do good at the same time? DM me or email me the words “Podcast Interview” now to claim your spot.
Email me your bio, tell me your story and name your price. You might become selected to be featured on our show. Email us at: [email protected]
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More Tools and Resources:
This Podcast Chanel supports people facing hunger. Your likes, comments and subscribing goes along way.
🙌 Support Our Causes: By purchasing my book, 'Work Like an Immigrant: 9 Keys to Unlock Your Potential, Attain True Fulfillment, and Build Your Legacy Today', you help support families facing hunger or use our affiliate links below which helps our channel grows.
📚 Get your copy on Amazon 👉 https://a.co/d/5vzrUM5🎧
Or If you to like to listen, go to Google Play Audiobook 👉 https://play.google.com/store/audiobooks/details?id=AQAAAECSu1r72M
Book Carlos Siqueira Services: For speaking, coaching, or consulting inquiries, contact us directly at 👉[email protected]
📱 CONNECT WITH ME 📱
✅ Instagram 👉 https://www.instagram.com/carlosinspire
✅ TikTok 👉 https://www.tiktok.com/@carlosinspire
✅ LinkedIn 👉 https://www.linkedin.com/in/carlossiqueira
✅ YouTube 👉 https://www.youtube.com/@carlosinspires
✅ Carlos' Official Website 👉 https://www.carlosinspire.com/
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***Disclaimer: Links included in this description may be affiliate links. If you purchase products using the links included I may receive a commission however, there is NO additional charge to you. I am not a financial advisor nor am I a psychologist, I share information that I have used successfully or that others that I am aware of have used. If you opt to use anything I share you do so at YOUR OWN RISK and you take full responsibility for the outcome. Any advice and information shared on my channel is general only and is being shared without taking into account your particular circumstances and needs. Before acting on any advice shared you should assess or seek advice on whether it is appropriate for your needs, financial situation and investment objectives.
#CEO #Entrepreneur #Business #TaxSavings #Money #FinanceTips #Section125 #HealthBenefits #Payroll #CashFlow #BusinessStrategy #BusinessGrowth #FinancialFreedom #BusinessTips #BusinessPodcast #HiddenMoney #BusinessOwner #CEOStrategy #FounderMindset #FinancialIntelligence #TaxStrategy #WealthEducation #SmartMoneyMoves #BusinessSystems #ScaleYourBusiness #CEOInsights #BuildWealth #LeadershipDevelopment #WealthStrategy
By Carlos Siqueira4.9
7676 ratings
This episode reveals how common, fully insured benefit designs—rooted in Section 125 rules—can legally reduce taxable payroll, increase employee take-home pay, lower employer FICA exposure, and save an average $700–$900 per employee per year.
Using a real example, a 100-employee company reclaimed just over $80,000 without layoffs, added costs, or risky maneuvers—showing these are recoverable funds already earned but often overlooked.
The host offers a complimentary 15-minute "Dream Score" assessment for CEOs and founders with 10+ employees to identify missed savings, tax efficiencies, and cash-flow improvements; DM or email [email protected] with the word SCORE to get a private link.
You can also use this link below to book an appointment for your Free DreamsScore assessment:
https://dreamsscore.com/business?refid=AA6292
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
You don’t build lasting wealth by chasing returns—you build it by mastering the code. Did you know your host, Carlos Siqueira, is one of the few experts who blends advanced financial architecture with real-world entrepreneurship? He’s helped thousands of high-net-worth clients implement the quiet strategies of the top 1% to radically reduce taxes, eliminate debt strategically, and build generational wealth—entirely tax-free.
Welcome to the Disruptor’s Code, where we move beyond theory into executable systems that protect your capital and compress your timeline to financial freedom. If you're ready to stop gambling and start engineering your legacy, you’re in the right place.
If you’ve ever wondered how to grow your money predictably, protect it from market crashes, and retire without fear, let’s talk. Book a free strategy session and discover how to become your own bank starting today. 👉 https://disruptorscode.com/
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
Got a story, expertise, or message the world needs to hear? Let’s put your voice on blast. I’m interviewing purpose-driven leaders on my podcast—And yes, you name your price to be potentially featured. Why? Because your sponsorship donation helps feed people on the streets. Impact meets influence. Ready to grow your brand and do good at the same time? DM me or email me the words “Podcast Interview” now to claim your spot.
Email me your bio, tell me your story and name your price. You might become selected to be featured on our show. Email us at: [email protected]
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
More Tools and Resources:
This Podcast Chanel supports people facing hunger. Your likes, comments and subscribing goes along way.
🙌 Support Our Causes: By purchasing my book, 'Work Like an Immigrant: 9 Keys to Unlock Your Potential, Attain True Fulfillment, and Build Your Legacy Today', you help support families facing hunger or use our affiliate links below which helps our channel grows.
📚 Get your copy on Amazon 👉 https://a.co/d/5vzrUM5🎧
Or If you to like to listen, go to Google Play Audiobook 👉 https://play.google.com/store/audiobooks/details?id=AQAAAECSu1r72M
Book Carlos Siqueira Services: For speaking, coaching, or consulting inquiries, contact us directly at 👉[email protected]
📱 CONNECT WITH ME 📱
✅ Instagram 👉 https://www.instagram.com/carlosinspire
✅ TikTok 👉 https://www.tiktok.com/@carlosinspire
✅ LinkedIn 👉 https://www.linkedin.com/in/carlossiqueira
✅ YouTube 👉 https://www.youtube.com/@carlosinspires
✅ Carlos' Official Website 👉 https://www.carlosinspire.com/
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
***Disclaimer: Links included in this description may be affiliate links. If you purchase products using the links included I may receive a commission however, there is NO additional charge to you. I am not a financial advisor nor am I a psychologist, I share information that I have used successfully or that others that I am aware of have used. If you opt to use anything I share you do so at YOUR OWN RISK and you take full responsibility for the outcome. Any advice and information shared on my channel is general only and is being shared without taking into account your particular circumstances and needs. Before acting on any advice shared you should assess or seek advice on whether it is appropriate for your needs, financial situation and investment objectives.
#CEO #Entrepreneur #Business #TaxSavings #Money #FinanceTips #Section125 #HealthBenefits #Payroll #CashFlow #BusinessStrategy #BusinessGrowth #FinancialFreedom #BusinessTips #BusinessPodcast #HiddenMoney #BusinessOwner #CEOStrategy #FounderMindset #FinancialIntelligence #TaxStrategy #WealthEducation #SmartMoneyMoves #BusinessSystems #ScaleYourBusiness #CEOInsights #BuildWealth #LeadershipDevelopment #WealthStrategy