Resolving to get your portfolio in shape for 2021? Vice President Rick Winters and Senior Financial Planner Andrew Busa are here to help. In the year’s final episode of The Adviser You Can Talk To Podcast, they lay out seven steps for investors to consider as we close the books on 2020—and they are equally applicable throughout the year.

Click to listen now!

With the U.S. stock market hitting new records in 2020, does an investor even need to look beyond our borders to find places to put their money? Maybe not—but we think they could benefit if they do. Simply put, smaller foreign companies simply aren’t on most people’s radars, and therein lies the opportunity. Let Jeff and Liz show you the potential benefits of this under-explored sector.

Referenced links:

Today's Market Takeaways: December 15, 2020 (https://bit.ly/388qIzy)

Today's Market Takeaways: December 8, 2020 (https://bit.ly/3r5Mwoj)

Tactical investment strategies may seem confusing or complex; there are a lot of misconceptions about how they work and how they fit into a long-term investor’s portfolio. We’re here to clear things up with an engaging overview of this ever-evolving investing methodology.  

Tactical strategies offer a solution for investors seeking to remove the emotional component from decision-making in their portfolios. It’s not for everyone, but is tactical for you? Click to listen now!

With mortgage rates at historic lows, refinancing has become a hot topic—but is it the right move for you? In this episode, three of Adviser Investments’ Certified Financial Planner™ professionals go through the top five questions to ask yourself before refinancing the mortgage on your primary residence. They cover need-to-know loan terms and features, when refinancing does and does not make sense, what to look for in a lender and much more. Listen now!

More on refinancing: https://bit.ly/36I6jAI

An end to election uncertainty and encouraging COVID-19 vaccine news sent stocks surging. But typically, it’s not news, but corporate earnings results that drive the stock market. How are these recent blockbuster events likely to impact bottom lines and outlooks as companies grapple with renewed coronavirus challenges?

For more on the investment trends we’re currently seeing, click to listen now!   

The polls may be closed, but there’s a lot we don’t yet know about the outcome of the 2020 election. But we do have some insights and ideas to share with you. In this special The Adviser You Can Talk To Podcast, Dan Wiener and Jim Lowell take us through the knowns, unknowns and certainties of this election, including how the results may impact the market and the nation today, tomorrow and into the future.

Dan and Jim discuss:

• Whether we’re likely to see an immediate market reaction to the results
• How to avoid falling into the trap of short-termism
• The economic difficulties that will confront the next president, regardless of who the winner is
• How to protect yourself from volatility without taking on too much risk

This election season has been as divisive as any we’ve witnessed in our lifetimes. But for long-term investors like us, staying the course doesn’t mean staying still—it means staying disciplined, diversified and invested in managers who have the foresight to spot the opportunities that may be present in times of volatility.

Listen to today’s special podcast to get our take on this historic election. And please reach out and contact us today, tomorrow or anytime with any questions or concerns you have—we can help. Click above to listen now.

Roth IRAs—you may have heard of this type of individual retirement account, but do you know how a Roth really works? In this episode of The Adviser You Can Talk To Podcast, our financial planning specialists Andrew Busa and Rick Winters provide an in-depth explanation of the uses and benefits of the Roth IRA, including:

• The requirements and tax advantages
• Why to open a Roth at the beginning of your career
• The so-called “backdoor” Roth conversion—what it is and when to do it
• The Roth’s role in your legacy planning

Don’t let this important tool in your financial planning arsenal go to waste. Listen now to learn how you can deploy Roth IRAs for maximum benefit! Curious about whether converting from a traditional IRA to a Roth is right for you? Click above to listen now.

Or, click here for our free special report, Converting to a Roth IRA.

With the 2020 election only weeks away, the news is dominated with doom and gloom predictions about how its aftermath will impact the markets and economy. Like many investors, you may wonder how the results could affect your portfolio.

This candid conversation will give you peace of mind and provide you with the knowledge you need to get through the election feeling financially secure. Click to listen now!  

Links: Market Cycles, Not Election Cycles SR (https://bit.ly/3nTay4j)

We’ve all witnessed the severe economic blows dealt to countless companies and private businesses as a result of coronavirus and the resulting shutdowns. Less ubiquitous in news cycles but equally important are the budget pressures state and local governments are facing from COVID-19-related cutbacks and the impact they have on municipal bonds.

For more on how investors should approach munis in the time of COVID-19 and the fledgling economic recovery, click to listen now!   

A number of recent articles have criticized 401(k) plans, the centerpiece of many peoples’ retirement savings. Is it time to reconsider using the 401(k) as a key tool to deliver financial peace of mind? Hardly.   

Join our wealth management and financial planning experts for this engaging lesson on why the tax-advantaged benefits of 401(k) plans remain a must-have for most retirement savers. Tune in as we debunk costly misconceptions and provide clear advice to help you make the most of your 401(k) plan.

Click here for a copy of the Key Financial & Tax Planning Data sheet referenced in the podcast.