Hi everyone. I'm Sudeshna. I'm an economist and have worked in the financial services industry for over a decade.
Today I'm going to share with you seven personal frugal habits that I have, and if you stay till the end, I will give you a bonus rich habit that I have inculcated over the years, and that has made me more money.
But first things first, let's talk about the frugal habits.
1. Knowing my inflows and outflows
2. Automatically saving and investing
3. Avoiding credit card debt
4. Optimizing tax bill legally
5. Sleep over before high value purchase
6. Spend on Quality over Quantity
7. Buying back my time using outsourcing
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