Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Austin Peterson of Backbone Planning Partners. Austin shares his path into wealth management and the experiences that ultimately led him to focus his practice on private business owners. He discusses why many successful entrepreneurs lack coordinated financial advice and why planning for an eventual business transition should begin years before an owner expects to sell. 

The conversation explores one of the biggest challenges facing business owners: having the majority of their net worth concentrated in a single company. Austin explains how Backbone helps clients gradually move wealth from their business balance sheet to their personal balance sheet, with the goal of building financial independence before an eventual sale. We also discuss balancing reinvestment in the business with diversification, preparing a company for a future transition, and some of the common mistakes that can prevent owners from maximizing the value they have created.  

We also explore how Austin approaches portfolio construction for entrepreneurs, including the role of public markets, alternative investments, real estate, and tax-aware strategies. Austin shares why private investments can resonate particularly well with business owners and how Backbone incorporates alternatives alongside traditional investments based on each client's risk tolerance and financial plan. The discussion also touches on estate planning, family wealth transitions, and the importance of having an advisor coordinate with CPAs, attorneys, CFOs, and other professionals as the financial picture becomes more complex.  

Finally, Austin shares his perspective on how technology and AI may change financial advice while explaining why he believes the personal and emotional side of financial planning will remain difficult to replace. 

Austin Peterson | Backbone Planning Partners
Backbone Planning Partners

Josh Hile | Citizen Mint
Citizen Mint

Backbone Planning Partners is a registered investment adviser and the opinions expressed by Backbone Planning Partners on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although they should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Stephen Lewis of Future First Finance. Stephen shares his path into wealth management and the story behind Future First Finance, offering insight into why he built a firm focused on helping clients invest for both long-term financial success and the global transition to a lower-carbon economy.

The conversation explores how Future First Finance differentiates itself through a research-driven approach that combines comprehensive financial planning with a disciplined investment philosophy centered on climate innovation and the energy transition. Stephen discusses the importance of looking beyond traditional ESG labels, identifying businesses positioned to benefit from long-term structural trends, and helping clients align their portfolios with both their financial objectives and personal values.

We also discuss portfolio construction in today's increasingly complex investment environment and the growing role of private markets in helping investors pursue diversification, long-term growth, and exposure to innovative sectors shaping the future economy. From climate-focused investing to thoughtful portfolio design and long-term planning, this episode provides a look into how advisors are helping clients navigate emerging opportunities while building resilient, future-oriented portfolios.

Stephen Lewis | Future First Finance
https://futurefirstfinance.com/

Josh Hile | Citizen Mint
https://www.citizenmint.com

Future First Finance is a registered investment adviser and the opinions expressed by Future First Finance on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although they should not be relied upon as such. Any statements or opinions are subject to change without notice. 

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Jacob Tally of Prospero Wealth. Jacob shares his path into wealth management and the story behind Prospero Wealth, offering insight into why the firm was built specifically to serve tech professionals navigating the unique financial complexities of equity compensation, concentrated stock positions, and rapidly changing careers.

The conversation explores how Prospero Wealth differentiates itself through a specialized, planning-first approach designed for startup employees, engineers, founders, and public company executives. Jacob discusses the importance of integrating tax strategy, financial planning, and investment management to help clients make smarter decisions around RSUs, stock options, liquidity events, and long-term wealth creation.

We also discuss portfolio construction in today's increasingly complex investment environment and the growing role of private markets in helping investors pursue diversification, tax-aware strategies, and long-term growth. From managing concentrated equity exposure to building resilient portfolios beyond public markets, this episode provides a look into how specialized advisors are helping clients navigate the financial opportunities and challenges unique to the technology industry.

Jacob Tally | Prospero Wealth
https://prosperowealth.com/

Josh Hile | Citizen Mint
https://www.citizenmint.com

Prospero Wealth is a registered investment adviser and the opinions expressed by Prospero Wealth on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although they should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Christina Kramlich of Cantata Wealth. Christina shares her path into wealth management and the story behind Cantata Wealth, offering insight into how the firm helps individuals and families navigate the complexities of preserving and growing wealth across generations.

The conversation explores how Cantata Wealth differentiates itself through a highly personalized, planning-first approach that emphasizes long-term relationships, thoughtful investment management, and aligning financial strategies with each client's unique goals and values. Christina discusses the importance of building trust with clients, preparing families for generational wealth transfer, and creating investment strategies designed to adapt through changing markets and evolving life circumstances.

We also discuss portfolio construction in today's increasingly complex investment landscape and the growing role of private markets in helping investors pursue diversification, income, and long-term growth. From family wealth stewardship to multigenerational planning and disciplined investing, this episode provides a look into how advisors are helping clients build lasting financial legacies while delivering a more personalized wealth management experience.

Christina Kramlich | Cantata Wealth
https://www.cantatawealth.com/

Josh Hile | Citizen Mint
https://www.citizenmint.com

Cantata Wealth is a registered investment adviser and the opinions expressed by Cantata Wealth on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although they should not be relied upon as such. Any statements or opinions are subject to change without notice. 

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. 

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Louis Green of Prestiq Wealth. Louis shares his path into wealth management and the story behind Prestiq Wealth, offering insight into how the firm delivers institutional-quality investment management through a highly personalized and planning-driven approach.

The conversation explores how Prestiq Wealth differentiates itself by combining disciplined portfolio construction with comprehensive financial planning, helping clients navigate increasingly complex investment decisions while remaining focused on long-term objectives. Louis discusses the importance of balancing risk management, tax awareness, and strategic asset allocation to build portfolios that can adapt through changing market environments.

