In this episode of Wise Move, host Meredith Buckland talks with David Gray from Cross Country Mortgage about navigating the home loan process. With over 12 years of experience, David shares insights on rates, affordability, and creative financing strategies. They discuss the importance of credit, down payment planning, and lender–realtor partnerships that give buyers a competitive edge. David also explains how preparation, teamwork, and education help first-time buyers feel confident in making one of life’s biggest investments.

🎧 Hosted by: Meredith Buckland

👤 Guest:🖋 David Gray – Senior Loan Officer, Cross Country Mortgage

David Grey is a Mortgage Loan Officer at CrossCountry Mortgage, helping clients achieve their homeownership and refinancing goals. David focuses on providing personalized mortgage solutions while guiding clients through every step of the lending process with clarity and integrity. He is committed to delivering exceptional service and making the mortgage experience straightforward and stress-free. Outside of work, David is passionate about supporting his local community and staying involved in initiatives that strengthen families and neighborhoods.

💡 Key Topics Covered:

✔️ Why preparation matters more than rates alone

✔️ The impact of credit scores and savings on approvals

✔️ Tips for navigating affordability in high-priced markets

✔️ How teamwork between agents and lenders wins offers

✔️ What first-time buyers should do before house hunting

📇 Connect with David Gray:

🌎 Website → https://crosscountrymortgage.com/cleveland-oh-2080/david-gray/

🔗 LinkedIn → https://www.linkedin.com/in/dgray9269/

📘 Facebook → https://www.facebook.com/DavidJGrayMortgage/

🎙 Follow Meredith Buckland – Wise Move:

🌎 Website → https://www.meredithbuckland.com/

📷 Instagram → https://www.instagram.com/meredithbucklandrealtor/

🔗 LinkedIn → https://www.linkedin.com/in/meredithbuckland/

📘 Facebook → https://www.facebook.com/meredithbucklandrealtor/

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💎 Produced by Icons of Real Estate -https://iconsofrealestate.com/