In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by C. David Cain, President and CEO of Heroes Home Advantage, a program that offers military, law enforcement, firefighters, health care, emergency personnel, and teachers a discount or rebate when purchasing real estate. Together, they talk about how the Heroes Home Advantage program works.

In this episode, you will learn:

• What the Heroes Home Advantage Program is.
• How the Heroes Home Advantage Program works, including how and when heroes receive rebates for real estate.
• How the Heroes Home Advantage Program differs from other similar programs.
• How to get involved in the program, on both the hero and partner side.
• And more!

Resources:
Episode Transcript & Blog | heroeshomeadvantage.com | Schedule an Introductory Call | Bautis Financial: 7 N Mountain Ave Montclair, New Jersey 07042 (862) 205-5000

In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by John K. Ross, Founder of Ross & Shoalmire Elder Law Attorneys. John is a nationally recognized expert in estate planning, asset protection and taxation with over twenty years of law practice. Together, they discuss the process of estate planning, including the elements of a proper plan and considerations to make along the way.

In this episode, you will learn:

• The basic elements of an estate plan.
• If you should self-fund for long-term care or get long-term care insurance.
• The uses of a will and a trust, and how to determine if you need one or the other (or both).
• How frequently you should review and update your estate planning documents.
• And more!

Resources:
Episode Transcript & Blog | rossandshoalmire.com | Big Picture Retirement Podcast | Schedule an Introductory Call | Bautis Financial: 7 N Mountain Ave Montclair, New Jersey 07042 (862) 205-5000

In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by Nate Lind, an entrepreneur, the author of Maximum Exit: The Definitive Guide for Internet & Technology-Focused Business Founders, and a business broker at Website Closers, the largest marketplace of $1 million to $150 million dollar internet, technology and e-commerce businesses.

In this episode, you will learn:

• The primary three reasons why business owners decide to sell their company.
• How to calculate what your business is worth, and strategies you can use to increase the value.
• The types of business buyers.
• How to determine the best time to sell your business.
• The different types of deal structures.
• And more!

Resources:
Episode Transcript & Blog | [email protected] | Website Closers | Maximum Exit: The Definitive Guide for Internet & Technology-Focused Business Founders | Schedule an Introductory Call | Bautis Financial: 7 N Mountain Ave Montclair, New Jersey 07042 (862) 205-5000

The loss of a job can cause serious stress, personally and financially. To help you navigate this disruption in employment, Agent of Wealth Podcast host Marc Bautis lays out exactly what you should do when you lose your job. All of the steps discussed in this podcast episode are succinctly listed in this Job Loss Checklist.

If you are still employed, you’ll still want to tune into the episode to understand how you can better prepare yourself in the event a job loss occurs in your future.

In this episode, you will learn:

• How to run a job loss scenario.
• After you lose your job, how to create a plan for depleting your reserves (or savings).
• A variety of health insurance options for those who recently experienced a job loss.
• How to put a budget, or spending plan, in place after the loss of an income.
• How to prepare your finances for a job loss, in the event that it does occur in the future.
• And more!

Resources:
Episode Transcript & Blog | Complete the Checklist | Schedule an Introductory Call | Bautis Financial: 7 N Mountain Ave Montclair, New Jersey 07042 (862) 205-5000

In this episode of The Agent of Wealth Podcast,  the Bautis Financial team discusses the eighth book assignment in their monthly Book Club, Hero on a Mission: A Path to a Meaningful Life. Some people live stories that are filled with significance and meaning, while others feel as though they’ve lost the plot. In Hero on a Mission, Donald Miller explores the principles that make a story meaningful and then helps us apply those principles to our lives.

In this episode, you will learn:

• The four roles we play in life: the victim, the villain, the hero, the guide.
• How – and why – to write your own eulogy.
• How to cast your long- and short-term visions.
• How to apply Hero on a Mission to your life.
• And more!

This is the eighth episode in the Bautis Financial Book Club series. Listen to the other episodes:

• Episode 75 – Atomic Habits by James Clear
• Episode 76 – The Infinite Game by Simon Sinek
• Episode 88 – Elon Musk – Tesla, SpaceX, and the Quest for a Fantastic Future by Ashlee Vance
• Episode 100 – Animal Spirits by George Akerlof and Robert Shiller
• Episode 109 – Stacked: Your Super-Serious Guide to Modern Money Management
• Episode 125 – Think Again by Adam Grant
• Episode 132 – How to Get All You Can From Your Money and “Die With Zero”

Resources:
Episode Transcript & Blog | Hero on a Mission: A Path to a Meaningful Life | Schedule an Introductory Call | Bautis Financial: 7 N Mountain Ave Montclair, New Jersey 07042 (862) 205-5000

In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by Chris Donaldson, a world traveler and the author of the book Going the Wrong Way, a coming-of-age, self-help book about a road trip like no other. This year, 42 years after his first journey, Chris is setting out on another adventure across the world. Today we will talk about the power of travel and reasons to journey around the world in retirement.

