Join authorized IBC practitioners, Doug and John, as they walk listeners through Convertible Term Policies.

Thank you to our listener Shawna for asking us to cover this. We often recommend this as a tool to our clients who may not be able to pay whole life premiums on their first, or subsequent policies, but want to contractually lock in their insurability. This is one of the most important things a user of IBC can do to ensure life long use of their banking system! If you cannot purchase your total human life value (aka lifetime income replacement) with a permanent IBC-based policy, you should consider filling that with a convertible term policy.

"..to be effective, the Infinite Banking Concept must become a way of life. You must use it or lose it!" -

R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.

Connect with Doug MacKenze:

Website: Control Capital Solutions

Email: [email protected]

Connect with john Fox Ward:

Website: Nash Cashflow - The Nash CashFlow Group

Email: [email protected]

Most Americans are used to putting their money in vehicles with strict rules, finite modes of operation, and unknown future outcomes. Most would likely not associate an insurance policy with owner-friendly flexibility, however, a correctly structured dividend paying whole life insurance policy provides the owner with complete control via a multitude of contractually guaranteed options and riders.

Join authorized IBC practitioners, Doug and John, as they walk listeners through the incredibly flexibility of IBC policies.

"The whole idea of the Infinite Banking Concept started with the realization that there is a huge amout of nonsense going on in the market place because of the misclassification of things?" -

R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.

Connect with Doug MacKenze:

Website: Control Capital Solutions

Email: [email protected]

Connect with john Fox Ward:

Website: Nash Cashflow - The Nash CashFlow Group

Email: [email protected]

For the vast majority of non-corporate users of whole life insurance policies, the modified endowment contract (MEC) is something to be avoided like the plague as it means losing nearly all of the tax advantages of whole life insurance. Like going from a cucumber to a pickle, once a policy becomes a MEC, it cannot be undone. 

Join Doug and John, your New England area authorized IBC experts, for an explanation of this IRS classiciation of insurance policies as well as a brief dive into the controversial 10/90 policy design! Hint- we recommend avoiding the noise on social media and other platforms recommending this policy design. There are many reasons that NNI authorized practitioners don't issue these policies. Tune in to find out. 

"This book is not about investments of any kind. It is about how one finances the things of life, which can certainly include investments. It is not about rates of return. As time goes by interest rates are up and interest rates are down- but the process of banking goes on no matter what is happening." - R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.

Connect with Doug MacKenze:

Website: Control Capital Solutions

Email: [email protected]

Connect with John Fox Ward:

Website: Nash Cashflow - The Nash CashFlow Group

Email: [email protected]

Most people are familiar with dividends as they pertain to stocks; a taxable distribution of profits by a corporation to its shareholders. While they may share the same name, dividends from a whole life insurance policy are diffent, and superior in many ways.

Join Doug and John, your IBC experts, for an exploration of whole life insurance dividends. Learn about their advantageous tax classification, ways in which they can be distributed or reinvested, and how they can power exponential growth in both the cash value and death benefit of a policy.

"If the owner uses the dividend to purchase Additional Paid-up Insurance, the result is an ever-increasing tax- deferred accumulation of cash values that support an ever-increasing death benefit. And there are no government beaurocrats looking over your shoulder telling you what you can and cannot do. The result is limited only by the imagination of the policy holder?" - R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.

Connect with Doug MacKenze:

Website: Control Capital Solutions

Email: [email protected]

Connect with John Fox Ward:

Website: Nash Cashflow - The Nash CashFlow Group

Email: [email protected]

Did you know that you can create your own privatized pension plan utilizing a well-designed whole life insurance policy? The "savings plans" used by the vast majority of Americans are not actually savings plans. Relying on investments to carry us through retirement years is putting faith in the idea that past performance is an indicator of future unkown results.

We think we have a better way! Join authorized IBC practitioners, Doug and John, as they explore this topic in detail with some real numbers!

"If you knew at passive income time, that you would be getting back everything that you paid into a system- -tax free-- would you object to putting more money in it?" - R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.

Connect with Doug MacKenze:

Website: Control Capital Solutions

Email: [email protected]

Connect with john Fox Ward:

Website: Nash Cashflow - The Nash CashFlow Group

Email: [email protected]

One of the most frequently asked questions by new clients is "how much premium can I pay?".

Join Doug and John, authorized IBC practitioners for an answer to this question. Funneling as much premium into a policy is important, but simply getting started is the key! 

"It never dawns on most financial gurus that you can control the financial environment in which you operate. Perhaps it is caused by lack of imagination, but whatever the cause, learning to control it is the most profitable thing you can do over a lifetime" - R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.

Connect with Doug MacKenze:

Website: Control Capital Solutions

Email: [email protected]

Connect with john Fox Ward:

Website: Nash Cashflow - The Nash CashFlow Group

Email: [email protected]

Join Doug and John, your IBC experts, for an exploration of  why Nelson chose whole life insurance as the preferred vehicle for The Infinite Banking Concept®

From it's unparralleled tax advantages, to it's unique felixibility and gaurantees, whole life insurance is the ideal vehicle for practicing the Infinite Banking Concept®. Learn why it is different from term insurance, why premiums aren't actually "expensive", and finally, explore the overall mechanics for an understanding of why it's the most sound place to store your money. 

"You finance everything you buy. You either pay interest to someone else, or you give up interest you could have earned elsewhere. There are no exceptions” – R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.

Connect with Doug MacKenze:

Website: Control Capital Solutions

Email: [email protected]

Connect with john Fox Ward:

Website: Nash Cashflow - The Nash CashFlow Group

Email: [email protected]

Join Doug and John, your IBC experts, for a simple explanation of simple concept that most people tend to overcomplicate- The Infinite Banking Concept®

The Infinite Banking Concept® (IBC) is about creating your own personalized banking system. The ideal vehicle is high cash value, dividend paying whole life insurance. When implemented correctly, the money in the policy can begin doing two jobs instead of one. Having an ever-growing base of capital ready to deploy outside of the policy is what makes this concept truly infinite. 

“Wealth has got to reside somewhere. Where would you prefer to have it reside?” – R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.

Connect with Doug MacKenze:

Website: Control Capital Solutions

Email: [email protected]

Connect with john Ward:

Website: Nash Cashflow - The Nash CashFlow Group

Email: [email protected]

To kick off the podcast, Doug and John provide a cursory overview of how they discovered the Infinite Banking Concept (IBC) as well as provide a general overview of this supremely advantaged, relatively unknown strategy. Learn how you can incorporate the IBC into your life and existing financial plan to create a rock-solid foundation for your money. 

“Wealth has got to reside somewhere. Where would you prefer to have it reside?” – R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.

Connect with Doug MacKenze:

Website: Control Capital Solutions

Email: [email protected]

Connect with john Ward:

Website: Nash Cashflow - The Nash CashFlow Group

Email: [email protected]