Planning for retirement often focuses on saving, investing, and building wealth. But what about the end of retirement?

In this episode of The About Podcast, hosts Jeremy Scott and Roy Hucke continue their conversation on a topic many people avoid but everyone should prepare for: end-of-retirement planning. This is Part 2 of the discussion, shifting the focus to the financial and legal decisions that can make life easier for you and your loved ones when the unexpected happens.

Roy shares practical insights from working with clients and walks through the key things people should consider before they lose the ability to make decisions for themselves and after they pass away. From powers of attorney and long-term care planning to wills, probate, and beneficiary designations, this episode highlights why planning ahead is one of the greatest gifts you can give your family.

If you’ve ever wondered how to prepare financially and legally for the later stages of life, this episode provides a thoughtful starting point.

In this episode, we discuss:

• Why end-of-retirement planning matters
• Preparing for incapacity and long-term care decisions
• The importance of medical and financial power of attorney
• How estate planning works after death
• Wills vs. beneficiary designations vs. probate
• Why documenting your wishes can ease the burden on loved ones

These conversations may be uncomfortable, but thoughtful planning can help ensure your wishes are honored and your family is supported when it matters most.

If you found this episode helpful, make sure to subscribe for more conversations about financial wellness, retirement planning, and living with clarity and purpose.

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Choosing a financial advisor is more than picking someone to manage investments. It’s choosing a long-term relationship that will impact your goals, retirement, family, and future.

In this episode of The About Podcast, hosts Roy Hucke and Jeremy Scott walk through the most important questions you should ask before hiring a financial planner.

If you’ve never worked with an advisor before, or you’re considering switching, this conversation will help you understand what really matters.

You’ll learn:

• Why asking why they became an advisor matters
• What credentials like CFP®, CFA, or CEPA actually mean
• The difference between fiduciary and best interest standards
• How advisors are compensated (fee-only vs. commission)
• What it means to be SEC-registered or part of a broker-dealer
• How team-based advisory firms work
• What specialties to look for based on your situation

Roy also shares his own journey from high school math teacher to Certified Financial Planner™, and why he focuses on planning, education, business owners, and clients navigating major life transitions.

Whether you're financially experienced or just getting started, this episode will help you ask better questions — so you can make confident decisions about who guides your financial future.

🎙️ Have a question you'd like covered on a future episode? Let us know in the comments.

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What should you focus on first: saving for retirement, building an emergency fund, paying off debt, funding your kids’ college, or finally booking that trip you’ve been dreaming about?

In this episode, Roy and Jeremy unpack one of the most common (and overwhelming) questions in personal finance: How do I decide what to do first?

From emergency funds and estate planning to life insurance, retirement, career changes, and even marriage dynamics, they explore how financial priorities are deeply connected to life priorities. Because before you can decide where you’re going, you have to understand where you are.

Roy shares real client stories, including beneficiary mistakes, long-term care conversations, and the emotional weight behind financial decisions, to show why clarity creates confidence. Together, they discuss:

• Why an emergency fund is foundational
• How to align financial decisions with your life goals
• Why retirement means something different for everyone
• How financial planning creates freedom, not restriction
• The importance of preparing for worst-case scenarios while living fully today

Financial planning isn’t about spreadsheets, it’s about peace of mind, clarity, and confidence in the choices you’re making.

If you’ve ever felt unsure about what step to take next, this conversation will help you think differently about your priorities, and give you a practical framework for moving forward.

🎙 Listen now and take the next step toward financial clarity.

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In this episode of The About Podcast, Roy and Jeremy break down one of the most important—and most misunderstood—parts of financial health: the emergency fund.

They explore why relying on credit cards during a crisis can keep you stuck, how much you actually need set aside, and how an emergency fund gives you more than security—it gives you freedom, dignity, and better choices when life throws a curveball.

From real-life examples to practical rules of thumb, this conversation will help you understand:

• What an emergency fund really is (and what it isn’t)

• How much you should aim to save based on your situation

• Where to keep your emergency money

• Why this is the foundation of every solid financial plan

If you’ve ever wondered how to protect yourself from life’s “what ifs,” this episode is a must-listen.

🎧 Subscribe for more conversations about money, meaning, and making wise financial decisions.

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In this episode of The About Podcast, Jeremy and Roy sit down with banking expert Adna Romero to demystify the world of banking—from everyday checking accounts to commercial lending and everything in between.

With a career that spans personal banking, branch management, and commercial lending, Adna brings a rare, behind-the-scenes perspective on how banks actually work. Together, they explore what a “banker” really does, how banks make money, how to choose the right bank for your lifestyle or business, and what most people don’t realize about FDIC coverage, technology, and financial access.

If you’ve ever wondered whether you’re using the right bank, why people end up with multiple accounts, or how banking fits into your overall financial health, this conversation will give you clarity.

🎧 Topics covered:

• What a banker actually does

• How banks differ (big vs. local vs. credit unions)

• Choosing the right bank for your needs

• FDIC insurance explained

• How technology has reshaped banking

• Personal vs. business banking

• Common mistakes people make

Subscribe for more real conversations about money, careers, and financial well-being.

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In this episode of The About Podcast, Roy and Jeremy are joined by estate planning attorney Skyler Budman for a fascinating and eye-opening conversation on celebrity estate planning mistakes, and what everyday families can learn from them.