We also discuss portfolio construction in today’s evolving investment landscape and the growing role of private markets within diversified portfolios. From evaluating alternative investments to implementing long-term wealth strategies, this episode provides a look into how advisors are moving beyond traditional models to deliver more customized, sophisticated solutions for clients.

Louis Green | Prestiq Wealth
 https://www.prestiqwealth.com/

Josh Hile | Citizen Mint
 https://www.citizenmint.com

Prestiq Wealth is a registered investment adviser and the opinions expressed by Prestiq Wealth on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Rubin Miller of Peltoma Capital Partners. Rubin shares his path into wealth management and the story behind Peltoma Capital Partners, offering insight into how the firm helps individuals and families navigate increasingly complex financial decisions through disciplined planning and long-term investment management.

The conversation explores how Peltoma Capital Partners differentiates itself through a client-centered approach focused on personalized advice, thoughtful portfolio construction, and aligning investment strategies with each client's long-term financial goals. Rubin discusses the importance of balancing growth, risk management, and tax considerations while helping clients remain focused through changing market environments.

We also discuss portfolio construction in today's evolving investment landscape and the growing role of private markets in helping investors pursue diversification and long-term wealth creation. From building resilient portfolios to evaluating alternative investments, this episode provides a look into how advisors are adapting beyond traditional models to better serve sophisticated investors.

Rubin Miller | Peltoma Capital Partners
 https://www.peltomacapital.com/

Josh Hile | Citizen Mint
 https://www.citizenmint.com

Peltoma Capital Partners is a registered investment adviser and the opinions expressed by Peltoma Capital Partners on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Frank Byskov of Forty4 Financial. Frank shares his path into wealth management and the story behind Forty4 Financial, offering insight into how the firm helps clients simplify complex financial decisions through a planning-first approach centered on long-term relationships and personalized advice.

The conversation explores how Forty4 Financial differentiates itself through comprehensive financial planning, transparent guidance, and a commitment to helping clients align their financial resources with their broader life goals. Frank discusses the importance of looking beyond investment performance alone and how thoughtful planning can help clients navigate major decisions, manage risk, and build lasting wealth.

We also discuss portfolio construction in today’s increasingly complex investment environment and the growing role of private markets within diversified portfolios. From holistic wealth planning to implementing long-term investment strategies, this episode provides a look into how advisors are evolving beyond traditional models to deliver more personalized and impactful client experiences.

Frank Byskov | Forty4 Financial
 https://forty4financial.com/

Josh Hile | Citizen Mint
 https://www.citizenmint.com

Forty4 Financial is a registered investment adviser and the opinions expressed by Forty4 Financial on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Rebecca White of Harrington Investments. Rebecca shares her path into wealth management and the story behind Harrington Investments, offering insight into how the firm approaches investing through a lens that integrates financial outcomes with broader social and environmental considerations.

The conversation explores how Harrington Investments differentiates itself through a values-driven and research-focused approach, with an emphasis on helping clients align investment strategies with long-term objectives and personal priorities. Rebecca discusses the evolving role of impact investing and how advisors can think beyond traditional portfolio construction to incorporate purpose, stewardship, and meaningful outcomes into the investment process.

We also discuss portfolio construction in today’s increasingly complex environment and the role of private markets, diversification, and long-term themes in helping investors navigate change. From values-based investing to implementing thoughtful investment strategies, this episode provides a look into how advisors are creating more personalized experiences and expanding the way wealth management can serve clients.

Rebecca White | Harrington Investments
https://www.harringtoninvestments.com/

Josh Hile | Citizen Mint
https://www.citizenmint.com

Harrington Investments is a registered investment adviser and the opinions expressed by Harrington Investments on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Guillaume Decalf of Oui Financial. Guillaume shares his path into wealth management and the story behind Oui Financial, offering insight into how the firm approaches financial advice through a globally informed perspective and a focus on helping clients align their wealth with broader life goals.

The conversation explores how Oui Financial differentiates itself through a relationship-driven and planning-centered approach, with an emphasis on personalized guidance, long-term thinking, and helping clients navigate increasingly complex financial decisions. Guillaume discusses how modern wealth management extends beyond portfolio construction and requires a deeper understanding of client priorities, lifestyle considerations, and evolving objectives.

We also discuss portfolio construction in today’s rapidly changing investment environment and the growing role of private markets in diversified portfolios. From global wealth planning and tax considerations to implementing thoughtful investment strategies, this episode provides a look into how advisors are creating more customized experiences and evolving beyond traditional wealth management models.

Guillaume Decalf | Oui Financial
 https://ouifinancial.com/en/

Josh Hile | Citizen Mint
 https://www.citizenmint.com

Oui Financial is a registered investment adviser and the opinions expressed by Oui Financial on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Matthew Oberdorfer of ObFi.com. Matt shares his path into wealth management and the story behind building a modern advisory focused on helping clients avoid costly financial mistakes while better navigating taxes, risk, and long-term decision making.

The conversation explores how OBfi differentiates itself through a fee-only, planning-centered approach with an emphasis on transparency, personalized advice, and aligning both personal and business wealth strategies. Matt discusses the firm's “Next Gen Advisor” philosophy and how integrating financial planning, investment management, and broader life decisions can create more meaningful outcomes for clients. 

We also discuss portfolio construction in today’s increasingly complex environment and the role of tax-aware investing, alternative strategies, and private markets in helping clients pursue diversification and long-term wealth creation. From business owners and professionals to military veterans and entrepreneurs, this episode provides insight into how modern advisors are evolving beyond traditional models to deliver more comprehensive advice. 

Matthew Oberdorfer | ObFi
ObFi.com

Josh Hile | Citizen Mint
Citizen Mint

ObFi is a registered investment adviser and the opinions expressed by ObFi on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.