In this episode, you will learn:

• The story behind Chris Donaldson’s Going the Wrong Way.
• Why Chris Donaldson is hitting the road again for a second motorcycle road trip, and how this trip differs from the first one, 42 years ago.
• Compelling reasons to travel solo.
• Reasons to journey and explore in retirement.
• And more!

Resources:
Episode Transcript & Blog | Going the Wrong Way | chrisdonaldson.world | Schedule an Introductory Call | Bautis Financial: 7 N Mountain Ave Montclair, New Jersey 07042 (862) 205-5000

As if Required Minimum Distributions (RMDs) weren’t confusing enough, there have been recent tweaks to the tax code from The SECURE Act, The SECURE Act 2.0 and the CARES Act. So, if you’re close to retirement age, you probably have a lot of questions about this topic (and you’re not alone). In this episode of The Agent of Wealth Podcast, host Marc Bautis does a deep dive into RMDs.

In this episode, you will learn: 

• What a Required Minimum Distribution (RMD) is.
• How a Required Minimum Distribution (RMD) is calculated.
• Why learning about RMDs now is important, even if you’re years away from your 70’s.
• RMD planning opportunities that can mitigate the impact of RMDs. 
• How The SECURE Act 2.0 changed Required Minimum Distribution (RMD) rules.
• And more!

Resources:
Episode Transcript & Blog | Complete the Checklist | 12 Answers to the Most Asked RMD Questions | Schedule an Introductory Call | Bautis Financial: 7 N Mountain Ave Montclair, New Jersey 07042 (862) 205-5000

In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by Tracy Coenen, a forensic accountant and the brains behind The Divorce Money Guide. Tracy’s passion lies in helping those who feel powerless in their financial situation while going through – or after – a divorce. By following her carefully laid out steps, people in the process of divorce go from uninformed and overwhelmed to feeling in control of their finances. 

In this episode, you will learn:

• The first thing you should do with your finances if you’re thinking about filing for divorce.
• How to figure out if your partner is hiding money or assets.
• Financial “red flags” to look for in a marriage or divorce.
• A variety of financial tips for a divorcee who has not typically managed the family’s finances.
• And more!

Resources:
Episode Transcript & Blog | The Divorce Money Guide | Schedule an Introductory Call | Bautis Financial: 7 N Mountain Ave Montclair, New Jersey 07042 (862) 205-5000

1 in 3 Americans are planning to make finance-related New Year’s resolutions, and 31% of those people with a financial resolution want to save more, according to a poll from WalletHub. If you’re in the same boat and want to save more, this episode of The Agent of Wealth Podcast provides a detailed overview of all the savings vehicles. In it, host Marc Bautis walks through a checklist that covers all the factors you should consider when opening up or contributing to a savings account.

In this episode, you will learn:

• What a savings rate is, and how it fits into the three-legged financial stool.
• Savings options within employer benefit plans, including employee-sponsored 401ks, HSAs, stock options, and more.
• Investment and retirement accounts to consider, including the pros and cons of a Roth versus traditional account.
• Smart ways for business owners to save
• Ways to save for children or grandchildren.
• And more! 

Resources:
Episode Transcript & Blog | Complete the Checklist | Schedule an Introductory Call | Bautis Financial: 7 N Mountain Ave Montclair, New Jersey 07042 (862) 205-5000

eCommerce business owners, listen in! In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by Irina Poddubnaia, Founder of TrackMage, a software for eCommerce sellers that helps them track packages, and a business consultant who specializes in operations and processes optimization. Irina shares tips for growing eCommerce companies that need help optimizing their process and standing out in the highly competitive market.

In this episode, you will learn:

• Current challenges in the eCommerce business, including the impact of COVID and supply chain disruptions.
• Possible, future challenges in the eCommerce business,
• Three strategies that allow companies to survive and thrive in a recession (automating processes, reducing operational costs and getting extra revenue from existing customers).
• How eCommerce companies can improve their revenue stream.
• And more!

Resources:
Episode Transcript & Blog | Trackmage.com | Schedule an Introductory Call | Bautis Financial: 7 N Mountain Ave Montclair, New Jersey 07042 (862) 205-5000