Using real-world examples from pop culture, we break down how even massive wealth, elite advisors, and good intentions can still lead to costly oversights, public court battles, and unnecessary taxes. From outdated documents to no planning at all, these stories show why estate planning isn’t just about money—it’s about clarity, protection, and peace of mind.

We discuss lessons from the estates of Kobe Bryant, Prince, and Aretha Franklin, highlighting how missed updates, handwritten wills, and dying without a plan can create chaos for loved ones left behind.

Whether you already have an estate plan or have been putting it off, this episode offers practical insights on:

• Why estate plans must be reviewed after major life events
• What happens when someone dies without a will
• How probate becomes public—and expensive
• Why “good enough” planning often isn’t enough

This is an educational conversation with real-life consequences, and a reminder that proactive planning today can spare your family difficult decisions tomorrow.

🎧 Listen now and learn why estate planning is about more than assets—it’s about intention.

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Talking about money isn’t always easy—but it is essential. In this episode of The About Podcast, Jeremy Scott and Roy Hucke break down why finances are one of the top sources of conflict for couples and families, and how open communication can completely change the game.

Whether you're newly engaged, newly married, blending families, or simply trying to get on the same page with someone you love, this conversation digs into:

• Why money is such an emotional topic
• How your childhood shapes your financial mindset
• The importance of knowing your financial values
• How to have honest conversations without judgment
• When and how to get “financially transparent” (yes—financially naked!)
• Why shared goals matter more than identical habits
• How couples can align around budgets, priorities, and long-term plans

You’ll also hear real stories from Jeremy’s premarital counseling sessions and Roy’s work with engaged couples who are just starting their financial journey together. From managing debt to merging budgets to figuring out who handles the bills, this episode is packed with practical insight and plenty of laughs along the way.

If you want fewer fights and more clarity around money in your home, this one’s for you.

👍 Like, subscribe, and share if this episode helps you start a healthier money conversation.

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In this episode of The About Podcast, hosts Jeremy Scott and Roy Hucke, CFP®, break down one of the most misunderstood titles in the financial world: What exactly is a financial advisor?

From licensing and designations to fiduciary responsibility and holistic planning, Roy pulls back the curtain on what separates a true planner from someone who simply sells financial products. Jeremy brings the client perspective—asking the questions most people don’t know to ask when choosing an advisor.

• Why the term “financial advisor” is often a broad, misleading umbrella
• The real difference between someone who sells products vs. someone who creates a plan
• What it takes to become a CERTIFIED FINANCIAL PLANNER™ (CFP®)
• Why fiduciary duty matters—and how it impacts your financial wellbeing
• Real-life examples of how planning saves money, reduces taxes, and guides better decisions
• How to know what type of advisor is right for you

Whether you're looking for help with investments, preparing for major life events, or trying to understand the alphabet soup of financial titles, this conversation brings clarity to a confusing industry.

👉 New to financial planning? This is the perfect episode to start with.

👉 Already working with an advisor? Learn what to look for—and what questions to ask.

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In this episode of The About Podcast, Roy Hucke and Jeremy Scott sit down with Nicole Conner, Internal Charitable Consultant at Raymond James Charitable, to unpack one of the most powerful yet often misunderstood tools for giving: the Donor Advised Fund (DAF).

💡 What you’ll learn:

• What a donor advised fund is — and why it’s becoming the preferred giving vehicle for many families.
• How DAFs simplify charitable giving while maximizing tax efficiency.
• The difference between a donor advised fund and a private foundation.
• How you can use DAFs to create a lasting charitable legacy.
• Real-world examples of how clients use DAFs to manage one-time gifts or ongoing giving plans.

Nicole shares insights from her years of experience advising financial professionals and clients on effective charitable strategies — making this a must-listen for anyone interested in philanthropy, financial planning, or building impact into their legacy.

🎙️ Featuring:

• Roy Hucke, Credentialed Wealth Advisors and The About Podcast Co-Host
• Jeremy Scott, Pastor and The About Podcast Co-host
• Guest: Nicole Conner, Raymond James Charitable

📍Listen now to learn how to make giving simpler, smarter, and more meaningful.

👉 Subscribe to The About Podcast for more conversations about financial health, planning, and living with purpose.

© 2021-2024 Credentialed Wealth Advisors, LLC. All rights reserved. Credentialed Wealth Advisors, LLC is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities, past performance is not indicative of future results. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed here. | Privacy | Form CRS See less

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In this episode of The About Podcast, hosts Jeremy Scott and Roy Hucke dive into the rapidly changing world of artificial intelligence and how it’s showing up in everyday life, business, and even ministry.

From automating meeting notes and improving client communication to transforming research, writing, and productivity, Jeremy and Roy share real-world ways they’re using AI in their own work, and how it’s reshaping industries like financial advising, education, and nonprofits.

They also tackle the big questions:

💡 How do you balance innovation with security and compliance?

💬 What’s the right way to use AI ethically?

🧭 And what does it all mean for the human side of our work?

It’s an honest, practical, and sometimes funny conversation about what AI can (and can’t) do, and how to make it work for you, not replace you.

🎧 Listen now.

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